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Things We Wished We Knew Before Retirement

Well it's great to be with you all again it's 
another video day for us – It is – So things that   we wish we knew before we retired almost 
sounds like a country music song there Tina   – And I guess you must be feeling lucky 
today Norm – Oh yeah got my lucky shirt   on so because we're filming been to 
Costco – Got the great deals haven't we   – We have so one of the things that we wish we knew 
before we retired was how free it is how stress   free no longer having to get up and go through the 
morning ritual of preparing yourself to go to work   and being accountable to somebody else all 
day long it's wonderful to be accountable to   your own self and your partner that's it 
you're your own person and it's such a freeing   feeling and we saw that with Tina when she gave 
up work the amount of stress we hadn't realized   until a few years after retirement just how 
different she was she'd lost all that stress of   meeting quotas and all that good stuff – And I think 
I'll just add Norm that when you're actually doing   the job you actually don't think it is stressful 
you don't think you are under all this   stress until you stop it do something else and 
you think wow this is a lot better we like this   it's great so just being accountable to ourselves 
we love it don't we – It is totally life changing   – One thing that we do think is very important 
before you retire is you do need to have a   discussion with your partner as to what it is 
that the ideas that you're both thinking you   have when you're going to retire you do need to 
have some goals about, do you want to travel do   you want to garden or do hobbies do you want 
to stay home you really do need to have that   conversation to make sure you're both on the 
same page – I think it is it is important and   we hear a lot from some comments especially 
married women who are saying that their husband   their frightened the husband will get under their feet 
because he'll be hanging around all the time in   retirement but that really isn't the case – Not 
for us is it – We've been secure as a couple for   the longest time and retirement hasn't changed 
how we feel about each other and about what   our expectations of each other is it's not as if 
we've all of a sudden being locked up together in   retirement (no) so it is important to figure out 
what you both want out of retirement and to have   that discussion a few years before you actually 
do retire (yeah) one thing to bear in mind is   the first few years of your retirement you'll 
be your most healthy so just use that health and   strength that you do have in the early years 
to achieve some of the goals that you want   – Yeah and if you want to be traveling do it while 
you've got that – Don't think about traveling if   that's on your list just do it right away – Yeah 
absolutely and that's what we've done isn't   it when we retired we just traveled everywhere 
didn't we it was great – About two years before we   retired we had an inspector come to the house 
for I don't even remember what it was but it was   some form of home inspection that we had to and 
so we got chatting with him because he was a few   years older than us but not that much and he told 
us that he had a house very similar to ours that   he had sold and now he was living an apartment 
and he went through the whole process of them   and how they moved to the apartment and how 
it was such an improvement on their life   and it was something we'd never ever considered 
– This was big news to us wasn't it we never even   thought about renting an apartment – We had been 
homeowners since we were 19 years old so to rent   we had that preconceived idea that it was throwing 
money away but the more that we looked into it so   after he left the next couple of days we spent 
many hours thinking about this we did a budget   of how much it cost to keep our mortgage free 
home – Yeah crunched all the numbers – And what the   rent would be and if we had sold the house and it 
made more and more sense to us to sell the house   to downsize into an apartment bank the money 
from the house live off that as an investment and   that's what we did – And that's what we did didn't 
we – But had that guy not come to our house we might   never have come up with that idea – No because 
originally we had thought that we would just   buy a smaller house didn't we – That's right yeah 
– So part of our decision when we had actually now   decided that we were going to rent and we realized 
that would take care of we wouldn't have all this   maintenance and stuff like that to do we decided 
after we started looking at apartments that if   we moved to a cheaper area could we benefit by 
getting the same as what we wanted in an apartment   but would it cost us less money so the more 
we looked into it we did have a family member   who lived in a cheaper place so we looked 
at the equivalent of renting an apartment   in this new place and it was so much cheaper 
wasn't it Norm – Because we initially thought   we would just sell our house and stay in 
the same area so we started shopping for   apartments to find out how much they cost and the 
availability and we were pretty surprised that   at the expense of them but we were prepared 
to pay that (yeah) and then we came to a what   you would call it a small town that's cheaper 
(yeah) we came to visit a family member here and so   we started looking around at the apartments here 
and they were substantially cheaper about $800   a month cheaper than where we were initially going 
to – Yeah and not only that Norm there was a lot of   extras with it wasn't that we got there was 
underground parking and what else a swimming pool   – And laundry facilities in the apartment – And that 
was one thing the gentleman had told us he didn't   have on-suite laundry he had it in a laundry room 
so we wanted that – But coming to the cheaper town   it wasn't just the rents that were 
cheaper everything was cheaper   the Tina's hairdresser as we've 
said in the past was cheaper it just permeated everything so our budget became 
so attainable (yeah) by moving – That gave us a lot   more money to be able to travel didn't it because 
we thought if we can save money on a daily basis   and it worked perfect didn't it – It did it was 
great, take a look at that if you do have family   that live in an area that might be cheaper or 
just consider going not knowing anybody – No it's   like a new adventure isn't it a new chapter in 
your life because we've made friends here and   they don't have any family just here but they've 
made it a new place for them haven't they – A lot   of people have moved out of the big cities to a 
small town because it's it's far more conducive to   retirement (yes) and friendlier another 
thing that you really need to consider   is where your friends are going to come from 
in retirement because once you leave work   those friendships tend to wither away because 
the only common bond you have was your job   your workplace so we've never 
really had lasting friendships from   work colleagues they've always been outside 
of there so it's it's critically important   to continue looking for friendships in retirement 
and being outgoing and prepared to speak to people   Tina when we moved to this apartment building 
they did have a social room and they did a coffee   morning and so she would go down there and we 
found out so much information about the town and   businesses to use – It was great wasn't it – It was – It 
was kind of my mission wasn't it to find out   new information and to try and make new friends 
which we did and we made some fabulous friendships   – Well in particular there was one couple that Tina 
made struck up a friendship with and they in turn   have introduced us to another couple yeah and then 
they in turn have introduced us to another couple   so that's how it goes – Yeah so now we've got 
a group of really close nice friends that we   socialize with don't we – And the thing that we have 
in common isn't an employer it's being retired   – It is isn't it – It really is so don't be afraid 
of striking out to a new city a new town   because it's relatively easy to make friendships 
– Yeah you just have to push yourself out there   a little don't you and be confident to going to 
things and it's very exciting isn't it so we hope   that everybody is staying safe – And keeping 
well – Until the next time bye bye, bye bye

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Our Day In Retirement / A Day In The Life

well team i got a favorite beatles song from way back when can you tell what the title is i was gonna say is it a hard day's night norm well that might describe a marriage but uh hey yay no i was thinking about day in the life oh that's that's a great topic for a video team it is but before we get to that we are tina and norm and we talk all things retirement lifestyle and travel when we can travel and if you're new to the channel um thank you for joining us and please consider subscribing it really does help our channel grow soden a day in the life and the reason we're doing this is because we've had quite a lot of viewers actually say to us what do we do in a day so we thought we would talk you through it so it's quite simple team i get up i sit in my chair and that's it i don't do anything no that's not true is that the end of the video in actual fact norm is the early riser he gets uh at around 5 30ish in the morning and he will creep away and go into the office and he will do video editing or photos or pictures whatever is needed um for youtube or for stock that's right tina's a hard task master she boots me out of bed so i enjoy that because it's quiet i get a lot of work done i'm able to concentrate on video editing and photo editing and i i quite enjoy that so then around uh well i can hear i know when it's 6 30 because i start to smell coffee wafting through from the kitchen oh yeah that's a good sort of mini alarm clock isn't it i don't even have to look at my watching actually no you can hear it gurgling in the distance so coffee goes off on the coffee maker at 6 30.

So my job at quarter to seven seven o'clock is to get her highness here or a cup of tea in bed what the perfect way to start the day i love to do it and so we uh i wake her up with the team bed and i don't throw it at him no we put a light on and uh and then we start having our first discussion of the day yeah we um at that point we do look at our youtube channel we do just to make sure there's no naughty comments on there that need deleting we always like to see like if where the subscriber numbers are how many views we've had on the videos we've put up we just generally just have a quick chat about it don't we we do and after we've done that we will then move through into the kitchen where we will have breakfast between around 7 30 to 8.

Yeah and then normally that's uh we we tend to like eggs and um as as we've told you in a in a video it seems a long long time ago we go to an egg farm that's uh that's just in the countryside not too far from here and we get fresh eggs from the farmer and um they're absolutely fantastic so we will have eggs for breakfast of some description and um and once again we will listen to the news um on our amazon device yeah we can't say a name because you'll start talking now we've really enjoyed listening or putting that on and just talking about the news that's going on and current affairs keep up the date so that we mentally caught it it catches us and keeps us um stimulated and aware of what's going on doesn't it that's kind of nice to do that and then after breakfast i will um sit in a nice comfortable chair and i like to do some of these brain games sort of either word puzzles or suduko um yeah you like those don't you i just feel as though your brain needs to be kept active and exercised as as much as your muscles do and um so i do that every day and then um yeah generally while you're doing that i'll do like comments and that on the youtube channel won't i tina's the chief commentator replier on our youtube channel i help her out with comments but tina does an awful lot of the comments so you know who to blame if you don't like the comment and then we might have maybe maybe a mid-morning coffee or after that we'll rotina's favorite is either a hot cross bun or a currant bun from our baker friend out in the countryside with coffee so she would have that every day at 10 30 toasted with butter yeah but we have tried to cut that down a bit looking sort of weight and things haven't we yeah the injuries are starting to pack on and then we will try to go for a walk um if we can we'll go for about an hour or so it has been really cold lately so when we have to adapt to the weather and if it's really really cold we'll sometimes just walk up and down the floors and go up and down the stairs in the apartment building and it's a great way of exercising um sometimes i will go swimming but the pool's being closed hopefully it's going to be opening soon so then i might go swimming too it's had a leak which has defied uh fixing for a long time so it looks like it might be coming back online um tina would swim every day um so and then with the markets being open i like i have a watch list uh that i have put together i have two actually i have uh the global mail newspaper has a watch list that you're able to set up and also yahoo finance does and i've just switched to the yahoo finance one because it it allows you to input your stocks into there as a portfolio and it shows the running amount by the second as the market is trading it's very addictive to sit there and it's actually very interesting isn't it because as we're buying new stocks and you're putting them on there then you can instantly hopefully that we're making money as opposed to losing it but you see the graph go up and it is quite exciting isn't it but we don't we think it's important to be aware if you if you are invested directly in the stock market um because the one thing that we have done is to is to leave a fair amount of cash in uh high interest bank accounts and if we see a pullback then we will invest if it's the type of stock that we are interested we just recently did that with the bank of nova scotia and the cibc bank and bought them at a at a nice discount they they dropped in a day um and uh they've gone back up yeah it's great we're doing really well on those aren't we so we spend quite a bit of time or you spend a lot more time than i do on that but we do that and then normally tina there's that magic hour of the day comes around oh that one hey you've missed lunchtime norm oh i'm on a diet so generally we will then have lunch and then we might do lots of different things in the afternoon we might go grocery shopping yeah um we might just go for a run out just for the hell of it to get out the apartment because as you realize this day is generally different because we're at home with the pandemic isn't it but this at this time of year as we're making this video we would normally be uh somewhere sunny uh either portugal or the us all destinations yet to be explored but we can't do that at the moment so we're adapting to around here on we are we're adapting to having a boring day actually and sometimes normal say in the morning this is just like groundhog day because he feels it's the same day in day out and it kind of is isn't it but it'll get better and that takes us to that well-earned great time of the day which happens at four o'clock doesn't it norm yep happy hour yay so we have been doing um virtual happy hours with friends yeah and i must admit this it's been working really well hasn't it so we use facetime but but just to to save all our own modesties we we just do it as audio um message uh facetime so our friends can be in their pajamas if they want to be and we normally chat for an hour and a half to two hours easily don't we we'll have a beverage or two and uh chat about news what's going on about mutual friends yeah and but the beauty is that then you can actually start to prepare your meal your dinner as well while you're chatting and having your happy hour so you know we might be chatting for an hour and a half and then in the last half hour we'll start to prepare dinner which is great isn't it and there are two ways that we eat dinner we'll either sit at our table and once again continue chatting we we have a lot to talk about with our youtube channel no shortage is this our stock photography business and with with places that we've identified we'd like to travel yeah so we will chat about that well the other way is we just stick the good old tele on and we sit on the couch with our dinner and watch a movie or a show and we've been finding some really good shows on our new tv with some great movies so that's been working really well it's been very enjoyable and that's kind of what we do in the evening now we will also check then our youtube channel before we go to bed see what's happening there um get updated with comments and things and normally we're we're in bed by 10 o'clock yeah and have a really sound sleep and then it's groundhog day again and then home gets up at 5 30 in the morning now we are hoping this will change slightly as we progress to being able to go to the trailer in may we do we're looking forward to yeah which will be great but basically that's kind of what we do we're just ordinary people day in the life of isn't it and what you find in retirement is you you wonder how you're going to spend the days but those minutes just find a way of filling up on all on their own and you'll be swept along with it yeah so that's our day in the life and thanks for watching and we hope that everybody is staying safe and keeping well till the next time bye bye bye

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Our Day In Retirement / A Day In The Life

well team i got a favorite beatles song from way back when can you tell what the title is i was gonna say is it a hard day's night norm well that might describe a marriage but uh hey yay no i was thinking about day in the life oh that's that's a great topic for a video team it is but before we get to that we are tina and norm and we talk all things retirement lifestyle and travel when we can travel and if you're new to the channel um thank you for joining us and please consider subscribing it really does help our channel grow soden a day in the life and the reason we're doing this is because we've had quite a lot of viewers actually say to us what do we do in a day so we thought we would talk you through it so it's quite simple team i get up i sit in my chair and that's it i don't do anything no that's not true is that the end of the video in actual fact norm is the early riser he gets uh at around 5 30ish in the morning and he will creep away and go into the office and he will do video editing or photos or pictures whatever is needed um for youtube or for stock that's right tina's a hard task master she boots me out of bed so i enjoy that because it's quiet i get a lot of work done i'm able to concentrate on video editing and photo editing and i i quite enjoy that so then around uh well i can hear i know when it's 6 30 because i start to smell coffee wafting through from the kitchen oh yeah that's a good sort of mini alarm clock isn't it i don't even have to look at my watching actually no you can hear it gurgling in the distance so coffee goes off on the coffee maker at 6 30.

So my job at quarter to seven seven o'clock is to get her highness here or a cup of tea in bed what the perfect way to start the day i love to do it and so we uh i wake her up with the team bed and i don't throw it at him no we put a light on and uh and then we start having our first discussion of the day yeah we um at that point we do look at our youtube channel we do just to make sure there's no naughty comments on there that need deleting we always like to see like if where the subscriber numbers are how many views we've had on the videos we've put up we just generally just have a quick chat about it don't we we do and after we've done that we will then move through into the kitchen where we will have breakfast between around 7 30 to 8.

Yeah and then normally that's uh we we tend to like eggs and um as as we've told you in a in a video it seems a long long time ago we go to an egg farm that's uh that's just in the countryside not too far from here and we get fresh eggs from the farmer and um they're absolutely fantastic so we will have eggs for breakfast of some description and um and once again we will listen to the news um on our amazon device yeah we can't say a name because you'll start talking now we've really enjoyed listening or putting that on and just talking about the news that's going on and current affairs keep up the date so that we mentally caught it it catches us and keeps us um stimulated and aware of what's going on doesn't it that's kind of nice to do that and then after breakfast i will um sit in a nice comfortable chair and i like to do some of these brain games sort of either word puzzles or suduko um yeah you like those don't you i just feel as though your brain needs to be kept active and exercised as as much as your muscles do and um so i do that every day and then um yeah generally while you're doing that i'll do like comments and that on the youtube channel won't i tina's the chief commentator replier on our youtube channel i help her out with comments but tina does an awful lot of the comments so you know who to blame if you don't like the comment and then we might have maybe maybe a mid-morning coffee or after that we'll rotina's favorite is either a hot cross bun or a currant bun from our baker friend out in the countryside with coffee so she would have that every day at 10 30 toasted with butter yeah but we have tried to cut that down a bit looking sort of weight and things haven't we yeah the injuries are starting to pack on and then we will try to go for a walk um if we can we'll go for about an hour or so it has been really cold lately so when we have to adapt to the weather and if it's really really cold we'll sometimes just walk up and down the floors and go up and down the stairs in the apartment building and it's a great way of exercising um sometimes i will go swimming but the pool's being closed hopefully it's going to be opening soon so then i might go swimming too it's had a leak which has defied uh fixing for a long time so it looks like it might be coming back online um tina would swim every day um so and then with the markets being open i like i have a watch list uh that i have put together i have two actually i have uh the global mail newspaper has a watch list that you're able to set up and also yahoo finance does and i've just switched to the yahoo finance one because it it allows you to input your stocks into there as a portfolio and it shows the running amount by the second as the market is trading it's very addictive to sit there and it's actually very interesting isn't it because as we're buying new stocks and you're putting them on there then you can instantly hopefully that we're making money as opposed to losing it but you see the graph go up and it is quite exciting isn't it but we don't we think it's important to be aware if you if you are invested directly in the stock market um because the one thing that we have done is to is to leave a fair amount of cash in uh high interest bank accounts and if we see a pullback then we will invest if it's the type of stock that we are interested we just recently did that with the bank of nova scotia and the cibc bank and bought them at a at a nice discount they they dropped in a day um and uh they've gone back up yeah it's great we're doing really well on those aren't we so we spend quite a bit of time or you spend a lot more time than i do on that but we do that and then normally tina there's that magic hour of the day comes around oh that one hey you've missed lunchtime norm oh i'm on a diet so generally we will then have lunch and then we might do lots of different things in the afternoon we might go grocery shopping yeah um we might just go for a run out just for the hell of it to get out the apartment because as you realize this day is generally different because we're at home with the pandemic isn't it but this at this time of year as we're making this video we would normally be uh somewhere sunny uh either portugal or the us all destinations yet to be explored but we can't do that at the moment so we're adapting to around here on we are we're adapting to having a boring day actually and sometimes normal say in the morning this is just like groundhog day because he feels it's the same day in day out and it kind of is isn't it but it'll get better and that takes us to that well-earned great time of the day which happens at four o'clock doesn't it norm yep happy hour yay so we have been doing um virtual happy hours with friends yeah and i must admit this it's been working really well hasn't it so we use facetime but but just to to save all our own modesties we we just do it as audio um message uh facetime so our friends can be in their pajamas if they want to be and we normally chat for an hour and a half to two hours easily don't we we'll have a beverage or two and uh chat about news what's going on about mutual friends yeah and but the beauty is that then you can actually start to prepare your meal your dinner as well while you're chatting and having your happy hour so you know we might be chatting for an hour and a half and then in the last half hour we'll start to prepare dinner which is great isn't it and there are two ways that we eat dinner we'll either sit at our table and once again continue chatting we we have a lot to talk about with our youtube channel no shortage is this our stock photography business and with with places that we've identified we'd like to travel yeah so we will chat about that well the other way is we just stick the good old tele on and we sit on the couch with our dinner and watch a movie or a show and we've been finding some really good shows on our new tv with some great movies so that's been working really well it's been very enjoyable and that's kind of what we do in the evening now we will also check then our youtube channel before we go to bed see what's happening there um get updated with comments and things and normally we're we're in bed by 10 o'clock yeah and have a really sound sleep and then it's groundhog day again and then home gets up at 5 30 in the morning now we are hoping this will change slightly as we progress to being able to go to the trailer in may we do we're looking forward to yeah which will be great but basically that's kind of what we do we're just ordinary people day in the life of isn't it and what you find in retirement is you you wonder how you're going to spend the days but those minutes just find a way of filling up on all on their own and you'll be swept along with it yeah so that's our day in the life and thanks for watching and we hope that everybody is staying safe and keeping well till the next time bye bye bye

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Things We Wished We Knew Before Retirement

Well it'' s great to be with you all once more it'' s. one more video clip day for us – It is – So things that we want we understood prior to we retired virtually.
seem like a c and w song there Tina – As well as I think you must be feeling lucky.
today Standard – Oh yeah got my fortunate shirt on so since we'' re filming been to.
Costco – Got the lots place'' t we -We have so one of things that we want we understood.
before we retired was just how complimentary it is how tension complimentary no more having to get up and go via the.
morning routine of preparing on your own to visit function and being accountable to someone else all.
day long it'' s fantastic to be responsible to your very own self and also your partner that'' s it'. you ' re your very own individual and also it ' s such a freeing feeling as well as we saw that with Tina when she provided. up function the quantity of stress we hadn ' t recognized until a few years after retirement simply
how. various she was she'' d shed all that stress of conference allocations as well as all that good things – And also I think. I'' ll simply include Norm that when you'' re actually getting the job done you actually put on'' t think it is difficult.
you wear'' t assume you are under all this stress until you stop it do something else as well as.
you think wow this is a lot better we like this it'' s terrific so simply being responsible to ourselves.
we like it put on'' t we -It is completely life changing – Something that we do believe is extremely crucial.
before you retire is you do require to have a conversation with your companion as to what it is.
that the ideas that you'' re both thinking you'have when you ' re going
to retire you do need to. have some objectives around, do you desire to travel do you intend to garden or do leisure activities do you want. to stay residence you'truly do need to have that conversation to ensure you ' re both on the. same web page- I think it is it is important and we listen to a lot from some comments especially. wedded females who are claiming that their spouse their scared the husband will certainly obtain under their feet.
because he'' ll be hanging around all the time in retirement but that really isn'' t the situation – Not. for us is it -We ' ve been safe as a pair for the lengthiest time as well as retirement hasn'' t changed.
how we feel regarding each other and concerning what our assumptions of each other is it'' s not as if'. we ' ve all of a sudden being secured with each other in retired life (no) so it is essential to figure out.
what you both want out of retirement and to have that discussion a few years before you really.
do retire (yeah) one point to keep in mind is the initial few years of your retired life you''
ll. be your most healthy and balanced so simply utilize that health and also strength that you do have in the early years.
to accomplish several of the goals that you want – Yeah as well as if you desire to be traveling do it while.
you'' ve obtained that -Don ' t think of traveling if that'' s on your listing simply do it right now – Yeah.
definitely which'' s what we ' ve done isn ' t it when we retired we simply took a trip almost everywhere.
didn'' t we it was excellent -Concerning 2 years prior to we retired we had an inspector come to the home.
for I don'' t even remember what it was however it was some kind of home examination that we needed to and.
so we got chatting with him because he was a few years older than us but not that much and he informed.
us that he had a house really similar to ours that he had actually marketed and also currently he was living an apartment.
and he experienced the entire procedure of them and also how they transferred to the house and also how.
it was such a renovation on their life and it was something we'' d never ever ever thought about.- This was big information to us wasn'' t it we never even believed regarding renting out a home – We had actually been.
homeowners because we were 19 years old so to rent we had that preconditioned idea that it was tossing.
cash away but the extra that we checked into it so after he left the next number of days we spent.
several hrs thinking regarding this we did a budget of just how much it set you back to keep our mortgage cost-free.
residence – Yeah crunched all the numbers – And also what the rental fee would certainly be and also if we had offered the home and also it.
made increasingly more sense to us to offer the home to scale down right into a home financial institution the cash.
from your home live off that as a financial investment and that'' s what we did- And that ' s what we did didn'' t. we -But had that individual not concern our house we may never have actually developed that suggestion – No since.
initially we had assumed that we would certainly simply get a smaller sized house didn'' t we- That ' s ideal yeah.- So part of our decision when we had really now chosen that we were going to lease as well as we recognized.
that would care for we wouldn'' t have all this maintenance and things like that to do we determined.
after we began taking a look at apartments that if we relocated to a more affordable area could we benefit by.
obtaining the like what we desired in a home but would certainly it cost us less cash so the extra.
we explored it we did have a family member who resided in a less expensive place so we looked.
at the matching of renting a home in this brand-new area as well as it was a lot less costly.
wasn'' t it Norm -Since we at first believed we would just market our home and also remain in.
the very same area so we started purchasing apartment or condos to figure out just how much they set you back and also the.
schedule and also we were quite surprised that at the expenditure of them yet we were prepared.
to pay that (yeah) and after that we pertained to a what you would call it a town that'' s less expensive.( yeah )we came to visit a member of the family right here and so we began browsing at the homes right here.
as well as they were considerably less expensive about $800 a month more affordable than where we were initially going.
to – Yeah and not just that Standard there was a lot of bonus with it wasn'' t that we arrived was.
underground car parking as well as what else a swimming pool – As well as washing facilities in the apartment or condo – Which.
was one point the gentleman had actually informed us he didn'' t have on-suite washing he had it in a washing room.
so we desired that – But concerning the cheaper community it wasn'' t just the rents that were.
more affordable whatever was more affordable the Tina'' s hair stylist as we''
ve. said in the past was less expensive it simply permeated whatever so our budget plan ended up being.
so possible (yeah) by relocating – That provided us a great deal even more cash to be able to take a trip didn'' t it due to the fact that. we assumed if we can conserve money each day and it worked best didn'' t it -It did it was. terrific, take an appearance at that if you do have family that live in an area that could be less expensive or.
simply take into consideration going not knowing anybody – No it'' s like a brand-new experience isn'' t it a new chapter in. your life since we'' ve made pals here and also they put on'' t have any type of family members just below yet they''
ve. made it a new location for them sanctuary'' t they- A great deal of people have relocated out of the large cities to a.
village since it'' s it ' s far much more helpful to retired life (yes) and also friendlier an additional.
point that you actually need to consider is where your friends are going to originate from.
in retired life due to the fact that when you leave job those relationships often tend to perish away because.
the only typical bond you have was your task your workplace so we'' ve never ever.
truly had long-term friendships from work colleagues they'' ve always been outdoors.
of there so it'' s it ' s critically crucial to continue trying to find relationships in retired life.
and also being outgoing as well as prepared to speak to people Tina when we relocated to this apartment building.
they did have a social room and also they did a coffee early morning therefore she would certainly go down there and also we.
figured out a lot info concerning the community and businesses to utilize – It was wonderful wasn'' t it – It was -It. was sort of my objective wasn ' t it to learn new info and to try and also make brand-new good friends.
which we did as well as we made some incredible relationships – Well particularly there was one couple that Tina.
made struck up a relationship with and also they in turn have actually presented us to one more pair yeah and after that.
they consequently have actually presented us to one more pair to ensure that'' s how it goes -Yeah so currently we'' ve obtained.
a team of really close great pals that we mingle with put on'' t we -And also things that we have. alike isn ' t an employer it ' s being retired – It is isn ' t it -It really is so put on ' t hesitate. of setting out to a new city a brand-new town because it'' s fairly easy to make relationships.
– Yeah you simply need to press on your own around a little don'' t you and be confident to going to.
things as well as it'' s really interesting isn ' t it so we wish that everybody is staying risk-free – And maintaining.
well – Until the next time bye bye, bye bye.

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Our Day In Retirement / A Day In The Life

well team i obtained a favored beatles tune from way back when can you inform what the title is i was gon na claim is it a tough day'' s evening norm well that could explain a marital relationship however uh hey yay no i was believing about day in the life oh that'' s that ' s an excellent topic for a video group it is however before we get to that we are tina as well as standard and also we chat all points retirement lifestyle and traveling when we can'take a trip and also if you ' re brand-new to the channel thanks for joining us and also please consider subscribing it truly does help our channel expand soden a day in the life and also the reason we'' re doing this is because we ' ve had fairly a great deal of audiences actually state to us what do we carry out in a day so we thought we would talk you through it so it'' s fairly basic group i rise i being in my chair which'' s it i don ' t do anything no that ' s not true is that completion of the video clip in actual truth norm is the early bird he gets uh at around 5 30ish in the early morning as well as he will certainly creep away and also go right into the office and he will do video editing and enhancing or photos or pictures whatever is required for youtube or for supply that'' s appropriate tina ' s a difficult job master she boots me out of bed so i appreciate that since it'' s silent i obtain a great deal of job done i'' m able to focus on video clip editing and enhancing as well as picture editing and i i quite appreciate that so after that around uh well i can listen to i know when it'' s 6 30 since i begin to scent coffee floating with from the kitchen area oh yeah that'' s a great kind of tiny alarm clock isn ' t it i put on ' t also have to look at my viewing in fact no you can hear it gurgling distant so coffee goes off on the coffee manufacturer at 6 30.

My work at quarter to 7 7 o'' clock is to obtain her highness here or a cup of tea in bed what the excellent method to begin the day i love to do it as well as so we uh i wake her up with the group bed and also i put on'' t toss it at him no we placed a light on and uh as well as then we start having our initial conversation of the day yeah we um at that point we do look at our youtube network we do simply to make sure there'' s no mischievous remarks on there that need removing we constantly like to see like if where the subscriber numbers are how several sights we'' ve had on the videos we'' ve put up we just normally simply have a fast chat about it don ' t we'we do and after we ' ve done that we will certainly then move through into the kitchen where we will have breakfast between around 7 30 to 8.

Yeah as well as after that usually that'' s uh we we have a tendency to like eggs and um as as we'' ve told you in a in a video it seems a long long period of time ago we go to an egg ranch that'' s uh that ' s simply in the countryside not as well much from here and also we get fresh eggs from the farmer and also they'' re absolutely great so we will certainly have eggs for breakfast of some description and also and also once again we will certainly pay attention to the news on our amazon.com tool yeah we can'' t state a name because'you ' ll start speaking now we ' ve actually taken pleasure in paying attention or placing that on and also simply speaking about the information that'' s going on and present affairs keep up the date to make sure that we psychologically caught it it captures us as well as maintains us um boosted as well as knowledgeable about what'' s taking place doesn ' t it that ' s sort of nice to do that and afterwards after breakfast i will um being in a nice comfortable chair and i like to do several of these mind video games type of either word problems or suduko um yeah you like those don'' t you i simply feel as though your brain needs to be kept energetic as well as exercised as as much as your muscles do and um so i do that on a daily basis and afterwards um yeah typically while you'' re doing that i ' ll do like remarks and that on'the youtube channel won ' t i tina ' s the chief analyst replier on our youtube network i help her out with comments however tina does a terrible great deal of the remarks so you'know who at fault if you don ' t like the comment and also after that we might have maybe perhaps a mid-morning coffee or after that we'' ll rotina ' s favorite is either a hot cross bun or a currant bun from our baker good friend out in the countryside with coffee so she would have that daily at 10 30 toasted with butter yeah however we have actually tried to cut that down a bit looking type of weight and also points sanctuary'' t we yeah the injuries are starting to load on as well as then we will certainly try to choose a walk um if we can we'' ll go with about an hour approximately it has been truly cold recently so when we need to adapt to the weather condition as well as if it'' s really truly chilly we ' ll in some cases just pace the floors as well as go up and down the stairs in the home building and it'' s a terrific way of working out um in some cases i will certainly go swimming but the swimming pool'' s being closed with any luck it ' s mosting likely to be opening quickly so after that i may go swimming as well it'' s had a leak which has opposed uh taking care of for a very long time so it appears like it may be coming back on-line um tina would certainly swim each day um so and afterwards with the markets being open i like i have a watch list uh that i have put with each other i have two in fact i have uh the international mail paper has a watch checklist that you'' re able to establish up and also yahoo money does and also i'' ve just switched over to the yahoo finance one since it it permits you to input your supplies into there as a portfolio as well as it reveals the running amount by the second as the marketplace is trading it'' s really addicting to rest there as well as it ' s really extremely interesting isn'' t it since as'we ' re buying new stocks as well as you'' re placing them on there after that you can immediately with any luck that we'' re earning money instead of losing it however you see the chart rise and it is quite amazing isn'' t it'however we put on ' t we believe it ' s vital to be conscious if you if you are spent directly in the stock exchange um since the one point that we have actually done is to is to leave a fair quantity of money in uh high passion savings account and if we see a pullback after that we will invest if it'' s the kind of supply that we are interested we simply recently did that with the bank of nova scotia as well as the cibc financial institution and acquired them at a at a wonderful discount they they decreased in a day and also uh they'' ve returned up yeah it'' s wonderful we ' re doing really well on those aren ' t we so we spend a fair bit of time or you spend a lot even more time than i do on that particular but we do that and afterwards usually tina there ' s that magic hr of the day comes around oh that one hello you'' ve missed out on lunch break norm oh i'' m on a diet regimen so generally we will after that have lunch and after that we could do great deals of different points in the afternoon we could go grocery buying yeah um we might just choose a gone out simply for the heck of it to go out the home due to the fact that as you realize this particular day is generally various due to the fact that we'' re at home with the pandemic isn'' t it but this at this time of year as we'' re making this video clip we would typically be uh someplace sunny uh either portugal or the us all locations yet to be discovered yet we can'' t do that currently so we'' re adjusting to about here on we are we'' re adjusting to having an uninteresting day really and sometimes normal say in the morning this is similar to groundhog day since he feels it'' s the same day in day out and also it kind of is isn'' t it however it ' ll improve which takes us to that well-earned great time of the day which occurs at 4 o'' clock doesn ' t it standard yep pleased hour yay so we have been doing um online delighted hours with buddies yeah as well as i need to admit this it'' s been functioning really well hasn ' t it so we use facetime however yet just to to save all our very own modesties we we simply do it as audio message uh facetime so our friends can be in their pyjamas if they intend to be as well as we normally chat for an hour and a fifty percent to 2 hrs conveniently put on'' t we we ' ll have a beverage or 2 as well as uh chat regarding information what'' s raving common pals yeah as well as however the beauty is that then you can really begin to prepare your dish your dinner as well while you'' re chatting as well as having your satisfied hour so you know we could be chatting for an hour and also a fifty percent and also after that in the last half hr we'' ll beginning to prepare dinner which is terrific isn'' t it and there are two manner ins which we eat supper we'' ll either sit at our table as well as once again continue talking we we have a great deal to speak about with our youtube channel no shortage is this our stock digital photography service as well as with with places that we'' ve recognized we'' d like to travel yep so we will certainly chat about that well the other means is we simply stick the great old tele on as well as we remain on the sofa with our dinner and also enjoy a movie or a program as well as we'' ve been discovering some actually great programs on our brand-new television with some wonderful flicks to ensure that'' s been functioning actually well it'' s been really delightful which'' s type of what we carry out in the night currently we will additionally check after that our youtube network before we go to sleep see what'' s taking place there um get updated with comments and also things as well as typically we'' re we ' re in bed by 10 o ' clock yeah as well as have a really audio rest and after that it'' s groundhog day once more and afterwards residence rises at 5 30 in the morning currently we are hoping this will certainly change slightly as we advance to being able to go to the trailer in may we do we'' re eagerly anticipating yeah which will certainly be excellent but essentially that'' s kind of what we do we'' re just ordinary individuals day in the life of isn'' t it as well as what you locate in retired life is you you question exactly how you'' re mosting likely to invest the days however those minutes just discover a means of filling on all on their own and also you'' ll be swept along with it yeah so that'' s our day in the life and many thanks for seeing and we hope that everyone is staying secure as well as maintaining well till the next time bye bye bye

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