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Top Tips for How to Live a Long, Happy Life in Retirement

time and again we hear about the dangers of smoking unhealthy eating and drinking too much alcohol we know these are unhealthy habits and they put us closer to the Grave that's why if we want to live longer and you want to live longer and happier we need to understand that we need to possibly make some changes to our lifestyle so our question for you today is do you want to start changing your lifestyle in order to live longer if you've said yes keep watching we all know people who lived a hard life they either had a rough time at the end or they died before their time and my dad was one of those guys who died before his time he had a great career he was a wonderful role model and he was a fantastic business leader he was also a marine and that gave him that dose of feeling indestructible but he aged really fast once he retired he ate poorly drank way too much and he quit moving his body you know he died at 80 and I believe had he done what we're going to talk to you about today I believe there's a good chance he'd still be alive which would be nice today we're going to walk you through some tried and true healthy lifestyle habits and behaviors and if you apply these right now as you get closer to achieving your healthier happier life you may live longer what's the first one what do we want to talk about first the first one I feel like we talk about a lot but you can't hear this enough we all love eating but eating a balanced diet is critical to a healthy lifestyle the question right now is what type of food are you eating are you eating junk food or are you eating healthy food you asking me are you asking I'm asking you uh well then I'm just going to say that I eat mostly healthy food definitely go up the rails once in a while I would agree but our body needs a wide range of nutrients in the right amounts so that we can grow develop and it can maintain itself it's you know we have to give it nutrition in order for our body to behave the way we want it to behave but balance is the key right because basically too much or not enough of any nutrient can lead to problems the bottom line is if you're currently living on pizza or even just pure meat every day then it's time to mix some greens into your diet you know our nutritionist or no not a nutritionist our naturopath doctor um Dana Dana tells me that I need to eat seven cups of vegetables a day and when she first told me that I said there's no way but really it really isn't that much and it's just a behavioral change so we have three cups of vegetables with dinner three with lunch and maybe I'm missing one cup we might be probably missing one or two If we're honest for sure they do say that you should get 95 of your food from Plants there are places around the world where people eat like that and they do live longer so basically the real challenge today is for you to you know just push yourself to eat less meat and some more vegetables or at least bring more vegetables and plant products into your diet you know my mom used to say look at your plate and if your plate is a one color palette plate you're in trouble need to add as much color to your plate as you possibly can and you know that sounds really hard and and and it is it is but if you try this when you go shopping only shop the outside perimeter of your grocery store it's where all the Natural Foods tend to be and avoid the aisles see if you can get everything you need just from the perimeter yeah on the perimeter there's your your fresh beef Fish and Chicken your protein all the vegetables are there and we definitely suggest you look for organic it's a little more money but it's better for you and it can be healthy and just take baby steps here but if you pick up a can of food that you want to put into your mouth or a bag of food and you can't pronounce any of the ingredients you shouldn't be eating it because it's chemicals it's just not good for you easier said than done it is but baby steps for sure right another lifestyle change would be this as easy as this two words don't smoke full stop really just don't smoke because smoking is strongly linked to the rise of some diseases and even early death you know my mom smoked three packs of cigarettes a day from the age of 14.

to when she died at the age of not 80 because she went into the home but until 75 years old so 60 whatever 60 plus years three packs a day but she got dementia and in in my mind you know smoking can lead to diseases like that according to Healthline we found this note that men and women who smoke may lose up to 10 years of their lives and be three times more likely to die prematurely than those that never picked up a cigarette but you know what don't be too alarmed there is still time to quit and a chance for you to prolong your life that same Healthline report said quitting smoking in your 60s may add up to 3.7 years on your life in fact you can even still quit in your 80s and provide some health benefits so the long and short of this section is don't smoke or quit smoking yeah so no matter how old you are if you quit smoking now it'll be good for you now the other the other lifestyle change that's really important is to do brain training and you're like what is that well not only do we need to exercise our physical bodies what we need to exercise our brain as well you know I do Wordle every day some crossword puzzles I've tried Sudoku I'm just not very good at it but keeping your mind physically fit can save us from certain conditions that will shorten your lifespan even link to Alzheimer's disease like my mama yep here's a few fun ways that you can exercise your mind I feel like we did this when Luca was here our grandson oh my God we played hours and hours ago goldfish from 5 30 in the morning till 7.

How about learning a new word every day when I read my Kindle or I read my iPad in the morning and there's a word that I don't understand you can just hold it down and look up the definition and I really tried to do that on a regular basis I mean I Journal which you do which is great it's my brain you know you can memorize some lists I'm not good at that at the grocery store by the way so if I don't have it written down it's not coming home but memorize some other lists and sometimes you can just do some quick ad subtraction multiplication in your head instead of picking up your calculator you remember the back of the composition book they were black and white and it's great school on the back was the multiplication table yeah one through twelve I had that memorized 12 times 12 is 144.

Good for you that's awesome isn't that good here's another thing to help your lifestyle change go for a jog even a walk it's amazing what this can do for you you don't need to do it for long 20 minutes a day will do it science states that walking 20 minutes a day briskly can add five years to your life why wouldn't you do it you know it's funny I bet on all of our videos we probably have said this out of the 200 videos 10 times at least this is such an easy thing to do and there's a win just get out and move we take breaks throughout the day down here in Florida we'll jump on our bike for 10 minutes that's it five minutes out five minutes back it just gives you a burst of energy absolutely absolutely so the other thing you want to do is you've got to find a way to prioritize your happiness being happy is probably one of the best healthy lifestyle habits you can follow for the rest of your life now when we get up in the morning we have a choice how do we want to feel how do we want to approach the day do I want to give Jody a kiss and say hey honey how are you it's great to see you I'm so excited that we're here together for the day or God I'm so annoyed and I'm so sad and I'm so this that's all mindset so prioritize your happiness and just remember happier individuals have a 3.7 percent reduction in death over a five-year period we've read a bunch of studies about being happy and prioritizing what makes you happy will have positive effects on your mood and your ability to live longer you know um you have been if you have been following us you know I'm a big fan of quick and easy journaling in the morning every morning I get up besides giving Jody a kiss and saying hey it's good to see you tonight I always write three gratitudes three things I'm grateful for and one self-affirmation one um self-affirmation I am a good speaker I am a good husband I am a good father those three gratitudes in one self affirmation always get me in a good mood that's great that's great that's an easy tip for people to use another important lifestyle change is and I love this one I might love it a little too much not gonna lie but get some sun not too much but some sun I mean I love the sun I get energy from it my mood is improved and you know vitamin D the sunshine vitamin has been shown to fight disease improve bone health and ward off depression you know what I'm going to say now I know okay not too much so right I get out in the sun I have 70 all over my body I have a hat long sleeve shirt long sleeve pants I'm on the beach in a chair under the umbrella with all that stuff on I look like an idiot but that's you know I get enough reflection off the water and I do love we take breaks during the day we'll sit on the front porch and get a little bit of sun it is important to get some sun during the day you just have to be careful right you know how much sun you know 15 to 30 minutes a day with the adequate protection should give you the right amount of vitamin D from your sunshine I like sun early in the morning right between 12 and 3 30 or four I'm out yeah I'm in the shade another lifestyle change would be to stay hydrated this is something else we talk about quite a bit staying hydrated is easy to do and it's an important healthy lifestyle habit that you need to remember to live longer adequate hydration is essential for promoting Optimal Health and you know this because we talk about it a lot and you read about it a lot and your friends tell you about it half your body weight in ounces I need six to seven 12 ounce glasses of water a day to meet the minimum requirements so just do it another one is to laugh often you know you've heard the old saying laughter is the best medicine well it's the plain truth laughing is so powerful do you ever notice when you laugh your heavy burdens tend to get lighter yeah do we laugh enough no we should laughter is a powerful antidote for stress anxiety pain and conflict we need to laugh we do say something funny why'd the chicken cross the egg no what the road so I'm a terrible joke teller so what we need to do you know what we're going to do tonight what we're gonna watch a TV show that's gonna make us laugh we're gonna watch an old funny movie how about that that sounds good you know the other thing is to maintain and strengthen relationships according to a Harvard health article social connections and relationships are very important to a happier life we are social animals and Studies have shown that it's critical to have these in our life yeah there have been dozens of studies showing that people who have satisfying relationships with their family their friends and their Community are happier and have fewer health problems and they often live longer now here's another tip that we talk about we got a lot of tips in this one get enough sleep people tend to neglect the importance of sleep they focus their energy and I'm gonna have a great day they do all these kind of things and finally go to sleep and wake up tired and grumpy it's not it's not good to do that you know you have to treat sleep as something that's sacred and you can't sacrifice it it is sometimes the thing to sacrifice right I'll get up early and do that I'll go to bed late and finish that we actually do that with work too lack of sleep can also often lead to serious health problems so Sleep Quality not just the amount of time in bed is important to your lifespan I think that you'd all agree that you'd like to live as long as you can and on top of that live a healthier life well into your 90s or more there's no crystal ball to see into the future but your vision includes being healthy I'm sure so make the decision to make some changes now this video is helpful you're gonna love this next one finding your path to physical wellness we're going to help you find a baseline where you are today how to build a vision and then bring in healthy habits and routines to support that Vision so watch this one next

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A Happy Retirement is Possible – 5 Things you should Never Ignore!

we know retirement is different for everyone some have it all figured out and some are living the most amazing third phase of life but many are actually struggling when jody says or we say struggling you know they're getting by they're getting by and each day might be okay but it really isn't what they imagined well days might be better than okay but stringing a few of those together is difficult right is that what you think that's what we hear i do think that and i also again we imagined our retirement years ago as really sitting on the beach having pina coladas and traveling around the world and we tried that for 12 months and it didn't work it just wasn't enough for us so today we're going to talk a little bit about some things that might might help you you know i'm sure you'd all agree we deserve after all the years of working the best retirement ever and it can and should be so today we're going to try to help you with some items to make sure you don't fail we're going to talk to you about five areas of your life that you really need to be aware of but before we go any further particularly for those of you that are new here we want to introduce ourselves my name is mark rollins and i'm jody rollins and we started retirement transform in 2017.

Not only for us and for you but for the 10 000 people turning 65 every day now we don't focus on anything financial but rather we focus on lifestyle health relationships and more if you're new here please hit the subscribe button below and also the notification button so you get notified when our new content comes out so let's jump into the five critical areas of your life that you don't want to ignore so the first one you cannot ignore your health and you probably have for years well probably i don't know about probably but maybe we know people that do but when we say health we need your we mean your mental health and your physical health for me this is core to my success in retirement and i i would say it's probably core to you too because we always start our day around health sometimes and physical some type of movement some type of meditation right yeah because that just gets us grounded for the day but it's but it's more than that it's also checking in with your medical provider well it is right it is you know i i was talking to a friend the other day who i saw that his wife passed away on facebook back in september but i didn't know the story about it so i finally got a hold of him and i had a conversation with him last week and they were married for i don't know 40 years and he told me that she was a rock she was healthy she just everything about her was great and one day in august of last year she felt terrible ended up in the hospital and it turned out her sugar numbers were i don't know 1500 i don't know what the high number is i know i was pre-diabetic for a while so i was really careful with that but she was off the charts and honestly it was just downhill from there and unfortunately in 60 days she passed away and that was unheard of to me but here's here's the part that really just got me very upset while she felt healthy she had never had an annual physical i mean folks if you haven't seen your doctor in a year or two or three you have to go i mean it's critically important to baseline right as you're moving through this phase of life especially if you've got a vision for yourself 20 or 30 years out right you need to be working on that and getting the information today so you know i would say where to start you know pay attention to how you feel get your doctor visits up to date yeah move your body move your body get up and walk 20 minutes a day you'd be surprised if the first thing you do in the morning after a glass of water is go out the door and walk for 20 minutes 10 minutes one way and then you come back if you want more information on this thing we're going to drop links to some videos down below where we go into depth on your physical wellness so the first one don't ignore your physical wellness right and where you are the second one is just don't ignore your relationships now you have the time you know we suggest even making a list you know make a list of those colleagues you were close with during your career or maybe some people that left before you left or those that are still there and are are about to leave and enter this phase as well yeah what we've done with that is we've made these lists and for those who've retired we stay in touch and you know we try to get together when we can but the younger people are still there it gives us a chance to mentor them that always feels good when you can talk with an upcoming um junior executive i don't know the right word but someone in her 30s or 40s who could really benefit from your advice so i think it's really good to get those folks on the list too and check in with them once in a while yeah and then there's more folks you can put on a list to kind of add richness to this you know there's your community and your your church or you know faith-based you know place your clubs where you're volunteering or start a club start a coffee group with uh a bunch of guys or in your case women um you could do a dating group you wouldn't want me to start a coffee group with a bunch of guys no i could what about a knitting group you do knitting i do you know i wish i knitting click click but i don't well i think the point is creating communities in retirement is important there are some already there clubs church volunteering but you also can create your own like-minded people in this phase so you don't want to ignore your relationships you don't okay that was the second one what's the third one the third one and while we can't help you with this and we don't do this it is critical to your retirement and that's making sure you have a financial plan don't ignore your finances you can't just assume everything's going to be okay you really need to have a financial planner to give you a clear picture of your finances you need to have a budget how much money you can live on each year that will just ease your ease your not paying ease your attention or stress yeah with your partner i mean well but really here we're talking about non-financial plan items you know we don't know what your life plan is right now or what your vision is in retirement but you should have your finances in order in order to support the plan right so plan or no plan we came up with a phrase well here's the thing um you need a financial plan we don't do that but you also need a plan in retirement and whether you have a plan or not you're living a certain retirement and we did come up with this phrase yesterday talking to a client that you know they're not really happy where their retirement is and they don't have a non-financial plan so we said to them well your current non-financial retirement plan is perfectly designed to provide you with the retirement that you're living and they said well i don't have a plan i said well let me say this again your current non-financial retirement plan is perfectly designed to provide you with the retirement you're living so without a plan you're just living day to day moment to moment and that's not good and some people would say and we have gotten pushed back that that they're happy with that and that's all we want to hear is that you're happy with where you are but we've all planned our entire life up until now why stop that's the thing that we don't get why you know you you planned all your education your career your marriage your kids if you had it owning a home buying and selling homes you've been planning for 40 or 50 years what did the next 30 years look like for you it's true and you know what mark and i did was we developed our five pillars and started with visions around those so as you mentioned our mental health and our physical well-being and then our spouse partner relationship and other relationships as well as wisdom sharing and maybe even the sixth pillar building our community yeah so we really built visions around those the other thing you could do where to start is join us in our mastermind in january you know that's where we will go deep into each of the pillars and help you with that and we only hold that once a year you can buy our online course now you can go to the website and you know we'll leave that link below but we also think if you want to be coached through this process for just a little bit more money we're actually going to do it live for um january do it once a year so you might want to think about doing that if you don't have a plan and your retirement could use a little spruce up let's call it so the third item was pay attention to your financial plan as well as your non-financial plan so what's the fourth the fourth one is don't assume you can just wing it and i really want you to take this phrase seriously you you shouldn't think about winging it every day and every week and every month for the next 20 or 30 years when did that work out well for you i'm sure you never winged it during your career right did you i didn't no no you wouldn't have gotten some time i think maybe you did did not and you didn't wing it having kids thinking well everything will be fine the next 20 or 30 years of your life is valuable it's um it's worth the input your time affluent you now have time don't squander it right right it's it's worth the input okay to plan so the fifth thing is don't ignore your skills and talents that you gained over all those years use them in this phase of life to gain your fulfillment or your purpose you know all that we've both learned you know when we left our career um the last thing we were thinking of was starting a business like that like this but it evolved and here we are and now you know we absolutely love it and we use the skills and talents we learned speaking getting organized whatever it was to help others we were both great coaches during our career so we flipped that into retirement you could do the same thing you know my dad when he retired he packed up all of his experiences all of his stories and he put it in a box put a bow on it and stuck it on the shelf in the garage we're not doing that and you shouldn't either this is our time we need to make it fun and also create a great balance in your life you know our retirement life has things like golf and travel and downtime on top of our five pillars that i mentioned earlier i think you can do that too so we hope you enjoyed this do us a favor and please share it with your friends and also subscribe by clicking the subscribe button and also click the notification button so that you get notified when our new video comes out every wednesday at four o'clock and finally join our free facebook community the link is in the notes below thanks for listening and we look forward to being with you again you

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Single Retirement (7 Tips to Ward off Loneliness)

there's 10 000 people turn in 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health today we're going to talk about retiring alone or the new buzzword of solo retirement so if you're watching this and you say well that doesn't apply to me and you're a woman stay tuned the reason i say that is unfortunately seven out of ten or seventy percent of baby boomer aged women actually outlive their husbands what are you gonna do with that why are you laughing what are you gonna do without me i don't know what i'll do with that party anyway there's 10 000 people turning 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health so this idea of emotional loneliness you know that people over 65 who suffer from that they have an 18 increase in their mortality rates which is scary so today we'll give you seven strategies to help ward off loneliness and overcome isolation to live a more fulfilling life as a solo retiree so here's the first strategy and this is really important overcoming your financial insecurities now if you are a single woman now or a single person and you're retiring and you don't really have a handle on your finances that's a problem and you're going to be stuck and stifled and not be able to move forward so you need to hire a financial planner and understand your finances and frankly if you're a couple watching this and one of the two of you really gets finances well and the other one doesn't that's not a good place to be no if you're listening to this both of you should pay attention and share the financial information as well as the financial burdens now because ultimately if you listen to that first statistic if you're a woman 70 of us will end up as a solo retiree outliving our partner that's just the medical history that's just the facts you know there are friends down the street who purchased the house from this elderly couple and unfortunately her husband passed away and she decided she wanted to downsize she went to sell the house they got all the way down the road to the closing right and realized he had never changed the title of the house so it took another three months to close and it's just because she had no idea they weren't really sharing the information so it is really important yep so get your finances in order we're not financial planners but definitely find one that was strategy number one strategy number two create a small support group of peers like mark said you're not alone there are many other people in the same place and you want to be able to share your struggles and successes with them yeah because it's it's tough to be alone and it's tough to really be alone but if you can be alone with another person who's alone then you're not alone anymore right that makes sense right kind of yeah good theory i mean you could do weekly coffee you know pick up a class or do some exercise or even just take a long walk it's important to make sure that you connect and have a group of peers yeah relationships are key and having a support group really helps so strategy three is along the lines of that but we're really suggesting that every day you talk to someone on the phone and person whatever it might be make sure you have a conversation with another human being every single day and it might make sense to make a list of people that you can call absolutely makes sense you know friends and family and neighbors you know and never feel like you're imposing and like mark said don't let a day go by that you're not involved in a conversation now it's always better in person because it feels better but if you can't be in person bad weather you know covet kept us all locked up a little bit at least call but be there and frankly what's helpful is not only for you to reach out to get some communication help but be the one supporting other people that's a great way to start having some conversations in a peer group that you're leading it so connect with someone every day strategy number four have a daily plan and a schedule something that adds structure to your life so that you're not always wondering what am i going to do today what's the morning going to be like how am i going to make it through the afternoon really set the tone from the day in the morning now good habits and routines are important and i know a lot of people that like to get up they've worked their whole life and they're retired now and they want to get up and just have a cup of coffee and watch tv watch a little more tv have some more coffee but before you know it it's 11 o'clock and you haven't talked to anybody and you really haven't done much so setting some schedule and some time some self-care time with friends and frankly limit tv i mean i you know watching tv every morning from 7 a.m till noon it's not healthy no but you could even schedule some time to learn to pick up a class to go to the library to read to children to find things in your community that you could do to be helpful and that makes you not alone and isolated so here's the fifth strategy and you've heard this from us so many times and it just makes so much sense this one does come up in a lot of our videos because it helps in so many areas of your life the fifth strategy is exercise every single day move your body move it get up and move it do you know that if you walk 20 minutes a day every day for 20 minutes you can add five years to your life so what about walking with a friend and 20 minutes that's easy walk for 30 minutes with someone and have a chat and catch up so you're now you're exercising and you're communicating with someone you know as we all age movement does become harder but you need to be as active as you can and just know that you can do 20 minutes a day so we hope you do that take it seriously so now let's talk about strategy number six volunteering you know there's so many benefits with volunteering and it's become such a huge part of our retirement transformation program and you know we do bring it up a lot volunteering sharing your wisdom creating your community you know providing yourself with fulfillment sharing and searching your passions we bring that up a lot but it does help with this loneliness and the potential for isolation you know you instantly can find a community of people when you start to volunteer and it could be as basic as working at the local food bank or the library or something but you're going to find dozens of other people in the same position you are in looking for communities so it's really important to give this a shot absolutely strategy number seven would be to try new things learn technology mark and i did a talk one day and there was a bunch of people in the room and one lady raised her hand talking because we were bringing up this strategy about learning technology her name was ava she raised her hand and she talked about the world that technology opened to her allowing her to connect with her family over in italy and how they structured it how she learned face time how she learned zoom how she learned to be able to work all of the technology in her house to really ward off that loneliness and you know how she did it remember her story she got one of her grandchildren to sit with her and work on the iphone with her to learn how to do face time she couldn't believe in her mind that it could happen and then in the end how easy it was for her right so but it really made her feel connected and less lonely and i think utilizing technology in that way is really smart and learn from a younger person it's nice in a community to have people your own age and people younger so and while you're learning technology look for online courses that are out there look for some online learning that can engage you i did that when i went to the university of pennsylvania and i took an entire online online course and i got to zoom in with other kids college kids college kids and i was the old lady but that was great and i made a lot of great contacts doing that no a big thing to remember is you're not alone you can ward off this loneliness but you need to be proactive work on the seven strategies we just mentioned above and listen if you enjoy this please share with your friends and also please subscribe by clicking the subscribe button below don't forget to join our free facebook community the link is down below and it's very interactive where jody and i go live each week you get to ask questions and we can communicate with each other and thanks for listening and we look forward to seeing you again

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Why is Everyone So Tired in Retirement?

you know after slugging it out for over 30 years in Corporate America I was exhausted when retirement arrived I really needed a break and I needed a break too so we spent the first few months in retirement really doing nothing nothing meaningful right well hanging around kind of lazy mornings turning into lazy days into lazy weeks and maybe even lazy months but we knew something had to change or we were doomed we wanted our dreams of a fulfilling retirement to become a reality so we had to make some changes so today we're going to share with you some strategies that you can try so that you're full of energy every single day and take on anything that comes your way but before we go further we'd like to introduce ourselves my name is Mark Rollins and I'm Jody Rollins and we started retirement transform not only for us but for all of you and the other 10 000 people turning 65 every day now we don't focus on anything Financial none of the aspects financially or retirement but we focus on lifestyle Health relationships and more and listen if you're new here please hit the Subscribe button and also the notification button so you'll get notified when our videos come out so let's jump into all the things that tend to make you and me tired especially in retirement okay the first thing that gets you tired too much downtime and that might just be for instance watching too much TV and I don't know if you know this or not but the average number of hours people over the age of 65 watch TV each week is 38 hours a week that's like Couch Potato syndrome it is and you have to be careful with that because it does make you tired nothing wrong with watching a Netflix series or some TV but you can't do it six or eight hours a day yeah lack of movement will really keep your body and your mind tired you have to find ways to move your body even 20 minutes a day just getting out walk 10 minutes One Direction and 10 minutes back and you will feel very different what happens if you walk seven minutes one way and four minutes back and then you have to do 10 jumping jacks oh and then all right because you're going to be late yeah but there's a scientific study multiple scientific studies that say moving 20 minutes a day can extend your life by five years who wouldn't want that exactly exactly so the first one is too much downtime the second one is poor nutrition and we know you've heard this before but please just make believe you're hearing it for the first time poor food choices fast food sweets and too much eating out or even eating late is bad for you being mindful of what your comfort food is and how much you go to it is also something to be aware of yeah I think that you know for us we're getting a lot better with nutrition and really because we're starting to really pay attention to what our ordering tells us about sleep and how we feel but also just our body when we put certain foods in our body we really pay attention to how we feel and having wine or drinks and a late dinner at night we both know we're going to have an awful night's sleep but you didn't bite on comfort food comfort food I you know I need to stay away from comfort food fried chicken Oreo cookies chocolate chip cookies that's the stuff that my mother always made for me and it was Comfort I I need to stay away from that yeah and I know I know it's hard to in retirement to stay away from wine and drinks maybe that's me but um you just be mindful of it and to give your yourself and your body a break from it is really a good feeling yeah and all of what we just talked about leads into the third uh item to make you tired which is getting poor sleep and honestly we need to do an entire video on sleep because I just looked and we really haven't spent enough time on this and the importance of getting a good night's sleep most people need seven to eight hours of good sleep in order to feel good and have high energy absolutely and you know the eating late too much alcohol just doesn't help that you a good portion of our lives in Corporate America and you as an entrepreneur entertaining clients and living that way eating late entertaining clients some wine with dinner and we knew it wasn't sustainable so what makes us think in retirement that that would be sustainable well it's funny because our last five years of work really we were probably working harder than ever before we were entertaining harder than ever before that was our normal and when we got to retirement that normal didn't work for us it really didn't so you just have to be able and to think about making some life changes and it's not easy but it's doable so we have sleep as the third one good sleep quality sleep not just time in bed right the fourth one is really lack of routines during your career you had your routines wired I know you did you had a morning routine during your career and then you were off to work and your day was planned a lot of time your schedule was filled before you even got into the office but many people enter retirement and the last thing they want to do is have a routine I know and you know we hear that a lot but we also hear from our clients when they start with a routine even a basic routine going to bed at the same time getting up at the same time and it doesn't have to be 5 a.m like me I mean you don't get up at five minutes you've got your own routine I don't sleep I do but you have a routine once they start plugging in a routine getting up at the same time every day plugging in a little bit of uh walking for 20 minutes and exercise maybe on top of that doing some meditation with a app like headspace mindfulness that really starts to kick in their energy level and makes them feel better in their retirement phase and you know I really resisted this idea of setting a regular time to go to sleep and a time to wake up in retirement and I don't know if you remember I pushed back pretty hard on Mark started at like 10 o'clock we're gonna you know go to bed at 10 o'clock or you know he wants to be in bed at 10 o'clock which really many wanted to be asleep at 10 o'clock which meant bed 9 30.

Yeah but you also weren't going to let me go to bed alone that's just a me thing right so you so you dragged along with it I did you laid there with your eyes open for an hour in the beginning well I would read or something but but oddly enough our clock kept kind of going backwards the other thing I'd say about routines is I got a call this week from one of our 25 year olds we have two 25 year old twins Jordan that lives in New York City and she said you know something mom starting Monday getting back to my routine and I found that so interesting that the self-care part of routine and sleep and waking and all of that is being ingrained in the younger generation which is great it is great so another reason that you might be tired you could have some underlying health issues that you don't know about it's so important to go to your doctor at least once a year and have things checked out because as we age things in our body change and it could be that there's something going on that's keeping you awake at night that's making you feel tired during the day so going to see your doctors on a regular basis is so important yeah there I mean there could definitely be some issues going on that need to be addressed and you know we have friends that actually have said to us we never go to the doctor because we don't want to look for trouble and I'm just not sure that that's a great way to live through this phase of your life yeah and you know in retirement if you're not exercising and you're eating and drinking more than you used to you're going to gain weight a lot of people gain weight in retirement now all of a sudden you pick up an extra 10 15 20 pounds and it's slowly so you don't notice it but that leads to diabetes so you want to get your heart checked you want to get your body checked you want to go see your doctor I recently went to the doctor and found out that I had plaque buildup on some of my arteries that's it yeah it's a scare I suppose but it also has helped get me focused on doing the right thing eating better exercise and getting good sleep yep because that you're on could be out of balance again this goes back to checking with your doctor you know if you're not sleeping and you're gaining weight and you're having trouble going to the bathroom or you're going too much you know find out why it's just not something to sweep under the rug yeah you know if you're getting up four times a night to go to the bathroom it could be as simple as you shouldn't drink water two hours before you go to bed or it could be something else or it could be a medication that you shouldn't take in the afternoon you should take in the morning or yes the important thing we're trying to get across here is see your doctor check your meds you know I was pre-diabetic seven years ago and I changed that with diet and exercise so you can actually be proactive and make some changes as well don't have your doctor just say here's some meds talk to them more about what some of the things you can do to change your lifestyle to become healthier so we hit the doctor we hit the meds let's go to the seventh thing that we came up with you know dehydration dehydration for sure will make you tired that's a no-brainer it leads to all sorts of problems poor sleep heart rate issues blood pressure problems brain damage even death you had an episode a couple of summers ago with dehydration I did I was working in the yard I was working really hard I was sweaty and I wasn't drinking water did all that work it was a hot humid day showered we got dressed to go to dinner we walked down the street to have dinner you know I don't know 500 feet and right in the beginning of the dinner basically long story short I just went down and I fainted and I had to be taken to the hospital and that was preventable it's not hard to effects you need to drink one half your body weight in ounces of water that's a minimum I weigh 160 pounds that's 80 ounces of water a day that's seven to twelve glasses of water a day it's not that hard right right it really isn't it really is and it's so so important to do that so listen it's okay to have lazy days it's okay to splurge with food and wine you know it's okay to binge watch TV but not every day not for your optimal retirement it just isn't sustainable and there's nothing worse than feeling tired all day long and you know people that say that right they get up and they say oh tired midday they're like oh my God I'm so tired yeah don't you get tired of hearing people say how tired they are yeah and maybe some people just say it but you don't have to it doesn't have to be like that right you want to try a day or even a week implementing what we shared today and see if there's any changes that play take place see how you feel you actually might like it you might find a new normal and it becomes a habit now we hoped you like these strategies and changes that we talked about today check out our next video extend your life in retirement by avoiding these four bad habits these are definite changes you need to make so watch this video to go deeper on extending your life and being healthier

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Top Tips for How to Live a Long, Happy Life in Retirement

time and again we hear about the dangers of smoking unhealthy eating and drinking too much alcohol we know these are unhealthy habits and they put us closer to the Grave that's why if we want to live longer and you want to live longer and happier we need to understand that we need to possibly make some changes to our lifestyle so our question for you today is do you want to start changing your lifestyle in order to live longer if you've said yes keep watching we all know people who lived a hard life they either had a rough time at the end or they died before their time and my dad was one of those guys who died before his time he had a great career he was a wonderful role model and he was a fantastic business leader he was also a marine and that gave him that dose of feeling indestructible but he aged really fast once he retired he ate poorly drank way too much and he quit moving his body you know he died at 80 and I believe had he done what we're going to talk to you about today I believe there's a good chance he'd still be alive which would be nice today we're going to walk you through some tried and true healthy lifestyle habits and behaviors and if you apply these right now as you get closer to achieving your healthier happier life you may live longer what's the first one what do we want to talk about first the first one I feel like we talk about a lot but you can't hear this enough we all love eating but eating a balanced diet is critical to a healthy lifestyle the question right now is what type of food are you eating are you eating junk food or are you eating healthy food you asking me are you asking I'm asking you uh well then I'm just going to say that I eat mostly healthy food definitely go up the rails once in a while I would agree but our body needs a wide range of nutrients in the right amounts so that we can grow develop and it can maintain itself it's you know we have to give it nutrition in order for our body to behave the way we want it to behave but balance is the key right because basically too much or not enough of any nutrient can lead to problems the bottom line is if you're currently living on pizza or even just pure meat every day then it's time to mix some greens into your diet you know our nutritionist or no not a nutritionist our naturopath doctor um Dana Dana tells me that I need to eat seven cups of vegetables a day and when she first told me that I said there's no way but really it really isn't that much and it's just a behavioral change so we have three cups of vegetables with dinner three with lunch and maybe I'm missing one cup we might be probably missing one or two If we're honest for sure they do say that you should get 95 of your food from Plants there are places around the world where people eat like that and they do live longer so basically the real challenge today is for you to you know just push yourself to eat less meat and some more vegetables or at least bring more vegetables and plant products into your diet you know my mom used to say look at your plate and if your plate is a one color palette plate you're in trouble need to add as much color to your plate as you possibly can and you know that sounds really hard and and and it is it is but if you try this when you go shopping only shop the outside perimeter of your grocery store it's where all the Natural Foods tend to be and avoid the aisles see if you can get everything you need just from the perimeter yeah on the perimeter there's your your fresh beef Fish and Chicken your protein all the vegetables are there and we definitely suggest you look for organic it's a little more money but it's better for you and it can be healthy and just take baby steps here but if you pick up a can of food that you want to put into your mouth or a bag of food and you can't pronounce any of the ingredients you shouldn't be eating it because it's chemicals it's just not good for you easier said than done it is but baby steps for sure right another lifestyle change would be this as easy as this two words don't smoke full stop really just don't smoke because smoking is strongly linked to the rise of some diseases and even early death you know my mom smoked three packs of cigarettes a day from the age of 14.

to when she died at the age of not 80 because she went into the home but until 75 years old so 60 whatever 60 plus years three packs a day but she got dementia and in in my mind you know smoking can lead to diseases like that according to Healthline we found this note that men and women who smoke may lose up to 10 years of their lives and be three times more likely to die prematurely than those that never picked up a cigarette but you know what don't be too alarmed there is still time to quit and a chance for you to prolong your life that same Healthline report said quitting smoking in your 60s may add up to 3.7 years on your life in fact you can even still quit in your 80s and provide some health benefits so the long and short of this section is don't smoke or quit smoking yeah so no matter how old you are if you quit smoking now it'll be good for you now the other the other lifestyle change that's really important is to do brain training and you're like what is that well not only do we need to exercise our physical bodies what we need to exercise our brain as well you know I do Wordle every day some crossword puzzles I've tried Sudoku I'm just not very good at it but keeping your mind physically fit can save us from certain conditions that will shorten your lifespan even link to Alzheimer's disease like my mama yep here's a few fun ways that you can exercise your mind I feel like we did this when Luca was here our grandson oh my God we played hours and hours ago goldfish from 5 30 in the morning till 7.

How about learning a new word every day when I read my Kindle or I read my iPad in the morning and there's a word that I don't understand you can just hold it down and look up the definition and I really tried to do that on a regular basis I mean I Journal which you do which is great it's my brain you know you can memorize some lists I'm not good at that at the grocery store by the way so if I don't have it written down it's not coming home but memorize some other lists and sometimes you can just do some quick ad subtraction multiplication in your head instead of picking up your calculator you remember the back of the composition book they were black and white and it's great school on the back was the multiplication table yeah one through twelve I had that memorized 12 times 12 is 144.

Good for you that's awesome isn't that good here's another thing to help your lifestyle change go for a jog even a walk it's amazing what this can do for you you don't need to do it for long 20 minutes a day will do it science states that walking 20 minutes a day briskly can add five years to your life why wouldn't you do it you know it's funny I bet on all of our videos we probably have said this out of the 200 videos 10 times at least this is such an easy thing to do and there's a win just get out and move we take breaks throughout the day down here in Florida we'll jump on our bike for 10 minutes that's it five minutes out five minutes back it just gives you a burst of energy absolutely absolutely so the other thing you want to do is you've got to find a way to prioritize your happiness being happy is probably one of the best healthy lifestyle habits you can follow for the rest of your life now when we get up in the morning we have a choice how do we want to feel how do we want to approach the day do I want to give Jody a kiss and say hey honey how are you it's great to see you I'm so excited that we're here together for the day or God I'm so annoyed and I'm so sad and I'm so this that's all mindset so prioritize your happiness and just remember happier individuals have a 3.7 percent reduction in death over a five-year period we've read a bunch of studies about being happy and prioritizing what makes you happy will have positive effects on your mood and your ability to live longer you know um you have been if you have been following us you know I'm a big fan of quick and easy journaling in the morning every morning I get up besides giving Jody a kiss and saying hey it's good to see you tonight I always write three gratitudes three things I'm grateful for and one self-affirmation one um self-affirmation I am a good speaker I am a good husband I am a good father those three gratitudes in one self affirmation always get me in a good mood that's great that's great that's an easy tip for people to use another important lifestyle change is and I love this one I might love it a little too much not gonna lie but get some sun not too much but some sun I mean I love the sun I get energy from it my mood is improved and you know vitamin D the sunshine vitamin has been shown to fight disease improve bone health and ward off depression you know what I'm going to say now I know okay not too much so right I get out in the sun I have 70 all over my body I have a hat long sleeve shirt long sleeve pants I'm on the beach in a chair under the umbrella with all that stuff on I look like an idiot but that's you know I get enough reflection off the water and I do love we take breaks during the day we'll sit on the front porch and get a little bit of sun it is important to get some sun during the day you just have to be careful right you know how much sun you know 15 to 30 minutes a day with the adequate protection should give you the right amount of vitamin D from your sunshine I like sun early in the morning right between 12 and 3 30 or four I'm out yeah I'm in the shade another lifestyle change would be to stay hydrated this is something else we talk about quite a bit staying hydrated is easy to do and it's an important healthy lifestyle habit that you need to remember to live longer adequate hydration is essential for promoting Optimal Health and you know this because we talk about it a lot and you read about it a lot and your friends tell you about it half your body weight in ounces I need six to seven 12 ounce glasses of water a day to meet the minimum requirements so just do it another one is to laugh often you know you've heard the old saying laughter is the best medicine well it's the plain truth laughing is so powerful do you ever notice when you laugh your heavy burdens tend to get lighter yeah do we laugh enough no we should laughter is a powerful antidote for stress anxiety pain and conflict we need to laugh we do say something funny why'd the chicken cross the egg no what the road so I'm a terrible joke teller so what we need to do you know what we're going to do tonight what we're gonna watch a TV show that's gonna make us laugh we're gonna watch an old funny movie how about that that sounds good you know the other thing is to maintain and strengthen relationships according to a Harvard health article social connections and relationships are very important to a happier life we are social animals and Studies have shown that it's critical to have these in our life yeah there have been dozens of studies showing that people who have satisfying relationships with their family their friends and their Community are happier and have fewer health problems and they often live longer now here's another tip that we talk about we got a lot of tips in this one get enough sleep people tend to neglect the importance of sleep they focus their energy and I'm gonna have a great day they do all these kind of things and finally go to sleep and wake up tired and grumpy it's not it's not good to do that you know you have to treat sleep as something that's sacred and you can't sacrifice it it is sometimes the thing to sacrifice right I'll get up early and do that I'll go to bed late and finish that we actually do that with work too lack of sleep can also often lead to serious health problems so Sleep Quality not just the amount of time in bed is important to your lifespan I think that you'd all agree that you'd like to live as long as you can and on top of that live a healthier life well into your 90s or more there's no crystal ball to see into the future but your vision includes being healthy I'm sure so make the decision to make some changes now this video is helpful you're gonna love this next one finding your path to physical wellness we're going to help you find a baseline where you are today how to build a vision and then bring in healthy habits and routines to support that Vision so watch this one next

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Live your Best Life with the Best Retirement Advice You’ll Ever Get!!

we've been researching and living retirement for about 5 years now and we learned a lot about what works and quite frankly what doesn't work and we you know coached a lot of people and we get a lot of comments on our YouTube channel so there's a lot of people who enter this phase really unprepared and then they just wander around and end up bored and even depressed you know without the right strategies you're missing out on the joys and opportunities that retirement can offer to you so today we're going to give you the top 20 pieces of advice from ourselves but also from so many of our clients who are having a really great time in retirement that they describe as super successful and make sure you stay till the end because we're also going to throw in our top five retirement tips can't wait to get to that yeah exactly listen if you're new here I'm jod and this is my husband Mark now we don't focus on the financial aspects of retirement but really what we do focus on is lifestyle Health relation relationships and so much more we hope you like our videos and if you do please share them with someone you care about and definitely like them as you're on your way down your retirement Journey so let's talk a little bit about our journey for the last 5 years because we don't want you all to think just because we have a YouTube channel that we have it all figured out we do in many regards but I I would say the the one thing that we're doing really well is working at it we do yeah I would say that we work at it every day almost to the point where sometimes you know how you work at something so long that sometimes you're like okay I'm going to take a pause on this every once in a while I'll have to call the pause yeah and and I don't want to give away our five tips but the one thing that you and I have going for us well there's really 10 things but I only want to focus on one now is our communication yeah you know we don't always agree nor do we always get along well we always communicate yeah you know we really do give each other respect the space to have an opinion um and you know we're human beings and living together can have its challenges absolutely but we I think the big thing for us is experimenting we don't always agree we don't always get along but we always reset and regroup and what's what else am I looking to say well sometimes I think we also just do what I said just take a pause right I mean sometimes you have to just kind of step away to go back at it with fresh eyes yeah so you know we keep we do keep track of what's working and what isn't working for us and you know what worked for us for all the years that we were married that we were working may not work for us now so we've had to adapt a few things for sure you know when we were working it was I'm not going to say it was easier but there was so much going on there really was no downtime right now we have downtime and we need to make sure we're we're doing it the right way y so you might be wondering why do you even need to think this Harden retirement well we have people say that to us all the time you know you guys make it sound like it's so much work in retirement that's when you're supposed to have no work right well what we found out is our retirement other people's retirements are successful and they're happy because they spend a little bit of time working on things right now by the way we've got a whole bunch of free downloads but we're going to put a link below to one it's a health and wellness checklist we want you to get that download and use that to kind of reset your health in retirement that's really really important so let's jump into some of the best retirement advice we've heard from RE reies thus far and again stay till the end where we'll do our top five retirement tips okay first thing stay active first thing always what staying active it is it's one of our first things we always say I can't emphasize this enough now we have a new puppy who is in the background is he eating something well just a dresser no he's eating a knob on a dresser maybe you should grab him but staying active it's her uh yeah it's a her so we'll bring her up um you get to see Ruby this but uh staying Physically Active it boosts your mood it boosts your health you know walking walking walking our dog is always helpful but we're both pretty big fans of some regular type of exercise Absolut and you need to do that yep yep and you know we read a great book called outlived by Dr Peter ATA and he talks a lot about exercising being the best medicine for longevity okay you can't lick the microphone all right second thing nutrition you've really got to understand what it is that you put into your mouth you know my mom said that when I was a kid but as we get older you know there are changing nutritional needs that we need to be aware of and you got to have a good balance of fruits vegetables lean proteins and whole grains absolutely and you know you have to also stay hydrated you know you have to limit your intake of sugary or processed foods and definitely make sure that you're Consulting a nutritionist I think or a dietitian even of sorts and make it fun in the kitchen you know explore some new recipes or Cuisines to keep your meals exciting and nutritious yeah you do good with that because you're really our cook I'm really appetizers Ambiance and clean up well we've moved from Strictly meat and potatoes and gravies I I call it comfort food to more of a Mediterranean diet so we don't do much beef we do a lot of chicken we do a lot of fish having fish tonight right um a lot of vegetables and we feel better because of that the exercise and nutrition really makes us feel great absolutely so the next thing is really to just you know our retirees tell us all the time you know continuous and constant learning keeps our brains active and really keeps us sharp and keeps us young yeah and you know retirement offers you the freedom to explore new hobbies or skills or go to the library when was the last time you're in a library you know it's amazing to walk I love walking through bookstores but walk through a library is even more fun because it just massive and there's so many different sections you can get lost in there forever right and you know I think that uh local community centers like uh got down here in Florida they've got all of these nature preserves they just kind of fun to go walks Serenity walks and different things another thing that's really important and the fourth tip today is socializing you really got to make sure you're getting out and making new connections there are a lot of people in the same boat that you're in right that want to meet new people down here in Florida we're just really getting so much better at putting ourselves out there Y where you can volunteer join a club um I and it's not that hard you know I think we make socialization as we age a lot harder than it really needs to be it's like almost like we build up these walls around how am I going to get invited or who am I going to know or what am I going to say and you know really it's just a matter of putting yourself out there and being you I mean you you are very interesting and what we always tell our kids is it's important to be both interesting when you're socializing and interested so you know have your battery of questions kind of lined up that you're going to you know say to people when you're in Social settings a lot a lot of it is easier than you think so that's all about meeting new people and networking so to speak uh the other thing the fifth tip is nurturing your current relationships we get that a lot from our retirees what's that that need to do this once they are retire I mean whether it's your children or your old colleagues at work or your relatives or high school friends or college friends these are people that at one point in your life were probably pretty close to you will reach out and find out what they're doing look for them on Facebook or whatever but don't be afraid they're probably wondering if they're retired as well gosh I I wonder where my high school friends are and when you call them I guarantee you they're going to be like oh my gosh I can't believe it just called and you have the most wonderful conversation so I also think that in the nurturing relationship bucket Mark I I also think it's a time where you can really sit back and address any unresolved conflicts that you might have whether that's with family or old friends or you know old neighbors or colleagues you know it's a good time to be able to address all of that for sure okay um staying financially Savvy lot of the lot of our clients and ourselves and people leave comments that you know how much money can I spend spend should I downsize or rent when should I take Social Security or my pension you know we have a great tool that we um came in contact with through new retirement and it's actually a um a portal where you can connect all your bank accounts and it actually pulls everything and it shows how much you're spending it shows you what might happen if you downst it's a really cool too it's it's like a scenario plan yeah so we'll put that down below but these are all questions that people have you need to get the answers so either a financial planner or um your accountant or using this tool but you know having a regular budget can be helpful because you kind of know how much you can spend right um I think the other thing that we see a lot of because we get it all the time too is being really careful about scams oh I know you know this thing where people call up and say that uh it's it's an email and or they'll say is this Mark Rollins and you say yes and then they have your yes there so there's a lot of those things that are happening good financial adviser and really understanding your finances is really important okay the next thing I would say and and I didn't do this as much during my career but I've really taken this on um and with some advice from our retirees is prioritizing your mental health your mental health and wellness is so important it's critical and almost as crucial as your physical health right uhoh Ruby's getting adventurous Ruby's getting out of hand um you know meditation I talk about meditation a lot lot I talk about journeying a lot and you know five five or six years ago I started meditating and if you asked me the day before I was meditating would I ever do it I would I would have said no yeah but it really is a lifesaver now it really helps me every morning to kind of get myself set for the day journaling gets my ideas and my feelings out on a piece of paper it really has helped me tremendously be more calm and in the moment for whatever comes our way absolutely and you know what I I remember you and I remember you the day before you started and and you really that's a true statement you never would have done it if if you didn't you know kind of feel like you had to do it at that point okay the next thing I would say is um you know our retirees these days are really embracing technology you know it offers a great tool to stay connected and informed and even entertained and then there's you know the platforms like Zoom or Skype that allow you to do virtual meetups with family family members we just yesterday gave our grandson Luca his fifth birthday present oh yeah via Zoom they're in California they're in California and we're here in Florida and we had the present all set it was all ready you know we had it all kind of concealed his eyes were covered and um that was really the only way we were able to celebrate so I think it was good that we were able to do that and they're able to do it you know back with us I mean I think Luka could zoom or Skype us probably without his parents well on the way to school a lot in the morning uh Jonathan will give Luca his phone and luuka and I will have a conversation on the way to school which is fun so there's um there's a lot you can do with technology and I I find that when people are struggling with technology they're struggling with life so really investing some time and learning how to use your phone right learning how to use your computer it really is important I think the next you know the next thing our retirees tell us is you know you know travel and explore you know traveling provides such EXP exposure to new cultures you know I know we've got a safari coming up at the end of next year we're both a little nervous about um but new cultures new foods new experiences and even some local trips some stations but going to the next town over I know I had a hard time saying that the other day but the next town over can be really fun and it keeps you busy so you can plan a trip you can research trips we we've we've now seen recently there's a lot of travel agents that specialize in trips for solo not solos solo retirees or solo people individual people so you go on a vacation with 10 people who are all there on their own right and you know the travel agent does a pretty good job we hear of making sure that you're all the same um you know you're you're going to the same place for the same reason and that you'll pretty much get along so that's great so more advice from our um retirees that we've been kind of investigating and calculating this is always a favorite re-evaluate your living situation and you know what I mean by that is you know consider your proximity to you know family to friends to Health Care Facilities to your doctors to your favorite recreational areas you know re-evaluate if where you are here today is where you really want to be or need to be as you move through your retirement yeah I think that's really important because there are so many options for you today to live and again it's not just about downsizing which I think we're going to talk about in a minute but it's really where do you live and how are you living we we always talk about wanting to end up as we get older being there one of our kids and we have six it's just hard but they haven't really we're not necessarily on the same page on this one what do you mean well I mean I think it would be great but I like who do you pick how do you pick what do you do I I'm not going to say it on here but I know who I'm going to pick okay I want to be taken care of okay I know who she is oops did I say that okay so the the next thing is downsizing or rightsizing your home so this has Financial connotations but it also has a tremendous amount of um psychological stumbling blocks that you need to get over in order to even think about downsizing and the first place to start instead of just saying I don't want to talk about it with your partner you have to talk about it I think that's really the first thing we have a lot of people who are frustrated with this topic because they're spouse or partner don't want to talk about it well well the retirees that we spoke to for this video said you know this is a scary and dangerous topic right downsizing you know decluttering is a little bit easier than downsizing downsizing means you're thinking of making a big move right and if you're both not on the same page it becomes divisive so you know the retirees uh that we talked to said this is good advice to start to bring up early in your retirement really planning the seeds you know where do you stand on on this you know is simplifying something that's going to lead to less stress or are you the house that everyone comes to and and we've done and that's fine too we've done uh several videos on this topic of downsizing there's another one that says if downsizing isn't right for you some things that you can do really the process here is to simplify your life you're now in a phase of your life where you've got more free time you can travel so will Trading houses up or down make your life simple right so right and it's you know it's a therapeutic process and speaking of a therapeutic process the next thing that everyone says helps them so much is beginning the process of decluttering right and that oh my gosh we we try to declutter all the time it gives you mental Clarity it makes your home safer and there's so many emotional but what's so funny I'm laughing because if we try to declutter all the time where's the Clutter coming from I don't well yeah the first thing is to stop buying stuff right yeah exactly because you know take the Amazon app off of your phone because you know when you declutter you know and then you declutter again and again you got to start saying to yourself where is it all coming from well I I mean you can start with a closet you can start with a dresser and you know there's a lot of gems inside your closet and your dresser that other people can use if you're not using I mean if you're not if you haven't worn a c outfit for 2 years get rid of it yeah you're never going to wear it again the other thing is when you when you take a look at an item in your closet if you wouldn't buy that new today get rid of it right you know so you know you don't need your suits anymore your work clothes if you've retired so decluttering can really be fun we did we've done a lot of videos on that too you know this next um item a lot of our retirees really felt uh strongly about and and that is to document your legacy you know sharing your life stories is such a gift to all the future Generations in your world you know writing or recording or even creating digital albums you know can be great methods of documenting your legacy and this is the one thread I think that I heard that just everyone spoke about with passion there's a good friend of mine um who is a a grandmother she's got three children and five grand grandchilden and she writes a letter I think she writes two letters a year to each grandchild every year she's been doing that since the kids were born and she's telling them stories she's sharing with them a little bit about her um her preferences or political background uh you know how she feels about certain current events that are going on right now it's really going to be an amazing gift to give to these kids to be able to have a letter from their grandma mother from 20 years ago about some current event that was happening and how it's making her feel so it really is a neat project that she's done yep well you just saw Ruby or maybe you did but adopting a pet you know it gives this is controversial with retirees actually okay you know because and I didn't mean to interrupt you I know I'm going to get hit with comments on stop interrupting it's typically me that interrupts you that's what the comments say but um you know adopting a pet or rescuing a pet or somehow putting that type of love and companionship into your life gives you so much the flip side and I guess where I'd say it becomes controversial is you have to be you know ready for it you have to have you know the financial wherewithal to handle it you have to have the bandwidth to handle the training the potty training the dog walking you have to have good physical activity and if you don't it's going to help you get there but you have to be ready for it and this one just kind of was like uh probably 7 25 a was interesting for us though we've had two dogs together before we had sugar um and we had little Max and we just got the dogs and we just brought them up the way we wanted to well because we were working we were still so now we have Ruby for three days and I said to jod why don't we do this differently why don't we find some YouTube channels and learn how to really train a dog well it's actually been really exciting for us because we're learning some things we never knew right and I think it's been really helpful for us and for little Ruby and for rucious yeah so having a Pet's great it well it's works for us and again it was kind of a controversial well there is a lot of love that comes back yep and there's just a lot of anxiety that comes with the love so all right the 15th tip you could join a club or start a club right so coffee uh with uh so for a man get one buddy have coffee once once a week bringing have him bring a guest and you bring a guest get up to like 10 people and have weekly coffee tell stories I I do that all the time and I love it so it's it's a really fun way to well let me say this it's important Jody and I have a business we're married we have kids we do a lot together but we do a fair amount apart too so I think that for everyone in retirement if you're solo you're solo but if you're a couple you got to have your own stuff yeah you got to have your own club you got to have your own group yep um you know the next thing is to seek out mentorship opportunities you know um again our retirees had a wealth of professional and life experiences and there's so much that they could share with younger Generations that they would engage in really meaningful guided conversations that helped build multigenerational connections for them and again they got pretty charged up about seek seeking out these opportunities you know Mark and I did that at the University of Hartford in one of the business classes where we kind of did a guest professorship for a day and then we actually took applications for um for students to mentor and it was a really fun year for us well the thing there's a couple things that happen first of all you're helping someone else but you feel fulfilled you know you feel like you have a sense of purpose uh by guiding others and the other thing is I'm going to go guide is get getting mentored by someone who's younger than you I mean I have two mentors we kind of Mentor each other one is my son and one is another young professional that I know but but I actually can learn a lot from them they have a different outlook on business they have a different outlook on life and it really has been helpful to me for sure so that that's been fun yeah it has sorry I had to step away um this was I thought an interesting one and this came from a a a pocket of our um friends and retirees that wanted to engage in artistic Pursuits um I would put myself in this area I haven't done it yet but exploring different art forums and painting and pottery you know our neighbor across the street Jen she does that every year whenever she gets down to Florida she joins last last year was Pottery this year it's painting drawing it's drawing drawing she joins um art classes and workshops and goes to the local community center and she loves it and that's something I think I would like to do cuz I don't do much for my artistic side but it gives you also um uh Arts a form of expression and emotional release and if you're into that at all it really is kind of fun to do that I mean this in a way what we're doing is Artistic Pursuits I mean we're shooting video and we're you know um you know building a little business but it it's uh it's fun I would I wouldn't say it's a hobby but we've had to learn so much so it's been kind of cool y on the other thing and we just did a Facebook live on this yesterday is um staying updated with current events you know we we did a a Facebook live yesterday in our in our community uh do you consume the news or is the news consuming you right so really finding a way to get good solid news we think is important I mean trying to find reputable news sources or magazines is really helpful versus getting caught up in what everyone calls the fake news if you will but you know uh get involved with Community discussions or forums talk to friends don't be so judgmental when someone has a certain opinion on a news article but really finding a balance there because it is important to stay up to date it is I believe it really is important to stay up to date but like you said it's also can be all consuming we do have some retirees that watch the news Chann channels and you can watch the news channels now 24 hours a day so uh we do have some folks that are doing that which isn't probably the healthiest the next one is well before you do that one of the what's that I interrupted you I get a good comment um we stepped away we have stepped away from watching the news in a in a big way so we'll watch the evening news for I don't know 35 minutes we watch some things on um well Evan your daughter told us to watch NPR well listen that's a podcast it's a podcast so we we we get some news that way but um staying informed about local events or Community changes we kind of stepped away from that we jumped back in you found out about this great concert taking place and then you signed up for it and it was full yeah I mean literally the day I saw it which means it probably was out there before yeah so I think the whole idea of current events is really important things happening in your community so I didn't mean to interrupt you but I didn't want to forget that okay I think the next thing that we heard a lot about from everybody was planning regular family events or Gatherings you know now you have the time to organize events and birthdays and anniversaries and really start to create traditional Traditions like annual family picnics or you know um different things you could do with grandchildren either in groups or select one at a time I mean that's really something fun that you can um really jump into I think yeah we have Thanksgiving um in Florida this Thanksgiving couple weeks couple weeks and we've got five of our six kids coming with their partners and um the grandkids are not going to make it but we can't wait for that and we make it special and we make it a lot of fun and they all have their favorite food here and little gifts and we take a lot of pictures so that we can have really good memories for um for the future um you know investing in self-care is really really important a lot of people don't take time to do that you what it shouldn't have been number 20 it shouldn't have been last no it shouldn't it really shouldn't because now is the time you can dedicate for relaxation and meditation and deep breathing and different things like that if you can afford to get a massage once in a while um you know do yoga on the beach you got to get your health checkups I I know I um I think we'll leave a link below we have a a free yeah Health checkup worksheet is really great so you can download that we'll put that in the comments below but you know you want to engage in activities that stimulate your mind puzzles games right you have to get adequate sleep and rest we have the aura ring so we track our sleep the first thing we talk about in the morning is well just how you do what are your numbers you guys have been patient our top five retirement tips number one you have to have a plan y you need a short long-term plan you need 5 10 15 20 years or more out you know my my plan is to be physically independent at the age of 90 you You' heard me say that before so that is what drives me to get up and exercise every single day and we start each day with a plan that's a good segue to the second big tip exercise exercise exercise exercise exercise it's the number one thing that we can do for ourselves to be healthy and if you're not exercising now keep it simple walk out the front door walk 10 minutes one way and come back and do that for 5 days and then go 15 minutes and then do 20 minutes for a week so you got to do that the third top tip is you've got to build a community of people you've whether it's your family you reach out to whether it's Friends new friends neighbors re-engaging with old work friends number three is you've got to build community and the fourth tip would be healthy habits really review your habits you know think about can you limit your alcohol can you stop any bad habits I mean you stopped cigar smoking you pretty much eliminated chocolate chip cookies pretty much eliminated what do you mean pretty much you bought them yesterday and I haven't had one yet and you're going to throw them out I'm having them and you know keeping ahead of better nutrition you know eliminating your bad foods and making sure you're eating what makes you feel good I was thinking about this this morning healthy habits or food alcohol whatever it is I drink very little now so if you can try going for two weeks let's just say two weeks no alcohol uh change your nutritions try to eat healthy try to get good sleep it's amazing how much sleep you can get when you don't have any alcohol yes try it for two weeks see how you feel just see if you feel any different because that's what's happened to me if I have a glass of wine I feel like crap the next day I've gotten so used to not having one glass yeah yeah but but anyway all right the the fifth thing is to give back you know volunteer start or get a dog Ruby really like that one volunteer or start a company you know during our career we got fulfillment out of our job but volunteering is a great way to replace that right um and if you're married in a relationship have fun have fun with each other look how much fun we're having and doing this right sorry about flexible with each other you know she's brand new we run into trouble here at times together as a couple but try to find ways to have fun yes some of this was ser ious and it can affect your quality of life and other things are just downright important but all of it is to make this next phase of Life exciting and fun so we hope you enjoyed this and if you did this next video top tips for living longer in retirement on that video we talk not only about living longer but almost as important as living healthier so watch this one next

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Transitioning to Retirement Part 1 (5 to 10 years before retirement)

so what we created for you is a three-part series that we're about to release today is five to ten years prior to retirement and in the future you'll see the one to five years and then that 12 month out when it's go time today is all about the transition into retirement you know when you think of the word retirement sometimes you think of things like getting old being useless or sitting on a beach drinking pina colada that sounds a little up day long sometimes you think about golf three days a week or treating every day like a saturday but the reality is it's a very hard transition going through this transition with some planning effort habits and routines that serve you will definitely yield amazing results and the opposite if you leave it to chance and just show up it can be disastrous you could find yourself feeling rudderless with really no idea what to do every day so what we created for you is a three-part series that we're about to release today is five to ten years prior to retirement and in the future you'll see the one to five years and then that 12 month out when it's go time you know we're going to give you four key strategies that you can use right now to ensure success again i know you're 10 or 5 years out but it's really important so we're going to give you those strategies and then at the end of this video we're going to give you five action steps that you must implement right now now you know mark and i have learned a lot over the past 13 years and we've had our fair share of failures successes we have a list of things we would do differently and a very long list of things we've learned and you know we want to better prepare you for this amazing transformation so why don't we begin with the first strategy and the first one you'll be familiar with it's planning don't roll your eyes yeah you know people say why would i have to plan for my retirement well here's the thing you've had a long career i'm sure my career was 38 years i planned every day every week every month every quarter every year every five years so we're all used to planning and the correlation is this phase can last 30 years so why would you not plan a good place to start would be to get a journal and we're going to talk more about journaling in the next episode the next series one to five years out because it's important so the second key strategy would be understanding the risks and how to deal with them so you might say to yourself what risks are there in retirement and i'll tell you we've done research on the big three the first is loss of identity you no longer have your ceo card or your president card or your head of sales card or your office or your email or your team yeah or your branding you know you walk into a room and there's jody she's svp of chubb blah blah blah that goes away so you do lose your identity the second of the big three of risks is your loss of community all of your friends and your clients and your situational friendships your restaurants you went to the maitre d's you knew the hotels you frequented at events you know you lose that community and that's a big deficit right and the third one the third risk of entering retirement or when you enter retirement is you're going to get 40 or more new free hours that come your way which feels liberating it does feel liberating but you have to figure out what to do with them we have a great video youtube we did on time affluence in retirement so we can put that link down below as well but the third strategy after starting to get familiar with the risks is starting to think about a vision for this phase and if you've been following us for a while you know we talk a lot about five pillars physical wellness mental wellness relationships spouse partner relationships and wisdom sharing and the sixth one that we've been really batting around which isn't in our vernacular right now but it's really the community and how to build a community for yourself during this space because you don't want to do this alone so five to ten years out we want you to think about the pillars we want you to think about where you are with each of the pillars where are you with your physical health your mental wellness you know where are you with your relationships and so on now's the time to start the thought process and spend the next five or ten years thinking about them making them part of who you are the fourth strategy is to start thinking about habits and routines and really drill down on what is serving you well what are you needing to quit what are some new habits that you might want to pull into your retirement and into this next phase of life and your favorite morning routine you know my morning routine our morning routine during our career get up have a cup of coffee watch a little news do as many emails as we could before we could get to work catch up on all of that i was going to say there was making lunches and finding soccer outfits but then jumping in the car and going to work right you know your first day at home that first monday when you're sitting there you don't have that you're might be empty nesters like we were so you look across from each other so you want to start thinking about your morning routine now and maybe start to change it and you also want to kind of take stock of the habits and routines that you have now and how are they going to translate into retirement and i'll give you an example a habit i had when i was going out to dinner entertaining clients was well first you sit down and you order a bottle of wine if i did that habit every time i went out to dinner during retirement i'd be drinking an awful lot of wine is that a habit that i want to pull into the next 30 years or save it for special well we should pull that in for the first six months that falls under the failure another category yeah it was a failure but anyway so if you implement work on these four strategies for the next you know five years you're going to start to get some clarity on retirement what should i worry about what am i excited about what's it going to look like and you're going to have comfort in knowing more about what's out there than maybe you do now you'll also get a higher sense of what success is going to look like for you that's a big one individually for the next 30 years and you know the really big one is it will help you hone and drill down on what will your purpose be yeah and your passion purpose and passion we hear those words used all the time yeah and right now during your career if you're still in it you've got purpose and you might have passion around your job but passion in retirement where's that going to live for you and then the other thing that comes out of doing all of this work is being in control of your life you don't want to just let everything happen between now and the day you walk out the door without being proactive with everything that you do and you know it takes courage to be in control of your life it takes courage to be in control of your own calendar and your own day and you have 30 years to work that out so listen if you're getting value out of this please share give it a thumbs up and copy the link below and share it with your friends so let's do the five action steps five action steps that you should do now the first thing meet and hire a financial planner you know we can't emphasize this enough and even if you're a smart financial person and you manage your stocks and all of that it's so good to have an outside independent third party help look at your benefits your pension your 401k um and that's not us it's not us no no we don't do anything in this area we have a financial planner and it just allows us to know that that is clear and it also you get to know do you have enough money to retire that's always important what's your date right what date do you have in mind yeah because you never think you have enough money right but the financial plan will help you if you're going to live this way you have plenty of money the second action step if you're married or you have a partner i cannot stress enough communication what is your combined vision you can't wait till the day after you walk out of your office to start to convey what that is to your partner or spouse and i'll yeah i'll tell you this is an area where many couples fail big time they both had jobs they both were great all they spent their weekends together and nights but all of a sudden now they're together all day long and the wife has one vision and the husband has another and it's and actually on any one of the pillars yeah they could have different visions on physical wellness or relationships or you know anything that has to do with retirement so the key is start talking about it now right you don't want to wait until you're home the first day after retirement to start figuring out what your vision's going to be now the third one is to think about how you're going to show up in the five pillars we mentioned so what do i mean by showing up how are you going to enter retirement physically right mentally with your relationships intact or not you know how are you going to show up with your spouse partner you have to make a concerted effort to show up in the right way and the fourth step call some of your retired friends see what they're just actually fun it is fun i remember going down to florida to play golf with my buddies and the older guys from our club were there and what's it like what do you do and well every day is like a saturday but you know i could see they really weren't that healthy not all of them were were doing what what i thought made sense but i just figured that's what happens and ask him some tough questions yeah what do you love about it what are your lows like what are your highs like you know have you built a community of like-minded people and if you have how did you do it how did you figure out where to live all of those things but they're a great resource for you and the fifth step start having a discussion about downsizing or we could call it right sizing this is another area where families run into trouble so just start imagining what life could be if you've got the big five family house with a five bedroom house for all the kids full bathrooms and all that you know as they start to leave the nest which you want them to do do you really need a house that big and maybe you do but the idea here is to decide do you want to continue to have that large house and if the decision is yes then that's good right but not knowing is bad right one of the things we did as we traveled around we uh that's why how we ended up in in connecticut we came here for summers on our boat and we loved it and so we decided to build a house yeah but we did a lot of searching we did a lot of googling we did a lot of reading we did a lot of house tours we looked at a lot of different communities and you will find the one that's right for you but i would start early again the day after you leave your corporate career or your business is not the time to so those are five steps that we hope you do right now we're going to give you three books to read speaking of learning that are critical we think to read at any time prior than retiring to retiring one is second mountain by david brooks the second is the way of transition by william bridges and one of my favorites is the five love languages by gary chapman it's just a great communication book and we'll put those links down below great reads you know today we've shared some ideas and some strategies and some steps to help you begin this journey but again i can't emphasize enough don't wait even if you're 10 years out start thinking now and here's advice from me who's really bad at challenging conversations don't put them off sit down find a way to have an open dialogue and just you know be kind to each other and listen to each other because everyone has an opinion and also don't forget to watch the other two parts that will be behind this and with some effort and some planning and some real action you can enter this phase with a whole successful strategy laid out if you enjoyed this please share with your friends and subscribe by clicking the subscribe button below and don't forget to join our free facebook community the link is in the notes below as well thanks for listening and we look forward to being with you again

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Why do People Struggle the First Year in Retirement? We were surprised!

the first year of retirement isn't always the dreamy Escape many people imagine no it's not maybe one of the most significant transitions in your life it was for us and it probably is going to be for you and that's because it's filled with all the unexpected challenges roadblocks and adjustments you have to make in this new pH and I think it's really important to understand that if you fail to navigate this first year you might find yourself questioning your entire decision to retire and today we're going to give you some strategies to feel empowered to overcome any of the struggles you might find do we ever feel like we made a mistake and we should still be working I do sometimes do you I do back in your corporate life I oh my good I do I know but listen and I'm sure some people do maybe but if you're new here I'm Mark Rollins and this is my wife Jody Rollins we don't focus on the financial aspects of retirement but rather life lifestyle Health relationships and more and we're so happy you're here today and it really would be helpful to us if you could share this video with anyone else that you know or care about that's in their retirement Journey too and you know join our free Facebook community at retirement transformed we go live each week and offer guidance support strategies to make this chapter the best it can be so before we jump in I want to remind you that this first year of retirement really sets the foundation for all the future years to come so you want to be able to equip yourself with the knowledge that you need you want to stay proactive and embrace this new Journey with a lot of confidence you know we know dozens of people who are floundering in this first year of retirement and it's really not pretty to watch I was at a bridal shower this past weekend and a woman across the table from me said um you know I heard her talking to someone else and she said I'm terrified and I thought oo this will be an interesting conversation we're at a bridal shower I'm not sure what there is to be terrified about but she's a teacher and this is her last year so in June she's done done after 35 years of teaching the third grade and she said I'm I'm literally terrified I don't know where to start that is scary and it it's scary for everyone I'm not saying it's scarier for a teacher or doctor whatever but if this is all you've known and you know teachers have a special kind of thing they they work from the middle of August through the end of June and then I have the summer off right and you do that for 30 40 years right and it's a routine that you're comfortable with and you get enjoy it you get fulfillment right what do you how do you feel that so the first year is really really important to get that right my dad screwed it up big time I mean he without a doubt he's a good example of someone who made a lot of mistakes in his first year and I you know I I tell people that retirement actually killed my dad because he just didn't know how to get through this first year and set himself off in a spiral which yeah he was he was unprepared and a lot of people do enter this phase of their life maybe prepared financially but unprepared emotionally and with all of the kind of red flags that start to come their way you know your dad really just couldn't reinvent himself he lived in the used to world yeah it was it was bad but you know we do know plenty of people who think this phase is easy and for some people they actually make the transition smoothly but for others like my dad you know like I said it can actually kill you if you don't really get it right so we should cut the mystery and jump into what people really struggle with yeah and I think the first thing we see in people that we know and clients that we have and talks that we have given as well as the research that we do is this major loss of identity that hits you probably a week or two after you retire ire yeah and for a long time whether you're a teacher or a doctor or a lawyer or an insurance agent or a corporate executive we derived a lot of our selfworth from our job roles right I mean that's just the way it was and it you know when you first got out of college and started your job it was one thing but by the time you ended up you were at a much higher very senior level in your company and that was your identity and when that identity no longer exists you really find yourself in a strange danger zone right you know without an identity in retirement you can have feelings of worthlessness and and really have a hard time finding your purpose and passion so it's really a reinvention of source so in your first year this is going to happen you're going to lose your identity and you really need to start thinking about creating a new one you don't want to go too long like my dad did and spend the next 10 years holding on to or feeling sad about losing your identity you want to make a new one it's really really important now the other thing that people struggle with in the first year of retirement is financial concerns and that's normal right because you're moving from a time in your life when you have a steady paycheck or an expense account or whatever it might be health insurance all of that is just coming at you automatically yeah and then it stops it does stop and then you have your nest egg and Market volatility can add to your stress you know if you've planned properly up to that moment but then have to make different financial decisions moving forward maybe riskier or less risky Investments depending on you know how you're advised you find yourself in a little bit of a budgeting process that becomes really crucial to how you're going to live this first year well it's a good point and we spend 30 40 Years of our life accumulating assets right just adding to it adding to it adding to it 401 okay whatever it might be but then that stops and now you go into this new phase called uh decumulation where you're actually taking your savings and your assets and living on that and that is mentally is a really hard financial concern so in the first year you've really got to make sure that you figure that out and get comfortable with it and have a good plan a good financial plan or you know really nail your financials yeah really and then you know we hear a lot from people you know that they're bored they're bored in retirement you know they don't really have a routine that they can stick to and they really struggle that first year getting away from you know the the structure and accountability that they had with their work days just this morning I was down watching the sun come up and I ran into my friend who retired a year ago and he keeps himself busy but you know I was checking with him and say how's it going cuz it's it's okay it's okay how's your you know how's your new uh career that you're doing he's a he's a writer now and he's writing he said well it's interesting you know I watch you guys on YouTube and you talk a lot about um having routines and I find that it's easier not having a routine which it is but then he doesn't do what he wants to do which frankly is harder if you don't have some routines built in and some plans for your day in the first year of retirement you're going to get used to not having routines you're going to get used to not getting things done and you're not going to like it you just are not going to like it so I think that it's easier to have routines maybe harder to get moving in that direction but once you have them your life becomes so much easier I don't know how you think about no I I agree with you I do know we get a lot of push back on people who want to just abandon routine because they've lived 35 or 40 years in a strict routine and I really advise people I think it's okay to let it go for a little while but not too long so that you know as they say the proverbial horse is out of the barn and now you can't get it back you wake up every day what am I going to do today that is not a good position to be in for a whole year for sure now the other thing that you can struggle with and you might struggle with right out of the box when you leave your career is social isolation I know for me I had you know 80 people working in my company I was the CEO and I had great relationship with these people and it was kind of like Fridays were what are you going to do this weekend what's going to happen Mondays were how was your weekend what did you do how are the kids how are the grandkids all of this stops right and then it's just you and me I really I really it's important to remember that um you know those relationships that you had at work even extending out to you know I knew a lot of you know my co-worker spouses and their children and I watch them grow and go through college you know you have that longevity of your story your relationship story with these folks and some of them you will bring with you but a lot of them get kind of left behind in the situational kind of friendship bucket um so the big message here is you need to is to replace it you've got to find Community whether it's joining a health club or you know we do pickle ball we talk about that a lot going back to church or religious institution Social Clubs community centers Gym classes gym classes reaching out to your friends make a list of all your friends and start contacting them because you don't want to struggle with social isolation in your first year it's really going to bring you down you know and the fourth thing that we really wanted to talk about was your health and physical activity because I know we did this when we retired you know we were like you know we're just going to go ahead and relax and eat and drink and just sleep late and you know we got a little sluggish there for a while and it wasn't healthy for us and we did course correct and um you know not saying seven days a week you know 30 days out of the month we're always on track we do stay on the health and wellness you know Mission because as you age health challenges come your way it just happens well the other big thing that you could find yourself struggling with is when you first retire in your first year depending upon your circumstances with your partner in in this case jod and I as a married couple that relationship can struggle because we both had work we had our careers we had time at home but every all the Dynamics change when both of you now are home all day long and Frank of this business for us is really helpful because it gives us something to do together but we also do a lot of things on our own we do and and you know while the business is helpful it adds stress and boundaries become even more important I think so if you're starting a business in retirement which we should maybe do a series on that we are we definitely are because there is some Milestones that we uncovered well the other thing that people struggle with in the first year is getting used to setting goals like you said a lot of people say gosh you guys do all this planning and stuff but you need to if you don't set some goals for yourself because you were used to that during your career right you set work rated Milestones um you might find yourself without goals a little bit aimless and at least having personal goals on your physical or whatever it might be yeah I think the big difference with goals is now you have a chance to hold yourself accountable and your goals can be aimed at things that you're really interested in right and then if you're really interested in for example I've been trying to I've been practicing I don't know that I'll ever end the practice but you know different things in yoga and I set goals for for myself no one else is holding me accountable I mean you would have no idea no I but you come home and you tell me about the new stances like the the the one-legged chicken is that one of the things it is not one but we'll do a whole another yoga series I guess well I think again having goals is really important and you know just a a couple more things your emotional well-being it's easy to get in this first year and all of a sudden find yourself sad and down and cre uh you know that stuff will will creep into your life if you're not doing everything we said you know what's funny about this this emotional well-being one because I'm so sad all we actually had a little bit of a tussle this morning you think and sometimes I wonder if in retirement you have more time to think about things mhm and you know maybe you create a mountain out of a mole hill you think no no no what is this I didn't do that yes you did my finger never you're the one that built this huge mountain this morning out of a mole hill so you know I wonder if this is something to really focus on you know you know recognize emotions that you have and consider even you know seeking some counsel on it so now I need a therapist for our relationship this this whole first year of retirement can be very very difficult without a doubt definitely it's meant to be fun and exciting so we don't want to find ourselves in a rut and unsure what to do next yeah I mean trust us when it when we tell you if you get into some good rhythm in your first year the rest of your retirement can become all that you dreamed of like our retirement right that's so funny we hope you enjoyed this video and if you did this next one a happy retirement is in your control we talk about how to bring healthy habits into your life so that you can flourish in retirement so watch this one next

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Don’t get bored in retirement! Steps so you don’t fall into this retirement trap.

because there are many people who leave retirement with a huge sense of relief and excitement you have your life back maybe they were shocked when a month or six months or a year or even longer went by and they finally hit a wall for some it creeps up sooner and others it hits later and harder and that you get that feeling of okay so so now what or the feeling like everything feels a little out of control although I'm bored which is kind of a strange juxtaposition today we want to focus on how to prevent boredom in this phase of life boredom is the silent killer that can end your retirement way too soon if you begin to let the days unfold with Lila or no planning you're going to find yourself with idle time and that can lead down a path of self-destruction or at a minimum feel lost and a little scared about what the next 30 years of your life will more and there is boredom leads to loneliness which leads to a list of chronic illnesses such as heart disease anxiety depression and more today we're going to give you some easy Surefire steps to make sure this doesn't happen to you and you're going to finish this video knowing that what you can expect and make a plan to avoid this largest retirement Challenge and stay to the end where we're going to give you three easy steps to bounce back if you feel bored but before we go any further we want to introduce ourselves my name is Mark Rollins and I'm Jody Rollins and we started retirement transformed not only for us but also for you and the 10 000 people turning 65 every day now we don't focus on the financial aspects of retirement but rather lifestyle Health relationships and more if you're new here please hit the Subscribe button and also the notification button so you'll get notified when our videos come out all right let's get into it during your career or if you are a stay-at-home uh mom or dad you were busy right 40 to 60 hours a week and you had a built-in schedule you did if you had children then that was your schedule running them from place to place organizing being involved and you had routines and you had routines that were commonplace maybe you got up at six there was coffee you checked emails maybe had breakfast you did a little exercise that was what our morning was like but it was just automatic we didn't even think about it we had to do that right and then at night at night we would uh come home uh open a bottle of wine cook some dinner and put another bottle have another bottle of wine watch some TV and almost busy Beyond busy in fact we made busy a thing in our house yeah during the week it was it was sort of Controlled Chaos yeah so sometimes it was just chaos weekends for us was rest catching up doing chores doing laundry going dry cleaners having fun with friends but then and they landed that's right you land in retirement and there's this huge relief that now you're free to commit and do whatever you want to do without a schedule and you're free from your from you're free from being Tethered to your career with all of those responsibilities and time commitments that's right and it opens up I remember our first Monday after retirement we retired at the end of 2018 on a Friday at three in the afternoon we walked out of the office with our boxes with our boxes and I remember that Monday the weekend was kind of cool but I remember Monday we still got up at six because our bodies were used to it we still had the coffee we still watched the news but then we had more coffee more news and we said hey we've never really been able to watch the morning shows let's do that all of a sudden it was 10 30 and we're looking at each other like now what do we do well and then if you think about it on that Monday where the blues were just starting to sink in we decided to shower and go out for lunch right and what we didn't really click into was most restaurants were closed on Mondays that we would go to so we came home when we made a list of chores we needed to do around the house well wait a second what we were going to do you made a list of chores I needed to do around the house which wasn't really fair but that's not true you wanted to keep me busy well and then Mark will say things like let's go to Home Depot and before I know it we're at like nine other stops and we finally get to Home Depot well we also decided let's start a Netflix series which we had never really gotten into no so all of a sudden it's six o'clock in the afternoon and we hadn't done anything other than made a list went to Home Depot watched three hours of TV and now it's time to cook dinner and then before we knew it Tuesday looked like that Wednesday looked like that Thursday looked like that and Bam there we are with a board retirement and that was embarrassing to say boredom had set in and we we didn't even want to say to each other but there it was right it was there so we got to work we did we dug ourselves out of that feeling and invested some real time in figuring out how would we fill our days you know maybe you had a different experience because there are many people who leave retirement with a huge sense of relief and excitement you have your life back maybe they were shocked when a month or six months or a year or even longer went by and they finally hit a wall for some it creeps up sooner and others it hits later and harder and that you get that feeling of okay so so now what or the feeling like everything feels a little out of control although I'm bored which is kind of a strange juxtaposition today we want to focus on how to prevent boredom in this phase of life so the first thing you need to do is you need to do some planning now I know I know what you're thinking and you've heard us say this before you've heard us say this before but there's no way you went through a 30 or 40 year career without planning so you need to plan in retirement too because you want to plan on how to fill this new found 40 plus hours of free time that come your way and it's going to guarantee you have at least one activity each day to look forward to you know it's also going to open up you know opportunity for you to make some commitments yes you know we had a client Deb who ended up making a commitment to her College roommates after she retired that she was going to do 52 new things a year that was one new thing every week for a year sometimes alone sometimes with her friends but that's the other thing about this phase book sometime with your friends go to a gym play golf with a friend just go have a cup of coffee or carve out time for your partner Jody and I carve out a lot of time during the week for each other and I would say also especially as a prior recovering working executive mom workaholic maybe you know carve some time out for just yourself what is it that you want to do but again by planning you're going to open up your calendar and you're going to be able to make these commitments so morning time yeah our coffee we sit and chat no TV we just it's funny because we watch we did the whole thing in the beginning with the Netflix series and binging we've really stepped away from TV we don't do it that much if it's a rainy day and we get the urge maybe but our coffee time is pretty sacred I think that's important it is and you know we don't even really turn on the news anymore because there's so many ways that we get news right so news comes at us through our phones and our laptops and you know YouTube and all these other people besides the planning that we do when we're having coffee we just have nice conversations we chat about the kids and things we're going to do or dinner plans or opportunities each of us may have been given for the week and we also talk about what we're grateful for yeah now a lot of people say okay we heard you say that but what do you fill your days with well we obviously have this business but you also need to find something for for ourselves a hobby exercise reading research go to the library when was the last time you were in the library and got lost in some research on a hobby or a or anything that you wanted to learn something about or spend time with a friend you know having a community in retirement is really critical I also think this is a great time you know I know for me weekends were filled with chores when I was working because that was the only time I had a chance to do them but they were always the emergency chores well there are also chores that like kind of overwhelmed me because I had to get it all done now you know I can space out you know I can clean a closet I can clean a drawer I can organize part of the basement I can take a load of stuff to a charity you know so you know adding a chore or something like that to do each day actually makes it a little more fun and a lot less pressure you know the other thing that we've found is that we retired with closets filled with work clothes that we haven't worn in years we've already purged twice right really give serious thought to getting rid of your work clothes so that someone else can wear them you know I think that's really really important you know I think it's important to remember that building each day with a plan begin with your plan it'll do wonders for your boredom it almost negates the opportunity for boredom to get in plus I think it's okay at the end of the day when we're having dinner whatever to check in and see how did we do today right what was it what was the best thing that we did today and what are we looking forward to tomorrow right you know if you stick to this schedule with the morning planning making commitments and activities and filling your days putting in some down time too you'll feel less bored and more excited about what tomorrow brings so the last thing we want to share with you to make sure boredom does not creep into your retirement is to protect your weekends we did talk about that a little bit how weekends were so important to us during our career but they're really important now too we really like our weekends we do and you know we we fight that urge and we fight that wave and we actually fight some clients on the fact that they say shouldn't every day be a Saturday now that I'm retired but our weekends we still do fun weekends right and our response is no you know protect your weekend Savor your weekend still make Saturday Saturday plus you do want to plan some things we did another video on this we want you want to plant some things so you know what day of the week it is right you don't want to just feel like every day is a Saturday but we do certain things on Mondays and Wednesdays and Fridays and all of that but the other thing about weekends is a lot of our friends are younger and they still work right so we plan things to do on the weekend with them because they're more available yeah I mean even if it's dinner out or a farmer's market or breakfast or you know a day trip to a to a village nearby we plan that on the weekends really savoring that weekend time you know what you don't want to do is be a weekend homebody because because there are crowds you know it's okay these days to get out you know bring your own crowd into the weekend bring your own energy into the weekend so we're big fan of weekends so make your weekends fun all right we're at the end and we wanted to give you three steps to get unstuck if you feel like you're bored first thing is as soon as you feel bored do something fun for yourself do not sit there in your sadness work on the hobby read for an hour call a bunch of friends just pick up your phone and call your friends don't just sit there and lament that you're bored you know something easy you can do is to just turn on some music loud music dance sing I like loud music Mark doesn't so much but I turn on music when I feel that boredom creeping in the second thing is spend some time planning a vacation Dream a Little Google some fun places pick some great hotels or Resorts make it a project that when you have time you feel that you can work on it get a folder include kids don't include kids include another couple talk to your spouse where do you want to go and how can you dream there's actually science around the fact that you get happier oh yeah when you're planning a vacation as opposed to even just going on the vacation so yeah if you get happier planning your day if you just sit there and plan your day even if you don't do everything it gets exciting right all right right you're feeling bored here's the third thing you can do get out of the house and take a walk fresh air if it's raining if it's snowy it doesn't matter dress for the weather go to a beach and walk along the beach or walk in the in the woods on a trail the Japanese call that Forest bathing if you're bored get out and move you know feeling bored is not a good feeling and it's not an option for you in retirement if it continues for a long period of time it can be debilitating when it kicks in adjust and do something to get you out of this funk now if you want to learn more ideas on having fun in retirement check out this video right here we just posted a while ago and it gives you a lot of great ideas and if you enjoyed this please share with your friends and also please subscribe by clicking the Subscribe button below and finally join our free Facebook Community the link is also in the notes below thanks for being with us today and we'll be back again soon

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Top Tips to Declutter Your Home for Retirement

living in a cluttered home filled with too many possessions that don't mean anything to you can create stress anxiety and depression and you have to know that this clutter is actually stealing from you whether you know it or not it's stealing your energy it's certainly stealing your space it's stealing your money and it's definitely stealing your happiness you know it's been proven that people are less productive in a cluttered environment now look this idea of decluttering is so hard for some people and maybe you have a little bit of a hoarder mentality I think we all do we don't like to throw certain things away or maybe you always disagree with your partner on what gets thrown away yeah exactly like that stupid frying pan from college that you had there had Teflon peeling off and was killing us one egg at a time you know clutter breeds more clutter Mark's mom loved pigs pigs everywhere not live pigs but she did like live pigs pigs in every way shape or form if they were printed on plates painted on cups she had knickknacks years of pigs every gift she was given I swear had a pig on it yeah and because over the years I was buying my mom so many Pig things Jody started buying meat Pig things and I said no no I'm not the pig person no only after so this is well it's an example of someone who has a I don't know roosters or pigs or pillows would do tchotchke names on it oh that's nice but then people start giving you all this stuff and in the end your house is filled with it I mean think about it how do we get clutter in the first place and if and if you go back to what we just said you do have objects that remind you of important things or objects that have sentimental value those are hard ones we're going to talk about that at the end actually how to declutter those but then there's the expensive yeah oh really like the snowshoes that you purchased top of the line snowshoes that we have those are going to my niece who lives in Vermont they've been going to Lucy for years okay so this is what this is how this is going to go today but so to your point an expensive purchase sometimes we're afraid to let go right right we also take a lot of comfort in our possessions sure you know they make us feel comfortable you know people give us gifts and maybe you don't really want them but you hate to just get rid of them because sometimes they look for them when they come into your house well we're talking about that at the end too because that's not fair that we don't get rid of it just because they gave it to us right so appliances from your kids wait we use the air fryer twice let's jump into decline we need better air frying stuff come on recipes yes all right so if you have a good air frying recipe stick it below yeah let's talk about our process right now this might seem mundane and very granular but this is what you need to do to start and you want to start small so you have some easy wins just try it try taking your kitchen utensil drawer and take that apart first start with the area above it can't have all sorts of stuff clean that out but then take your drawer open it up and everything comes out as you're taking it out if you know something's definitely going to go in the garbage put in the garbage but get everything out clean the drawer and then if you need any kind of new separators or organizational stuff you know you want to get that ahead of time well and I'd be careful I mean you know maybe you have two of something so it doesn't go in the garbage but it goes into a bit where you're going to well I know I'm just saying I mean I'm just garbage things well if there's something in there that's garbage I'm saying put it in the garbage don't put it on the counter right but if there's something that you can donate so here's the things you can do you take it out and you want to sort it some it's either going to go in the garbage you're going to donate it it's going to go back in the drawer or saved items might go in a different drawer so you might reorganize a little bit so you can actually start a new junk drawer no and we're not in a junk drawer we're in a utensil door you're right but it might belong somewhere else this is what I do you don't do this I know you mess up I clean them I love this stuff very true but you want to keep going until the counter is clean and the drawer is full and maybe you need to make a list of new things you need like the rusty can opener doesn't work anymore but do one drawer get it done and look at it and you'll feel great and then keep going if you have the energy but do not start a new drawer never mark never start a new drawer unless you have the commitment to finish it correct right don't look at me I'm like the king of this oh my goodness so just take pictures and leave them below there's nothing worse than having a drawer half empty on the counter in there and then you won't touch it for days yep but there's also some Rules of Engagement if you're married or in a relationship or you live with someone if you have a roommate right yeah you can't you can't create this d-cut cluttering plan and have it lead to fighting you know you got to make it fun you got to make it purposeful and you could even turn it into a game you know you can agree on some items and maybe you choose not to agree on other items and I know we have a few of those well the other thing to do is if I'm going to clean a drawer I make sure Jody is gone for the day and I do it and then she doesn't even notice it but it feels so much cleaner I feel great huh what do you mean is that when that happens that's when it happens you think a little munchkin comes in the middle of night and does it no so you're going through this process start small start small start with a drawer make sure you can finish it and make sure you stay till the end we're going to give you some tips on decluttering the sentimental items that's where we really get stuck yeah we'll all do all right so let's tackle the bathroom okay now we've done the kitchen kitchen drawer not the whole kitchen which is testing we're getting warmed up all right now we're in the bathroom okay another easy one under the sink in the drawers medicine cabinet get some divisors for down below but most of the crap down there you could throw out you just don't need it you know what's funny is there are dates and expiration dates on a lot of things you know and I know there's debate whether they're true expiration dates or not but I know when we did this recently and we went through like half of our sunscreens had expired well yeah they moved all over the place and so you know you got to look at the dates look at things that are half empty things that you can combine things you don't use anymore and pay particular attention to medicines right and you can't flush everything down like you have to figure that out but the same rules apply when you're taking everything out it's either garbage donate goes back or go somewhere else and you need to be rigid with yourself you can't mess around with this you got to make sure you do it right all right so now you've had some good and easy wins and everybody feels like I should start a new business how to how to declutter people's houses I would love to do like Maria Conde or whatever yeah we should switch shift from retirement transform to clean your house I should just go out more in the house would maybe be cleaner because apparently you do it well all right so we've had some easy wins everyone's feeling great now you got to figure out how to do the rest of the house so you want to set a time frame to finish it let's say six months well you can do six months I I would say do this you know count your rooms before you set your time frame so if you have three bedrooms a living room dining room and kitchen you know that's six so then the six month time frame give yourself a month in each room I was going to say a week oh I would do a week in each of those rooms and I would say the attic the garage and the basement for Less you are definitely the expert oh yeah because they're complicated they're loaded with things that always kind of move around the house and that's where they end up well they're also loaded with things that aren't necessarily yours what do you mean so our basement attic garage is loaded with things that are the kids well that too yeah yeah but the bedrooms that's another process and I think it's it's individual but you have to take your dresser take everything out touch every piece of stuff that goes in there and put it on your bed you do my dresser when I'm gone no I never touch your dresser but it's either going to go back in the dresser it's going to donate or it's going to go and that's where donating really feels good if you have you know things that you're not wearing or things that you're not using that you know other people can use and you get them together and you put them in the car and you donate them that really does feel good bedrooms are tough because you tend some people tend to have piles of things boxes and all of that so you just have to start somewhere and keep working your way around and that's why maybe six months is a good time but I do the stuff in my hanging my hanging clothes you know if I look at a piece and I haven't worn it in a year it gets donated and what's funny is when I go through that process every year sometimes I always find a few pieces that I haven't worn in three years right but now that you have some Rhythm let's in and then move on to the dining room if you have one you know you might have a dining room cabinet that's full of glasses and platters and you know just make sure you're using them all or donate them or hand them down to their kids if they're family heirlooms living which by the way the kids don't love like China my kids don't anymore China Crystal they kind of look at it and go like no what am I going to do with that living rooms you're going to run into problems because you're going to probably have a lot of sentimental things in there like we said we're going to cover that at the end so keep listening but it's the same process yeah and and I can tell you firsthand so while you're cleaning drawers and potentially under the sink I got stuck cleaning the attic before we moved out of New York so the attic can definitely be a multi-day project and here is really the time to be really clear with yourself that you're gonna get rid of junk I mean just yeah I need a dumpster that's where junk ends up and believe me I learned that firsthand attic basement garage yeah they're tough multi-day projects might want to do it on a weekend and then clean the areas up you might benefit from putting some shelving in there or some racks we like to use those racks that have wheels on them so you can move them around the garage and clean it when you need to but right it's really um it's for me it's a fun process it's painful sometimes but in the end gosh you just feel so much better well listen thanks for staying to the end but now let's talk about what to do with the sentimental things you know first thing you can do is see if your kids or any other family members want it and believe me we tried that we got a few things from our parents we didn't know what to do with them and I remember our kids looking at us with a few Furniture pieces and said no we don't want your brown furniture so um we had a hard time we actually had to donate it donated a lot all right so with sentimental things you need to be intentional is it something that we actually use or is it just feeding memories if it's that I don't know that spoon in the kitchen you never use it because it's all crappy and old and Rusty get rid of it if you're not using it are you talking about my grapefruit spoon with the serrated edges no that's that's up on a mount on the wall with a plaque my grandmother game but don't keep these things in your life just if it's for the memory if it's feeding memories maybe limit the number like one photo one spoon for grapefruit one serving dish one tool from your dad one beloved heirloom just keep one but not all of them it's just it's just too much gosh that's a hard one what you just went through I know I guess the other thing you could do and this is a big project but turn your photos into a digital format you know get the digital picture frame what is the name of our picture frame it's called Remember uh Adventure we'll find out what it is put a link below it's amazing it just flips through pictures all day long well you can upload them from anywhere that you have Wi-Fi and you can also Grant access to other people to upload so if one of the kids takes a great picture when they're here and they have access they can upload that so instead of having hundreds of photos just send baskets do that and it's hard to have hundreds of photos if then something happens to you like your mom we have 12 moving boxes of photos that your mom had now you also can make a scrapbook which is kind of fun and if you're not really good at this you can hire someone to do it but take some photos some letters some cards and notes and put them in a scrapbook put some handwritten notes in the column one why that item is important to you and maybe it's something you could pass on to your kids and this and this fifth one is hard for me be a burden you know if someone gives you a gift and you know you're gracious and you accept it and but it's not something you want to keep forever you can't keep it forever because that's really how clutter starts all over again look this is a hard process but in the end you lighten the load you make space in your home and you make space in your mind and you're gonna feel happier really having more empty space in your home will make you feel a difference in so many areas of your life now if you like this video you're really going to like this next one do this instead of downsizing now not everyone wants to downsize so it's not going to work for everyone but in this video we walk you through ways you can make your current home feel fresh and new and we give you 10 easy low-cost tips to upgrade your house so watch this next

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