Well it'' s wonderful to be with you all once again it'' s. an additional video day for us – It is – So things that we wish we understood before we retired practically.
noises like a c and w track there Tina – And also I think you must be really feeling lucky.
today Norm – Oh yeah obtained my lucky tee shirt on so because we'' re filming been to.
Costco – Got the excellent offers sanctuary'' t we -We have so among things that we want we recognized.
prior to we retired was just how cost-free it is just how anxiety totally free no more having to get up and also go via the.
morning routine of preparing on your own to head to function as well as being accountable to someone else all.
day long it'' s remarkable to be answerable to your very own self as well as your partner that'' s it'. you ' re your very own individual as well as it ' s such a releasing sensation as well as we saw that with Tina when she offered. up work the amount of stress we hadn ' t understood until a couple of years after retirement simply
just how. different she was she'' d lost all that stress of meeting quotas and all that good stuff – And also I think. I'' ll simply include Standard that when you'' re really doing the job you in fact wear'' t assume it is demanding.
you don'' t assume you are under all this stress up until you quit it do something else as well as.
you believe wow this is a lot much better we like this it'' s wonderful so simply being answerable to ourselves.
we enjoy it don'' t we -It is entirely life changing – One thing that we do think is extremely vital.
prior to you retire is you do need to have a conversation with your companion regarding what it is.
married women that are stating that their other half their scared the partner will obtain under their feet.
because he'' ll be spending time at all times in retirement yet that truly isn'' t the case – Not. for us is it -We ' ve been safe and secure as a pair for the longest time and also retired life hasn'' t altered.
just how we feel about each various other and also regarding what our expectations of each various other is it'' s not as if'. we ' ve suddenly being secured up with each other in retirement (no) so it is necessary to determine.
what you both want out of retired life and also to have that discussion a couple of years before you in fact.
do retire (yeah) one point to remember is the first couple of years of your retirement you''
ll. be your most healthy and balanced so simply utilize that wellness and toughness that you do have in the very early years.
to achieve a few of the goals that you desire – Yeah and also if you want to be taking a trip do it while.
you'' ve obtained that -Don ' t consider traveling if that'' s on your checklist just do it today – Yeah.
absolutely which'' s what we ' ve done isn ' t it when we retired we just took a trip all over.
didn'' t we it was terrific -Regarding two years before we retired we had an inspector concerned your home.
for I put on'' t also remember what it was but it was some kind of home examination that we needed to and.
We obtained chatting with him due to the fact that he was a few years older than us however not that much and also he told.
us that he had a house extremely similar to ours that he had sold as well as currently he was living an apartment or condo.
and he experienced the entire procedure of them as well as just how they transferred to the home and also how.
it was such an improvement on their life as well as it was something we'' d never ever ever before considered.- This was big information to us wasn'' t it we never even thought of leasing an apartment or condo – We had actually been.
homeowners considering that we were 19 years old so to lease we had that preconceived notion that it was throwing.
cash away but the more that we looked into it so after he left the following pair of days we invested.
many hours thinking regarding this we did a budget plan of exactly how much it set you back to keep our home mortgage cost-free.
home – Yeah ground all the numbers – And also what the lease would be and also if we had actually offered your home as well as it.
made increasingly more feeling to us to market the residence to scale down into a house bank the cash.
from your house live off that as a financial investment as well as that'' s what we did- And that ' s what we did didn'' t. we -Yet had that man not pertain to our home we might never have actually thought of that idea – No due to the fact that.
originally we had thought that we would just purchase a smaller house didn'' t we- That ' s best yeah.- So part of our decision when we had actually now chosen that we were mosting likely to rent as well as we understood.
that would certainly care for we wouldn'' t have all this upkeep as well as stuff like that to do we made a decision.
after we began looking at apartments that if we relocated to a more affordable location might we benefit by.
obtaining the very same as what we wanted in an apartment however would it cost us less money so the a lot more.
we looked into it we did have a family participant who stayed in a cheaper area so we looked.
at the equivalent of renting out a house in this new location and also it was so much less expensive.
wasn'' t it Norm -Because we initially thought we would certainly just market our house and remain in.
the very same area so we started looking for homes to figure out just how much they cost and the.
accessibility as well as we were pretty surprised that at the expenditure of them yet we were prepared.
to pay that (yeah) and after that we involved a what you would call it a small community that'' s more affordable.( yeah )we pertained to go to a relative here therefore we started taking a look around at the apartment or condos below.
as well as they were significantly cheaper concerning $800 a month less expensive than where we were originally going.
to – Yeah as well as not just that Standard there was a whole lot of extras with it wasn'' t that we obtained there was.
below ground car parking and also what else a swimming pool – And also washing facilities in the house – Which.
was something the gentleman had actually informed us he didn'' t have on-suite laundry he had it in a laundry space.
so we wanted that – However involving the less costly town it wasn'' t just the rental fees that were.
more affordable whatever was cheaper the Tina'' s beautician as we''
ve. claimed in the past was more affordable it just penetrated everything so our budget became.
so attainable (yeah) by relocating – That provided us a great deal even more cash to be able to take a trip didn'' t it since. we believed if we can conserve cash on an everyday basis as well as it functioned perfect didn'' t it -It did it was. excellent, take an appearance at that if you do have family that stay in a location that may be cheaper or.
simply consider going not understanding anybody – No it'' s like a new adventure isn'' t it a brand-new phase in. your life since we'' ve made pals right here and they don'' t have any kind of family members just below yet they''
ve. made it a new area for them sanctuary'' t they- A whole lot of individuals have vacated the huge cities to a.
tiny community due to the fact that it'' s it ' s even more favorable to retirement (yes) as well as friendlier another.
point that you truly require to take into consideration is where your pals are mosting likely to come from.
in retirement due to the fact that as soon as you leave work those relationships tend to perish away because.
the only usual bond you have was your task your office so we'' ve never ever.
actually had enduring relationships from work colleagues they'' ve constantly been outside.
of there so it'' s it ' s critically important to continue looking for relationships in retired life.
and also being outgoing and also prepared to talk with individuals Tina when we relocated to this apartment or condo building.
they did have a social room as well as they did a coffee early morning therefore she would certainly go down there and we.
learnt a lot details concerning the community as well as companies to make use of – It was wonderful wasn'' t it – It was -It. was kind of my goal wasn ' t it to locate out new info and also to attempt and make brand-new close friends.
which we did and we made some incredible relationships – Well in specific there was one pair that Tina.
made struck up a relationship with and also they in turn have actually introduced us to one more couple yeah and also after that.
they subsequently have actually introduced us to an additional pair to make sure that'' s how it goes -Yeah so now we'' ve got.
a group of really close nice close friends that we socialize with don'' t we -And also the point that we have. alike isn ' t a company it ' s being retired – It is isn ' t it -It actually is so don ' t be scared. of striking out to a new city a brand-new community since it'' s fairly very easy to make friendships.
– Yeah you simply need to press yourself out there a little wear'' t you and be certain to going to.
points and also it'' s very amazing isn ' t it so we wish that everybody is staying risk-free – And maintaining.
well – Until the following time bye bye, bye bye.
Well it'' s great to be with you all once more it'' s. one more video clip day for us – It is – So things that we want we understood prior to we retired virtually.
seem like a c and w song there Tina – As well as I think you must be feeling lucky.
today Standard – Oh yeah got my fortunate shirt on so since we'' re filming been to.
Costco – Got the lots place'' t we -We have so one of things that we want we understood.
before we retired was just how complimentary it is how tension complimentary no more having to get up and go via the.
morning routine of preparing on your own to visit function and being accountable to someone else all.
day long it'' s fantastic to be responsible to your very own self and also your partner that'' s it'. you ' re your very own individual and also it ' s such a freeing feeling as well as we saw that with Tina when she provided. up function the quantity of stress we hadn ' t recognized until a few years after retirement simply
how. various she was she'' d shed all that stress of conference allocations as well as all that good things – And also I think. I'' ll simply include Norm that when you'' re actually getting the job done you actually put on'' t think it is difficult.
you wear'' t assume you are under all this stress until you stop it do something else as well as.
you think wow this is a lot better we like this it'' s terrific so simply being responsible to ourselves.
we like it put on'' t we -It is completely life changing – Something that we do believe is extremely crucial.
before you retire is you do require to have a conversation with your companion as to what it is.
that the ideas that you'' re both thinking you'have when you ' re going
to retire you do need to. have some objectives around, do you desire to travel do you intend to garden or do leisure activities do you want. to stay residence you'truly do need to have that conversation to ensure you ' re both on the. same web page- I think it is it is important and we listen to a lot from some comments especially. wedded females who are claiming that their spouse their scared the husband will certainly obtain under their feet.
because he'' ll be hanging around all the time in retirement but that really isn'' t the situation – Not. for us is it -We ' ve been safe as a pair for the lengthiest time as well as retirement hasn'' t changed.
how we feel regarding each other and concerning what our assumptions of each other is it'' s not as if'. we ' ve all of a sudden being secured with each other in retired life (no) so it is essential to figure out.
what you both want out of retirement and to have that discussion a few years before you really.
do retire (yeah) one point to keep in mind is the initial few years of your retired life you''
ll. be your most healthy and balanced so simply utilize that health and also strength that you do have in the early years.
to accomplish several of the goals that you want – Yeah as well as if you desire to be traveling do it while.
you'' ve obtained that -Don ' t think of traveling if that'' s on your listing simply do it right now – Yeah.
definitely which'' s what we ' ve done isn ' t it when we retired we simply took a trip almost everywhere.
didn'' t we it was excellent -Concerning 2 years prior to we retired we had an inspector come to the home.
for I don'' t even remember what it was however it was some kind of home examination that we needed to and.
so we got chatting with him because he was a few years older than us but not that much and he informed.
us that he had a house really similar to ours that he had actually marketed and also currently he was living an apartment.
and he experienced the entire procedure of them and also how they transferred to the house and also how.
it was such a renovation on their life and it was something we'' d never ever ever thought about.- This was big information to us wasn'' t it we never even believed regarding renting out a home – We had actually been.
homeowners because we were 19 years old so to rent we had that preconditioned idea that it was tossing.
cash away but the extra that we checked into it so after he left the next number of days we spent.
several hrs thinking regarding this we did a budget of just how much it set you back to keep our mortgage cost-free.
residence – Yeah crunched all the numbers – And also what the rental fee would certainly be and also if we had offered the home and also it.
made increasingly more sense to us to offer the home to scale down right into a home financial institution the cash.
from your home live off that as a financial investment and that'' s what we did- And that ' s what we did didn'' t. we -But had that individual not concern our house we may never have actually developed that suggestion – No since.
initially we had assumed that we would certainly simply get a smaller sized house didn'' t we- That ' s ideal yeah.- So part of our decision when we had really now chosen that we were going to lease as well as we recognized.
that would care for we wouldn'' t have all this maintenance and things like that to do we determined.
after we began taking a look at apartments that if we relocated to a more affordable area could we benefit by.
obtaining the like what we desired in a home but would certainly it cost us less cash so the extra.
we explored it we did have a family member who resided in a less expensive place so we looked.
at the matching of renting a home in this brand-new area as well as it was a lot less costly.
wasn'' t it Norm -Since we at first believed we would just market our home and also remain in.
the very same area so we started purchasing apartment or condos to figure out just how much they set you back and also the.
schedule and also we were quite surprised that at the expenditure of them yet we were prepared.
to pay that (yeah) and after that we pertained to a what you would call it a town that'' s less expensive.( yeah )we came to visit a member of the family right here and so we began browsing at the homes right here.
as well as they were considerably less expensive about $800 a month more affordable than where we were initially going.
to – Yeah and not just that Standard there was a lot of bonus with it wasn'' t that we arrived was.
underground car parking as well as what else a swimming pool – As well as washing facilities in the apartment or condo – Which.
was one point the gentleman had actually informed us he didn'' t have on-suite washing he had it in a washing room.
so we desired that – But concerning the cheaper community it wasn'' t just the rents that were.
more affordable whatever was more affordable the Tina'' s hair stylist as we''
ve. said in the past was less expensive it simply permeated whatever so our budget plan ended up being.
so possible (yeah) by relocating – That provided us a great deal even more cash to be able to take a trip didn'' t it due to the fact that. we assumed if we can conserve money each day and it worked best didn'' t it -It did it was. terrific, take an appearance at that if you do have family that live in an area that could be less expensive or.
simply take into consideration going not knowing anybody – No it'' s like a brand-new experience isn'' t it a new chapter in. your life since we'' ve made pals here and also they put on'' t have any type of family members just below yet they''
ve. made it a new location for them sanctuary'' t they- A great deal of people have relocated out of the large cities to a.
village since it'' s it ' s far much more helpful to retired life (yes) and also friendlier an additional.
point that you actually need to consider is where your friends are going to originate from.
in retired life due to the fact that when you leave job those relationships often tend to perish away because.
the only typical bond you have was your task your workplace so we'' ve never ever.
truly had long-term friendships from work colleagues they'' ve always been outdoors.
of there so it'' s it ' s critically crucial to continue trying to find relationships in retired life.
and also being outgoing as well as prepared to speak to people Tina when we relocated to this apartment building.
they did have a social room and also they did a coffee early morning therefore she would certainly go down there and also we.
figured out a lot info concerning the community and businesses to utilize – It was wonderful wasn'' t it – It was -It. was sort of my objective wasn ' t it to learn new info and to try and also make brand-new good friends.
which we did as well as we made some incredible relationships – Well particularly there was one couple that Tina.
made struck up a relationship with and also they in turn have actually presented us to one more pair yeah and after that.
they consequently have actually presented us to one more pair to ensure that'' s how it goes -Yeah so currently we'' ve obtained.
a team of really close great pals that we mingle with put on'' t we -And also things that we have. alike isn ' t an employer it ' s being retired – It is isn ' t it -It really is so put on ' t hesitate. of setting out to a new city a brand-new town because it'' s fairly easy to make relationships.
– Yeah you simply need to press on your own around a little don'' t you and be confident to going to.
things as well as it'' s really interesting isn ' t it so we wish that everybody is staying risk-free – And maintaining.
well – Until the next time bye bye, bye bye.