Style Switcher

Predefined Colors

One’s Retired. One’s Not. How to Survive the Retirement Transition.

Rhythm plays a big part in successful marriages when both Partners work or even when one works they have lives outside of their relationship together and these Separate Lives become part of their identity even if one of the spouses is a stay-at-home partner they usually by now have had routines that work really well both in the home and outside of the home and when One retires the Rhythm is a bit disrupted to say to the least it could be a tornado the peaceful Harmony is gone and replaced by some chaos and stress you know it's funny we just started watching a new show on TV called shrinking husband and wife are in the kitchen life's been a stay-at-home she's got a routine she she does rocks what does she do polishes she's all this stuff the husbands I don't know I forget what he is a lawyer or something like that but he's just about to retire and he's in the kitchen and the wife looks at him and says hey look it or more like this hey look it Derek Derek before you retire you need to find something to keep you out of the house each day I've been running this house for 30 years and I don't want my life disrupted and it's funny because his response was no I've been out of the house for 30 years and now I think you need to find something outside the house it's my time to be home that was actually pretty fun it was pretty funny but you can see without some tools this could be a rocky start to the retirement phase right so there's a way to smooth this transition and let's get into some ways that people can do this so that you don't find yourself really in a tough spot and the first way without a doubt is like those two just did communicate expectations well I don't think they did that very well well they started a conversation they started a conversation there's got to be verbal conversation about this you can't hope things are going to work out you've got to say what your expectations are because there's going to be a lot of difference of opinion on what they want to do yeah a lot of change is coming right and you know 50 percent of couples differ on what they want to do in retirement and that can impact them in a lot of ways and even financially so way before you retire five years before you need to start talking about this as a couple right right and even even ask yourself ask your partner as ask yourself first maybe and ask your partner some questions you know what do you dream about in retirement you know where do you want to live yeah how about downsizing do we want to downsize which is a big one yep and if you have kids where do they fit in right and grandkids these are all important issues that you need to talk about as a couple really in the initial phase or pre-retirement would be a great time to talk about it right and I know during our career we had a tough time fitting in date night with the responsibility of the kids and all of that I think date night and retirement's almost just as important if not more important to have a little bit of time to check in well because a lot of people feel you're spending 24 hours a day seven days a week together now there's no real reason to create that special time to check in but we're saying there is and what's our special time we have coffee every morning markets up super early I do not I get up at six and we have about 30 or 45 minutes every morning before we start well you've already started your routine but before I really started every morning we do that and we talk about you know how are we feeling we check in with each other what are our dreams for today this week this month we plan our day it's just it really gives us a chance to always check in which is really helpful for us and maybe that's something you want to try so communicate and communicate often and stay in touch is one big piece another big piece is finances you know finances are an area of disruption in marriages and certainly an area of disruption in retirement who is going to deal with the money matters who's going to pay the bills and do you agree on Money Matters yeah well it's true there was a study we found by Fidelity Investments from 2021 that said 25 percent are couples 25 percent of couples are irritated by their spouse's pen spending habits and relationship with money and that's before retirement right so that irritation enhances even more once you retire because many of you are retiring and you've already built your nest egg and many of you are working with a financial planner which is great so you have knowledge of your finances but when you retire it takes getting used to not having that steady paycheck right and when it stops there are some areas you need to focus on and adjust yeah I mean there's things like taxes your monthly expenses you know do you still need you know all the fancy cable travel plans do we really want to do that big trip or not but you need to save for it right you know downsizing dreaming of a second home you know one of the big ones that our financial planner has really pushed on us is this idea of withdraw stress strategies right making sure that you know before you could just hit the ATM and you know you had income coming in you could withdraw whenever you wanted now it's a little different well also the 401K right Social Security optimizing that when's the right time to do that and having a rainy day fund for unexpected medical expenses right right so okay so the third broad category is establishing boundaries right so this is again this is your bread and butter no it isn't this is again under the big topic of topic of keeping Harmony As you move into retirement right you have to find a way to ex to respect each other's time especially if one's still working and the other isn't you know your space you know one house with two separate schedules potentially if you're retiring at different times you know how you're going to spend your down time you know your TV time your reading time your cooking time yeah because even your cleaning time if one of you is working and you're working from home and one of you is like bound and determined to vacuum the whole house every morning at nine it's just not gonna work you know so you have to adopt each other's schedule you know for me it's important to find a place and a time for a long time time for separate friends outside of the house and all of these need boundaries and agreement so you don't find yourself banging up against each other doing each other's activities it creates stress and you don't need that you know we have friends who are actually clients of ours and she was a teacher and he's run his business a sports marketing firm out of their home for years she was a teacher so she was gone from seven to five every day let's say and now she's home and she's doing everything she's she loves to do she's hosting Mahjong and swim parties and lunch with friends she's taken a cooking class well all of that is happening in their house which is giving her really good fulfillment because she's amazing amazing he's like what's going on but he's trying to run a business in the same space so that's an example of where boundaries and communication really needs to come in you really want to respect each other's activities and priorities and space so you don't again step on each other's toes yeah so that the fourth big category of advice that we have in this in this in this arena is what what is your division of labor now that one of you is retired how do you split the chores who's going to cook who's going to shop who's going to pay the bills this is a whole new conversation I think at this point you can't make Grand assumptions that now that you're retired you're going to do all of that yeah and that's true and the other and I think what you want to make sure you do is do what you pick the things that you're good at and you like to do I love to cook I don't really like to shop well hangout I'm good at shopping I don't love it no but but I'm good at it yeah I'm good at cooking and you love it I do love it you don't love shopping who loves grocery shopping I'll take the shopping over too oh cooking and shopping cooking and shopping wow that's a win for me today here's the other thing and I don't I don't know what it's like in your house but I'm the I'm the guy that fixes stuff yeah so what I don't want to get from Jody every morning is a list of things that have to get fixed home repairs house maintenance car repairs you know there there are things that have to get done your car needs to go in and that's my responsibility I need I need to do it but I don't want a list right to put under my nose every day but this idea of talking about who's going to do what and it's not just about chores and cooking and bills but even who's responsible for scheduling activities who's a social butterfly that's right or me right so I end up doing you know golf dates pickleball dates dinner arrangements travel arrangements and that's fine I do actually like doing those things so that helps us stay in our Rhythm you know in the beginning we talked about how couples find a natural Rhythm that will take them through many years of their marriage and maybe the one that you had worked and worked well but the newly retired person shouldn't get a free ride on being engaged in the Rhythm yeah you know we've we have clients that get in trouble with this because you've got that example on the TV show shrinking uh where you've got someone who's in charge of the house and has her routine and everything's going really well and then the retired spouse comes in and says all right so what are we going to do all day right and they're like well no you do your thing I'll do my thing I'll meet you later for dinner so you have to be really careful you do but the other big thing is this whole idea of one person retiring before the other it's going to create a lot of change in your life and you need to understand that the change is going to come it's going to create friction and stress so if that's happening the right thing is happening you just need to walk your way through it and talk about it the person who's retiring you know the person who retired earlier stayed home has interest hobbies and groups and friends the new person retiring needs to create new interests new hobbies new groups and new friends we think so right because that's the way you build community and you stay active what you want to make sure that you're doing is if one is working and one is retired and the retiring spouse is crushing it in all those areas you want to make sure you're looping in the working spouse so people you know don't feel left out you all of a sudden have new friends and new interests and new hobbies which is awesome but remember to Loop in the working spouse too and I think the other thing is you've got to keep your relationship alive and healthy it's really important when one of these changes takes place that you're dedicating enough time to each other to show you care about them you're concerned about them and you love them back to your point on date night don't I do that well you do you always feel loved I do oh good good so look retirement is something we all look forward to and we deserve to find ways to make it the best years of our life and we really want to be able to live in harmony with our partner and if you've just retired or it's coming up soon make sure to follow some of our advice here and importantly make sure you're starting to talk about this phase of life with your partner or spouse to share your dreams and aspirations now if you enjoyed this video check out this next one the truth about early retirement what they don't tell you this is a great video we talk about the endless opportunities that exist and you aren't getting any younger now might be the right time to retire so check out this video next

As found on YouTube

Home

Read More

Type of Friendships in Retirement and Why They’re Important

you have heard us talk about the importance of relationships in your life as you age and today we're going to specifically spend some time on friendships because the reality is as human beings we all need good healthy connections and at this phase of life in retirement it's probably even more important than ever before and really really new research is coming out showing so many benefits to healthy relationships and friendships in your life lowering your risk of depression uh feeling a little more satisfied with your life you know the other thing that good healthy relationships do is it improves your longevity it helps you with cognitive function in Elder years right I know that and it gives you me us a sense of belonging so it really is important to have good friendships you know in our your retirement game plan course we help clients differentiate the types of friendships they currently have in their life and the types that they want we have them put them into buckets you know invest and grow maintain even fade and dissolve and that's an important exercise for our clients it is and when you think about your different types of friendships in your life you can determine how much and what types of Investments you're going to make there's a great book that we both just read by Marissa Franco called platonic how the science of attachment can help you make and keep friends and she goes on to say that these mindsets and behaviors are going to help you develop new friends and keep relationships healthy and long lasting and the first mindset is what um initiative initiative right because initiative really ignites the Friendship if you think about it right and she talks a lot about taking the initiative in your friendship and once you have friends you have to be authentic you need to be vulnerable both of these are going to help you sustain Relationships by allowing us to show up as our true selves and then you know getting into generosity and affection to deepen your friendships you know verifying to your friends just how much you love them yeah sometimes you surprise people by saying you should and we should put this we will put this book in the link because it's a great read if you really and it's it's all over the internet now it's being talked about a lot so definitely put the link in there but let's talk about the eight really different types of friendships right yeah well the first type I guess who would call best friends you're my best friend right you're my best friend right we all have best friends these are the strongest most intimate probably the most important friends in your life you talk to them all the time you love spending time together and these friendships stand out in your mind and heart and these are the people you can be honest and vulnerable with right especially without any fear of being judged right these are the people that create that space for you yeah my dad always had the saying if you can count the number of best friends on one hand you've got a full life yeah that's interesting I never heard him say that not two hands one the second group of friends are your social friends right these are the people that are just fun to be around you spend a fair amount of time with them when you're in the mood to really socialize and have a good time often especially for you they pull the extrovert out in you because you're naturally an introvert I am but your social friends really pull the extrovert out in you they make you laugh you create memories you know they're couples maybe you go to dinner or play golf or pickleball with yeah you know for us being down in Florida now in the winter we really went out of our way this past winter to meet new people and we did it by meeting couples playing golf really a lot of social neighborhood uh friends we really went out of our way to meet new people and it really has helped us a lot and and finding the kind of people we want to hang out with so you have your best friends your social friends and the third one is well you came up with this low-dose friend right so people you like to take in low Doses and you know it's okay it is okay maybe you want to see them once a month they're still friends but but you know it's not always like just all fun all the time maybe they have different Lifestyles um you know you can take them and their personality in small amounts and you don't and I think that's good yeah but I think low dose I think a low-dose friend is important to have you can still get you know it's still a friend yeah a good amount of social connection there you know the fourth the fourth uh category is group friends you know people you share friends with in kind of a friend group you know maybe you don't see them often or you don't see them on a regular basis or even one-on-one and if you or they weren't in the group maybe you wouldn't even be friends you know it's more of a Social Circle so here's what I'm thinking if you got this group friends yeah within the group yeah you can have best friends good friends low dose friends and there might even be a toxic friend or two in there because the group friends friends bring their friends along so it's not it's not a group of friends oh it's not it's actually a category called group friends like we went to play Pickleball every Tuesday and Thursday right and those people that we saw there if you saw them at the grocery store or maybe at the movies you might not even recognize them you only really recognize them as part of the group why am I struggling with this I don't know but you are let's move along okay what do you think what about situational friends and you talked about this all the time because the greatest example of situational friends I think are work friends right that's another whole category but situational friends are friends that are confined to certain circumstances I mean it could be pickleball friends it could be dinner friends um it also could be relatives in-laws so so I'm thinking these are people like if you went to a Big Ten school right you went to Penn State or Ohio State or Michigan these are friends you see at that one tailgate every year okay and it's situational based on you're connected in a meaningful way around a certain situation around this cat I do and I didn't go to a Big Ten school but my kids did and I know that they have this type of friendship well I the the best example for me are work friends which is really they are situational and the thing that you and I both found and it is a whole nother category too it is because you can get best friends out of work of course but what happens is at work you're with them every single day they're your work family but when you leave your career you do leave many of these people behind and you just have to be prepared for that right we've done other videos on this and people's comments are like I never thought about this and you're right I really did leave a lot of people behind and that's hard it is hard but work friends are unique because you do spend so much time quantity of time together may not necessarily be quality but it is quantity at times all right so the seventh type of friend that we came up with is lifelong friends these are you and me nope these are childhood friends or high school friends or college friends friends that you may grow apart with but then you stay connected around holidays or there's something unique about the friendship and they've known you through many stages of your life I have nothing to add I think you covered that really well good how about this one life stage friends so growing up you have high school friends you have college friends when you first get married you meet other young couples who are married trade I should have Kit if you have kids you meet other parents of kids so these are life stage friends right and for us now in retirement we are finding and this is what we did this winter we really went out of our way to talk to other retirees who are in the same boat we're right they're all looking investing in retirement life stage friends yes they're all looking to do that right so anyway I think that was good so those are types of friends now we want to talk a little bit quickly about the types of friends to avoid yeah because the ones we just spoke about are actually types of friends that add to your connection and you want to investigate absolutely but there are groups of people that you want to just fade and dissolve and just you know call them up and say hey we're not going to be friends anymore but these are the kind of people we want you to think about in your life and does it really make sense to keep continuing a relationship because they're not always the best but one one kind of friend is a one-sided friend yeah and and you know we all know this kind of friends where you do all friend just kind of just sits back and takes and if you still have a good time it's okay but you know maybe you need to have a chat with them like hey why don't you guys plan the next time we go out to eat because I think that's that's important well at the end of the day those types of friends can ultimately deplete you they can if if there's no reciprocation right I guess another kind of friends to think about whether it makes sense to continue with are friends who you are ambivalent about you know the opposite of um uh the opposite of Love is in hey hey what is it ambivalence you're indifference indifferences typically these big words I struggle with but if you are indifferent about the people or ambivalent then maybe you shouldn't be hanging out and really you know an ambivalent Fringe you know these are people that you sometimes have a lot of fun with and other times you know they leave you feeling awful you know many people think toxic relationships are the unhealthiest but those are sometimes easiest to spot right you know really these ambivalent relationships are more draining and I think the point here is is the reason we wanted to cover this is that you want to make sure you have enough time for the friends who are important so if you have other friends in your life who are maybe dragging you down then you need to think about where to invest your time and these are just good things to keep top of mind right so there's you know um there's codependent friends um you know maybe need to put some boundaries in place there's toxic friends I mean these are the ones that really you and I you know we're doing a much better job figuring out how we're going to deal with people that when we're around they just suck the energy well you know what's hard about toxic friends at this stage of life is sometimes you have a couple right and you guys might all have couples where you know you as the wife are just really connected to the other wife and they are really a good positive healthy friendship but maybe the husband is toxic or vice versa and you know they make you feel bad about yourself and sometimes they drive wedges in between you and other people and it's just it's just really hard to be around well the last kind of friend category came up with fake friends what is a fake friend well people who call themselves friends and you know this kind of feels a little high schooly but um it happens throughout your whole life right people who call themselves your friends but they're not looking out for your well-being they're constantly putting you down okay they're talking about you when you're not there they never make you feel welcome right they kind of laugh the qualities qualities that good healthy friendships have like loyalty support and closeness yeah because we all need good healthy absolutely that's right that's the point of this video today is to talk about that and you know at this time of life with friends this really feeds your soul it is the time to feed your soul yeah for sure so we hope you guys enjoyed this and if you did enjoy this video look at this next one invest in your friends in retirement the importance of having honest and trust with your friends and we also give you tips for creating or growing your Social Circle so watch this video next

As found on YouTube

Home

Read More

Single Retirement (7 Tips to Ward off Loneliness)

there's 10 000 people turn in 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health today we're going to talk about retiring alone or the new buzzword of solo retirement so if you're watching this and you say well that doesn't apply to me and you're a woman stay tuned the reason i say that is unfortunately seven out of ten or seventy percent of baby boomer aged women actually outlive their husbands what are you gonna do with that why are you laughing what are you gonna do without me i don't know what i'll do with that party anyway there's 10 000 people turning 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health so this idea of emotional loneliness you know that people over 65 who suffer from that they have an 18 increase in their mortality rates which is scary so today we'll give you seven strategies to help ward off loneliness and overcome isolation to live a more fulfilling life as a solo retiree so here's the first strategy and this is really important overcoming your financial insecurities now if you are a single woman now or a single person and you're retiring and you don't really have a handle on your finances that's a problem and you're going to be stuck and stifled and not be able to move forward so you need to hire a financial planner and understand your finances and frankly if you're a couple watching this and one of the two of you really gets finances well and the other one doesn't that's not a good place to be no if you're listening to this both of you should pay attention and share the financial information as well as the financial burdens now because ultimately if you listen to that first statistic if you're a woman 70 of us will end up as a solo retiree outliving our partner that's just the medical history that's just the facts you know there are friends down the street who purchased the house from this elderly couple and unfortunately her husband passed away and she decided she wanted to downsize she went to sell the house they got all the way down the road to the closing right and realized he had never changed the title of the house so it took another three months to close and it's just because she had no idea they weren't really sharing the information so it is really important yep so get your finances in order we're not financial planners but definitely find one that was strategy number one strategy number two create a small support group of peers like mark said you're not alone there are many other people in the same place and you want to be able to share your struggles and successes with them yeah because it's it's tough to be alone and it's tough to really be alone but if you can be alone with another person who's alone then you're not alone anymore right that makes sense right kind of yeah good theory i mean you could do weekly coffee you know pick up a class or do some exercise or even just take a long walk it's important to make sure that you connect and have a group of peers yeah relationships are key and having a support group really helps so strategy three is along the lines of that but we're really suggesting that every day you talk to someone on the phone and person whatever it might be make sure you have a conversation with another human being every single day and it might make sense to make a list of people that you can call absolutely makes sense you know friends and family and neighbors you know and never feel like you're imposing and like mark said don't let a day go by that you're not involved in a conversation now it's always better in person because it feels better but if you can't be in person bad weather you know covet kept us all locked up a little bit at least call but be there and frankly what's helpful is not only for you to reach out to get some communication help but be the one supporting other people that's a great way to start having some conversations in a peer group that you're leading it so connect with someone every day strategy number four have a daily plan and a schedule something that adds structure to your life so that you're not always wondering what am i going to do today what's the morning going to be like how am i going to make it through the afternoon really set the tone from the day in the morning now good habits and routines are important and i know a lot of people that like to get up they've worked their whole life and they're retired now and they want to get up and just have a cup of coffee and watch tv watch a little more tv have some more coffee but before you know it it's 11 o'clock and you haven't talked to anybody and you really haven't done much so setting some schedule and some time some self-care time with friends and frankly limit tv i mean i you know watching tv every morning from 7 a.m till noon it's not healthy no but you could even schedule some time to learn to pick up a class to go to the library to read to children to find things in your community that you could do to be helpful and that makes you not alone and isolated so here's the fifth strategy and you've heard this from us so many times and it just makes so much sense this one does come up in a lot of our videos because it helps in so many areas of your life the fifth strategy is exercise every single day move your body move it get up and move it do you know that if you walk 20 minutes a day every day for 20 minutes you can add five years to your life so what about walking with a friend and 20 minutes that's easy walk for 30 minutes with someone and have a chat and catch up so you're now you're exercising and you're communicating with someone you know as we all age movement does become harder but you need to be as active as you can and just know that you can do 20 minutes a day so we hope you do that take it seriously so now let's talk about strategy number six volunteering you know there's so many benefits with volunteering and it's become such a huge part of our retirement transformation program and you know we do bring it up a lot volunteering sharing your wisdom creating your community you know providing yourself with fulfillment sharing and searching your passions we bring that up a lot but it does help with this loneliness and the potential for isolation you know you instantly can find a community of people when you start to volunteer and it could be as basic as working at the local food bank or the library or something but you're going to find dozens of other people in the same position you are in looking for communities so it's really important to give this a shot absolutely strategy number seven would be to try new things learn technology mark and i did a talk one day and there was a bunch of people in the room and one lady raised her hand talking because we were bringing up this strategy about learning technology her name was ava she raised her hand and she talked about the world that technology opened to her allowing her to connect with her family over in italy and how they structured it how she learned face time how she learned zoom how she learned to be able to work all of the technology in her house to really ward off that loneliness and you know how she did it remember her story she got one of her grandchildren to sit with her and work on the iphone with her to learn how to do face time she couldn't believe in her mind that it could happen and then in the end how easy it was for her right so but it really made her feel connected and less lonely and i think utilizing technology in that way is really smart and learn from a younger person it's nice in a community to have people your own age and people younger so and while you're learning technology look for online courses that are out there look for some online learning that can engage you i did that when i went to the university of pennsylvania and i took an entire online online course and i got to zoom in with other kids college kids college kids and i was the old lady but that was great and i made a lot of great contacts doing that no a big thing to remember is you're not alone you can ward off this loneliness but you need to be proactive work on the seven strategies we just mentioned above and listen if you enjoy this please share with your friends and also please subscribe by clicking the subscribe button below don't forget to join our free facebook community the link is down below and it's very interactive where jody and i go live each week you get to ask questions and we can communicate with each other and thanks for listening and we look forward to seeing you again

As found on YouTube

Home

Read More

Top Tips for How to Live a Long, Happy Life in Retirement

time and again we hear about the dangers of smoking unhealthy eating and drinking too much alcohol we know these are unhealthy habits and they put us closer to the Grave that's why if we want to live longer and you want to live longer and happier we need to understand that we need to possibly make some changes to our lifestyle so our question for you today is do you want to start changing your lifestyle in order to live longer if you've said yes keep watching we all know people who lived a hard life they either had a rough time at the end or they died before their time and my dad was one of those guys who died before his time he had a great career he was a wonderful role model and he was a fantastic business leader he was also a marine and that gave him that dose of feeling indestructible but he aged really fast once he retired he ate poorly drank way too much and he quit moving his body you know he died at 80 and I believe had he done what we're going to talk to you about today I believe there's a good chance he'd still be alive which would be nice today we're going to walk you through some tried and true healthy lifestyle habits and behaviors and if you apply these right now as you get closer to achieving your healthier happier life you may live longer what's the first one what do we want to talk about first the first one I feel like we talk about a lot but you can't hear this enough we all love eating but eating a balanced diet is critical to a healthy lifestyle the question right now is what type of food are you eating are you eating junk food or are you eating healthy food you asking me are you asking I'm asking you uh well then I'm just going to say that I eat mostly healthy food definitely go up the rails once in a while I would agree but our body needs a wide range of nutrients in the right amounts so that we can grow develop and it can maintain itself it's you know we have to give it nutrition in order for our body to behave the way we want it to behave but balance is the key right because basically too much or not enough of any nutrient can lead to problems the bottom line is if you're currently living on pizza or even just pure meat every day then it's time to mix some greens into your diet you know our nutritionist or no not a nutritionist our naturopath doctor um Dana Dana tells me that I need to eat seven cups of vegetables a day and when she first told me that I said there's no way but really it really isn't that much and it's just a behavioral change so we have three cups of vegetables with dinner three with lunch and maybe I'm missing one cup we might be probably missing one or two If we're honest for sure they do say that you should get 95 of your food from Plants there are places around the world where people eat like that and they do live longer so basically the real challenge today is for you to you know just push yourself to eat less meat and some more vegetables or at least bring more vegetables and plant products into your diet you know my mom used to say look at your plate and if your plate is a one color palette plate you're in trouble need to add as much color to your plate as you possibly can and you know that sounds really hard and and and it is it is but if you try this when you go shopping only shop the outside perimeter of your grocery store it's where all the Natural Foods tend to be and avoid the aisles see if you can get everything you need just from the perimeter yeah on the perimeter there's your your fresh beef Fish and Chicken your protein all the vegetables are there and we definitely suggest you look for organic it's a little more money but it's better for you and it can be healthy and just take baby steps here but if you pick up a can of food that you want to put into your mouth or a bag of food and you can't pronounce any of the ingredients you shouldn't be eating it because it's chemicals it's just not good for you easier said than done it is but baby steps for sure right another lifestyle change would be this as easy as this two words don't smoke full stop really just don't smoke because smoking is strongly linked to the rise of some diseases and even early death you know my mom smoked three packs of cigarettes a day from the age of 14.

to when she died at the age of not 80 because she went into the home but until 75 years old so 60 whatever 60 plus years three packs a day but she got dementia and in in my mind you know smoking can lead to diseases like that according to Healthline we found this note that men and women who smoke may lose up to 10 years of their lives and be three times more likely to die prematurely than those that never picked up a cigarette but you know what don't be too alarmed there is still time to quit and a chance for you to prolong your life that same Healthline report said quitting smoking in your 60s may add up to 3.7 years on your life in fact you can even still quit in your 80s and provide some health benefits so the long and short of this section is don't smoke or quit smoking yeah so no matter how old you are if you quit smoking now it'll be good for you now the other the other lifestyle change that's really important is to do brain training and you're like what is that well not only do we need to exercise our physical bodies what we need to exercise our brain as well you know I do Wordle every day some crossword puzzles I've tried Sudoku I'm just not very good at it but keeping your mind physically fit can save us from certain conditions that will shorten your lifespan even link to Alzheimer's disease like my mama yep here's a few fun ways that you can exercise your mind I feel like we did this when Luca was here our grandson oh my God we played hours and hours ago goldfish from 5 30 in the morning till 7.

How about learning a new word every day when I read my Kindle or I read my iPad in the morning and there's a word that I don't understand you can just hold it down and look up the definition and I really tried to do that on a regular basis I mean I Journal which you do which is great it's my brain you know you can memorize some lists I'm not good at that at the grocery store by the way so if I don't have it written down it's not coming home but memorize some other lists and sometimes you can just do some quick ad subtraction multiplication in your head instead of picking up your calculator you remember the back of the composition book they were black and white and it's great school on the back was the multiplication table yeah one through twelve I had that memorized 12 times 12 is 144.

Good for you that's awesome isn't that good here's another thing to help your lifestyle change go for a jog even a walk it's amazing what this can do for you you don't need to do it for long 20 minutes a day will do it science states that walking 20 minutes a day briskly can add five years to your life why wouldn't you do it you know it's funny I bet on all of our videos we probably have said this out of the 200 videos 10 times at least this is such an easy thing to do and there's a win just get out and move we take breaks throughout the day down here in Florida we'll jump on our bike for 10 minutes that's it five minutes out five minutes back it just gives you a burst of energy absolutely absolutely so the other thing you want to do is you've got to find a way to prioritize your happiness being happy is probably one of the best healthy lifestyle habits you can follow for the rest of your life now when we get up in the morning we have a choice how do we want to feel how do we want to approach the day do I want to give Jody a kiss and say hey honey how are you it's great to see you I'm so excited that we're here together for the day or God I'm so annoyed and I'm so sad and I'm so this that's all mindset so prioritize your happiness and just remember happier individuals have a 3.7 percent reduction in death over a five-year period we've read a bunch of studies about being happy and prioritizing what makes you happy will have positive effects on your mood and your ability to live longer you know um you have been if you have been following us you know I'm a big fan of quick and easy journaling in the morning every morning I get up besides giving Jody a kiss and saying hey it's good to see you tonight I always write three gratitudes three things I'm grateful for and one self-affirmation one um self-affirmation I am a good speaker I am a good husband I am a good father those three gratitudes in one self affirmation always get me in a good mood that's great that's great that's an easy tip for people to use another important lifestyle change is and I love this one I might love it a little too much not gonna lie but get some sun not too much but some sun I mean I love the sun I get energy from it my mood is improved and you know vitamin D the sunshine vitamin has been shown to fight disease improve bone health and ward off depression you know what I'm going to say now I know okay not too much so right I get out in the sun I have 70 all over my body I have a hat long sleeve shirt long sleeve pants I'm on the beach in a chair under the umbrella with all that stuff on I look like an idiot but that's you know I get enough reflection off the water and I do love we take breaks during the day we'll sit on the front porch and get a little bit of sun it is important to get some sun during the day you just have to be careful right you know how much sun you know 15 to 30 minutes a day with the adequate protection should give you the right amount of vitamin D from your sunshine I like sun early in the morning right between 12 and 3 30 or four I'm out yeah I'm in the shade another lifestyle change would be to stay hydrated this is something else we talk about quite a bit staying hydrated is easy to do and it's an important healthy lifestyle habit that you need to remember to live longer adequate hydration is essential for promoting Optimal Health and you know this because we talk about it a lot and you read about it a lot and your friends tell you about it half your body weight in ounces I need six to seven 12 ounce glasses of water a day to meet the minimum requirements so just do it another one is to laugh often you know you've heard the old saying laughter is the best medicine well it's the plain truth laughing is so powerful do you ever notice when you laugh your heavy burdens tend to get lighter yeah do we laugh enough no we should laughter is a powerful antidote for stress anxiety pain and conflict we need to laugh we do say something funny why'd the chicken cross the egg no what the road so I'm a terrible joke teller so what we need to do you know what we're going to do tonight what we're gonna watch a TV show that's gonna make us laugh we're gonna watch an old funny movie how about that that sounds good you know the other thing is to maintain and strengthen relationships according to a Harvard health article social connections and relationships are very important to a happier life we are social animals and Studies have shown that it's critical to have these in our life yeah there have been dozens of studies showing that people who have satisfying relationships with their family their friends and their Community are happier and have fewer health problems and they often live longer now here's another tip that we talk about we got a lot of tips in this one get enough sleep people tend to neglect the importance of sleep they focus their energy and I'm gonna have a great day they do all these kind of things and finally go to sleep and wake up tired and grumpy it's not it's not good to do that you know you have to treat sleep as something that's sacred and you can't sacrifice it it is sometimes the thing to sacrifice right I'll get up early and do that I'll go to bed late and finish that we actually do that with work too lack of sleep can also often lead to serious health problems so Sleep Quality not just the amount of time in bed is important to your lifespan I think that you'd all agree that you'd like to live as long as you can and on top of that live a healthier life well into your 90s or more there's no crystal ball to see into the future but your vision includes being healthy I'm sure so make the decision to make some changes now this video is helpful you're gonna love this next one finding your path to physical wellness we're going to help you find a baseline where you are today how to build a vision and then bring in healthy habits and routines to support that Vision so watch this one next

As found on YouTube

Home

Read More

Instead Of Downsizing your Home for Retirement, TRY THIS!

because downsizing isn't for everyone or maybe there's reasons why downsizing doesn't work for you and we're going to cover that in a few minutes you know if you're not in agreement with your partner or you don't have the time or money or your home is actually the perfect size for your new life then this video will give you new hope and inspiration for what we call right sizing [Music] i'm gonna retire soon and the first thing we're gonna do is downsize our house who died made you boss what do you mean this is what we're gonna do we gotta downsize everyone downsizes right a lot of our clients come to us in this quandary and while downsizing is a word that most people associate with retirement it also causes stress in a relationship when one partner wants to downsize and the other does not and then if you have children they're going to have an opinion too and this can end up being a divisive issue and tear apart a relationship and a family but there is hope because downsizing isn't for everyone or maybe there's reasons why downsizing doesn't work for you and we're going to cover that in a few minutes you know if you're not in agreement with your partner or you don't have the time or money or your home is actually the perfect size for your new life then this video will give you new hope and inspiration for what we call right sizing and stay to the end where we're going to share 10 quick low-cost changes that can help bring life back to your current home all right so today we're going to step back from the idea of selling your current home and give you some options to think about and stay in that home but before we go further we want to introduce ourselves particularly if you're new to this channel my name is mark rollins and i'm jody rollins and we started retirement transform in 2017 not only for us but for all of you and the 10 000 people turning 65 each day now we don't focus on any of the financial aspects of retirement but rather lifestyle health relationships and more and if you're new here please hit the subscribe button and the notification button so you'll get notified when our videos come out now if you do want to downsize we did a great video and the link to that will be below and that actually comes with a worksheet to help you go through that but today we want to talk about not downsizing staying in your home we actually downsized what we went through a process that we talked about in the first video where we actually had to clean the entire house out to sell it so we eliminated clutter we eliminated furniture we made one of the bedrooms a den painted the entire house inside and out right what else did we do and i was looking at the house thinking to myself with all that work done honestly why do we want to sell it but ultimately it made sense for us to do so let's discuss the reasons why selling your current home and moving may not make sense and the first thing is you might not like i didn't want to you might not want to leave your current area your friends your family or your volunteering community well the other thing is your home may actually be the perfect size for this phase of life sure the kids are moved out and you have some extra bedrooms but you don't want to move into a smaller house right now you don't want to move it can be stressful could be stressful and you actually enjoy having a little bit of a yard to do some gardening maybe doing some home repairs there's enough room for friends to visit or grandkids to stay over so maybe your current house is just the right size and some clients come to us with this reason financial considerations maybe your mortgage is paid off and your property taxes aren't so bad and your financial planner thinks it makes sense to stay where you are that's a reason not to sell yeah and another reason not to sell maybe your home has an apartment either in the basement or upstairs that you've been renting out for a while and your plan is to move into that and give this house to one of your kids down the road or sell it to one of your schools or sell it to one of your kids but it gives you an option to keep it and then actually be able to get common agreement with your children that you get to stay there or downsize one day down the road but right now your home is fine the reality is however all of us will either downsize or be downsized at some point in our life so let's dig into some ideas that we came up with to allow you to stay in your home but make it feel like you right size now listen this will take some work and it may feel like at times you want to quit but we want you to listen carefully and take a few notes and imagine the possibilities for you and your family in your current space and don't forget at the very end of the video we're going to share 10 quick fix tips to help you make your home feel better and one that you really want to stay in so let's say you've decided to stay for whatever the reason and you and your partner are on the same page right sizing to us means sprucing up your home inside and out make believe that you're gonna sell your house so it needs to be fixed up and by the time you're done you will have a new updated home that you won't want to leave so let's start outside so maybe because you've been working so hard for so long your shrubs and your gardens and your overall property really feels overgrown tired and in need of a redo yeah there are some simple things you can do you know you can trim the bushes you can pull your weeds you can add some mulch and nothing looks better than a crisp edge around garden beds right you can actually claim part of your yard if you're industrious as a vegetable garden or maybe buy a bench and stick it in the corner or make a small pond or fountain in area of focus now that you have more time think of your property as an oasis and a place for you to really spend your time and if you're not really sure how to do that hire a landscape architect get a real plan and agree with your partner you're going to do this over three or five years again don't make it feel like a huge job with a lot of money but do something with an architect that's professional and do it slowly what you want to think about is curb appeal you want to think about when you pull onto that driveway you feel great to be there you can't wait to walk around the property and get into the house so let's move inside the house keeping with the theme of getting your house ready to sell if the inside has been ignored because of lack of time or wear and tear from the kids now is a great time to spruce things up you can start room by room if you're doing it yourself or if you're ambitious you can hire some contractors and maybe just to try it start with one room an easy room an easy room let's say you have an extra bedroom and you want to convert it to a den and use or you have a den that you spend a lot of time in together as a couple tackle that room do a simple light clean reduce the clutter but maybe you know the carpet and the furniture needs to be cleaned as well paint the walls in the ceiling do something to give that room new life or go a step further and maybe buy a new tv or install a sound system so you have music or go out and buy some comfortable light up-to-date furniture and maybe clean the carpet or think about a new carpet or even peek under the carpet to see if there are hardwood floors under there now if you do this one room it's going to give you a taste for what can be done with the rest of your house it will get you excited and inspired to do more you can also empty several rooms at one time you know putting everything into a garage or a space make things go a little quicker we're not trying to spend your money but hiring a contractor will help that and remember if your plan is to stay here for 20 or 30 years it makes sense to do this because just think about it every year that you're in there longer and you don't update it it just gets actually worse and if you need ideas what is it pinterest is a great place to go or house to get ideas set a budget an annual budget each year to begin to plan out what changes you want to make to your house here are some other ideas that came to us from a few clients you know in your kitchen pop in some new counters or paint those dark cabinets a light color even purchase a few new appliances or clean all of your cabinets inside and out and definitely donate what you're not using we have clients that the wife is a great cook been cooking forever and loves it she went out when they retired and bought a brand new oven and um cooktop the the original ones were like 40 years old she has these new ovens down and she actually has a whole new feeling and inspiration to cook now so that that's a good thing to do now if you have an extra bedroom in the house let's say the kids have moved out claim that as a home office or another den you can always put a pull out couch in there we have one of them in florida and it's still it gives you another room to go to but it also allows if if kids or grandkids want to sleep over there's a bed there the thing is to step back into your home and think of the changes you can make so it can feel to you like a new home and thank you for staying till the end so here's what we promised 10 quick changes you can do to your home that are relatively inexpensive the first thing is clean all your closets every single one and i'm telling you when you take one closet and say we're going to empty it all out we're going to put the stuff back in that we want and everything else gets donated the feeling you get is incredible it is so the first thing is to clean your closet and the second thing you touched on which would be donate it's a no-brainer it always makes you feel good donate what you don't need because other people do need it the third thing is and this one might sound silly but we've done it a couple of times you'd do it every week if you could change your kitchen cabinet knobs just the knobs and it is totally transform your kitchen just by changing the knobs now lighting in your house maybe you have heavy drapes maybe you don't really have bright light bulbs or many lamps add some more modern lighting pull down your drapes let some natural light in it'll make the world of difference as you walk around your house the fifth one is a big one for me buy yourself a new mattress when is the last time you bought yourself a new mattress sleep is so important your old one probably needs to go the mattress companies say what every eight or ten years you need a new mattress if yours is 15 or 18 years old you definitely need a new mattress the other thing you can do is you know on top of the new mattress get some new bedding and linen for your for your bedroom new towels in the bathroom whatever it is again a very low cost change but it feels new so the seventh thing that you can do is just simply rearrange your furniture in your living room or your den or your dining area or your kitchen just move it around take a whole new look at each one of those rooms and move kind of point and shoot and move furniture around now the other thing you can do is take part of your garage or your basement or a spare room and turn it into a home gym i'd mention a home office before but you know in retirement we talk a lot about physical wellness so instead of going to a gym put the gym in the house so i'm gonna go back outside and just reinforce clean up your property on the outside think curb appeal and that's number nine and number 10 is jody's favorite she's so good at this we have candles all over our house and when jody you know late afternoon she lights all the candles in the kitchen and the den she also has this scent machine i wish i knew what the name is you remember i don't but it just it just pumps out put water in there a little drops of oil and it just makes the house smell so fresh well we also have a dog and i never want you to come into our house and say oh god you have a dog so those are ten quick fixes we don't want you to feel locked into having to downsize but if you're going to stay where you are do something to make the home that you live in feel new and fresh do some of the 10 quick fix tips and enjoy your fresh update at home and if you enjoyed this please share with your friends and please subscribe by clicking the subscribe button it really means a lot to us to get this message out to as many people as we can and finally join our free facebook community the link is in the notes below thanks for listening and we look forward to being with you again

As found on YouTube

Home

Read More

A Happy Retirement is Possible – 5 Things you should Never Ignore!

we know retirement is different for everyone some have it all figured out and some are living the most amazing third phase of life but many are actually struggling when jody says or we say struggling you know they're getting by they're getting by and each day might be okay but it really isn't what they imagined well days might be better than okay but stringing a few of those together is difficult right is that what you think that's what we hear i do think that and i also again we imagined our retirement years ago as really sitting on the beach having pina coladas and traveling around the world and we tried that for 12 months and it didn't work it just wasn't enough for us so today we're going to talk a little bit about some things that might might help you you know i'm sure you'd all agree we deserve after all the years of working the best retirement ever and it can and should be so today we're going to try to help you with some items to make sure you don't fail we're going to talk to you about five areas of your life that you really need to be aware of but before we go any further particularly for those of you that are new here we want to introduce ourselves my name is mark rollins and i'm jody rollins and we started retirement transform in 2017.

Not only for us and for you but for the 10 000 people turning 65 every day now we don't focus on anything financial but rather we focus on lifestyle health relationships and more if you're new here please hit the subscribe button below and also the notification button so you get notified when our new content comes out so let's jump into the five critical areas of your life that you don't want to ignore so the first one you cannot ignore your health and you probably have for years well probably i don't know about probably but maybe we know people that do but when we say health we need your we mean your mental health and your physical health for me this is core to my success in retirement and i i would say it's probably core to you too because we always start our day around health sometimes and physical some type of movement some type of meditation right yeah because that just gets us grounded for the day but it's but it's more than that it's also checking in with your medical provider well it is right it is you know i i was talking to a friend the other day who i saw that his wife passed away on facebook back in september but i didn't know the story about it so i finally got a hold of him and i had a conversation with him last week and they were married for i don't know 40 years and he told me that she was a rock she was healthy she just everything about her was great and one day in august of last year she felt terrible ended up in the hospital and it turned out her sugar numbers were i don't know 1500 i don't know what the high number is i know i was pre-diabetic for a while so i was really careful with that but she was off the charts and honestly it was just downhill from there and unfortunately in 60 days she passed away and that was unheard of to me but here's here's the part that really just got me very upset while she felt healthy she had never had an annual physical i mean folks if you haven't seen your doctor in a year or two or three you have to go i mean it's critically important to baseline right as you're moving through this phase of life especially if you've got a vision for yourself 20 or 30 years out right you need to be working on that and getting the information today so you know i would say where to start you know pay attention to how you feel get your doctor visits up to date yeah move your body move your body get up and walk 20 minutes a day you'd be surprised if the first thing you do in the morning after a glass of water is go out the door and walk for 20 minutes 10 minutes one way and then you come back if you want more information on this thing we're going to drop links to some videos down below where we go into depth on your physical wellness so the first one don't ignore your physical wellness right and where you are the second one is just don't ignore your relationships now you have the time you know we suggest even making a list you know make a list of those colleagues you were close with during your career or maybe some people that left before you left or those that are still there and are are about to leave and enter this phase as well yeah what we've done with that is we've made these lists and for those who've retired we stay in touch and you know we try to get together when we can but the younger people are still there it gives us a chance to mentor them that always feels good when you can talk with an upcoming um junior executive i don't know the right word but someone in her 30s or 40s who could really benefit from your advice so i think it's really good to get those folks on the list too and check in with them once in a while yeah and then there's more folks you can put on a list to kind of add richness to this you know there's your community and your your church or you know faith-based you know place your clubs where you're volunteering or start a club start a coffee group with uh a bunch of guys or in your case women um you could do a dating group you wouldn't want me to start a coffee group with a bunch of guys no i could what about a knitting group you do knitting i do you know i wish i knitting click click but i don't well i think the point is creating communities in retirement is important there are some already there clubs church volunteering but you also can create your own like-minded people in this phase so you don't want to ignore your relationships you don't okay that was the second one what's the third one the third one and while we can't help you with this and we don't do this it is critical to your retirement and that's making sure you have a financial plan don't ignore your finances you can't just assume everything's going to be okay you really need to have a financial planner to give you a clear picture of your finances you need to have a budget how much money you can live on each year that will just ease your ease your not paying ease your attention or stress yeah with your partner i mean well but really here we're talking about non-financial plan items you know we don't know what your life plan is right now or what your vision is in retirement but you should have your finances in order in order to support the plan right so plan or no plan we came up with a phrase well here's the thing um you need a financial plan we don't do that but you also need a plan in retirement and whether you have a plan or not you're living a certain retirement and we did come up with this phrase yesterday talking to a client that you know they're not really happy where their retirement is and they don't have a non-financial plan so we said to them well your current non-financial retirement plan is perfectly designed to provide you with the retirement that you're living and they said well i don't have a plan i said well let me say this again your current non-financial retirement plan is perfectly designed to provide you with the retirement you're living so without a plan you're just living day to day moment to moment and that's not good and some people would say and we have gotten pushed back that that they're happy with that and that's all we want to hear is that you're happy with where you are but we've all planned our entire life up until now why stop that's the thing that we don't get why you know you you planned all your education your career your marriage your kids if you had it owning a home buying and selling homes you've been planning for 40 or 50 years what did the next 30 years look like for you it's true and you know what mark and i did was we developed our five pillars and started with visions around those so as you mentioned our mental health and our physical well-being and then our spouse partner relationship and other relationships as well as wisdom sharing and maybe even the sixth pillar building our community yeah so we really built visions around those the other thing you could do where to start is join us in our mastermind in january you know that's where we will go deep into each of the pillars and help you with that and we only hold that once a year you can buy our online course now you can go to the website and you know we'll leave that link below but we also think if you want to be coached through this process for just a little bit more money we're actually going to do it live for um january do it once a year so you might want to think about doing that if you don't have a plan and your retirement could use a little spruce up let's call it so the third item was pay attention to your financial plan as well as your non-financial plan so what's the fourth the fourth one is don't assume you can just wing it and i really want you to take this phrase seriously you you shouldn't think about winging it every day and every week and every month for the next 20 or 30 years when did that work out well for you i'm sure you never winged it during your career right did you i didn't no no you wouldn't have gotten some time i think maybe you did did not and you didn't wing it having kids thinking well everything will be fine the next 20 or 30 years of your life is valuable it's um it's worth the input your time affluent you now have time don't squander it right right it's it's worth the input okay to plan so the fifth thing is don't ignore your skills and talents that you gained over all those years use them in this phase of life to gain your fulfillment or your purpose you know all that we've both learned you know when we left our career um the last thing we were thinking of was starting a business like that like this but it evolved and here we are and now you know we absolutely love it and we use the skills and talents we learned speaking getting organized whatever it was to help others we were both great coaches during our career so we flipped that into retirement you could do the same thing you know my dad when he retired he packed up all of his experiences all of his stories and he put it in a box put a bow on it and stuck it on the shelf in the garage we're not doing that and you shouldn't either this is our time we need to make it fun and also create a great balance in your life you know our retirement life has things like golf and travel and downtime on top of our five pillars that i mentioned earlier i think you can do that too so we hope you enjoyed this do us a favor and please share it with your friends and also subscribe by clicking the subscribe button and also click the notification button so that you get notified when our new video comes out every wednesday at four o'clock and finally join our free facebook community the link is in the notes below thanks for listening and we look forward to being with you again you

As found on YouTube

Home

Read More

Single Retirement (7 Tips to Ward off Loneliness)

there's 10 000 people turn in 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health today we're going to talk about retiring alone or the new buzzword of solo retirement so if you're watching this and you say well that doesn't apply to me and you're a woman stay tuned the reason i say that is unfortunately seven out of ten or seventy percent of baby boomer aged women actually outlive their husbands what are you gonna do with that why are you laughing what are you gonna do without me i don't know what i'll do with that party anyway there's 10 000 people turning 65 every day and one half of this population is reaching this age on their own so you're not alone in this phase you need to know that you aren't alone but retiring solo does increase your risk of actually being lonely which can have detrimental impact on your health so this idea of emotional loneliness you know that people over 65 who suffer from that they have an 18 increase in their mortality rates which is scary so today we'll give you seven strategies to help ward off loneliness and overcome isolation to live a more fulfilling life as a solo retiree so here's the first strategy and this is really important overcoming your financial insecurities now if you are a single woman now or a single person and you're retiring and you don't really have a handle on your finances that's a problem and you're going to be stuck and stifled and not be able to move forward so you need to hire a financial planner and understand your finances and frankly if you're a couple watching this and one of the two of you really gets finances well and the other one doesn't that's not a good place to be no if you're listening to this both of you should pay attention and share the financial information as well as the financial burdens now because ultimately if you listen to that first statistic if you're a woman 70 of us will end up as a solo retiree outliving our partner that's just the medical history that's just the facts you know there are friends down the street who purchased the house from this elderly couple and unfortunately her husband passed away and she decided she wanted to downsize she went to sell the house they got all the way down the road to the closing right and realized he had never changed the title of the house so it took another three months to close and it's just because she had no idea they weren't really sharing the information so it is really important yep so get your finances in order we're not financial planners but definitely find one that was strategy number one strategy number two create a small support group of peers like mark said you're not alone there are many other people in the same place and you want to be able to share your struggles and successes with them yeah because it's it's tough to be alone and it's tough to really be alone but if you can be alone with another person who's alone then you're not alone anymore right that makes sense right kind of yeah good theory i mean you could do weekly coffee you know pick up a class or do some exercise or even just take a long walk it's important to make sure that you connect and have a group of peers yeah relationships are key and having a support group really helps so strategy three is along the lines of that but we're really suggesting that every day you talk to someone on the phone and person whatever it might be make sure you have a conversation with another human being every single day and it might make sense to make a list of people that you can call absolutely makes sense you know friends and family and neighbors you know and never feel like you're imposing and like mark said don't let a day go by that you're not involved in a conversation now it's always better in person because it feels better but if you can't be in person bad weather you know covet kept us all locked up a little bit at least call but be there and frankly what's helpful is not only for you to reach out to get some communication help but be the one supporting other people that's a great way to start having some conversations in a peer group that you're leading it so connect with someone every day strategy number four have a daily plan and a schedule something that adds structure to your life so that you're not always wondering what am i going to do today what's the morning going to be like how am i going to make it through the afternoon really set the tone from the day in the morning now good habits and routines are important and i know a lot of people that like to get up they've worked their whole life and they're retired now and they want to get up and just have a cup of coffee and watch tv watch a little more tv have some more coffee but before you know it it's 11 o'clock and you haven't talked to anybody and you really haven't done much so setting some schedule and some time some self-care time with friends and frankly limit tv i mean i you know watching tv every morning from 7 a.m till noon it's not healthy no but you could even schedule some time to learn to pick up a class to go to the library to read to children to find things in your community that you could do to be helpful and that makes you not alone and isolated so here's the fifth strategy and you've heard this from us so many times and it just makes so much sense this one does come up in a lot of our videos because it helps in so many areas of your life the fifth strategy is exercise every single day move your body move it get up and move it do you know that if you walk 20 minutes a day every day for 20 minutes you can add five years to your life so what about walking with a friend and 20 minutes that's easy walk for 30 minutes with someone and have a chat and catch up so you're now you're exercising and you're communicating with someone you know as we all age movement does become harder but you need to be as active as you can and just know that you can do 20 minutes a day so we hope you do that take it seriously so now let's talk about strategy number six volunteering you know there's so many benefits with volunteering and it's become such a huge part of our retirement transformation program and you know we do bring it up a lot volunteering sharing your wisdom creating your community you know providing yourself with fulfillment sharing and searching your passions we bring that up a lot but it does help with this loneliness and the potential for isolation you know you instantly can find a community of people when you start to volunteer and it could be as basic as working at the local food bank or the library or something but you're going to find dozens of other people in the same position you are in looking for communities so it's really important to give this a shot absolutely strategy number seven would be to try new things learn technology mark and i did a talk one day and there was a bunch of people in the room and one lady raised her hand talking because we were bringing up this strategy about learning technology her name was ava she raised her hand and she talked about the world that technology opened to her allowing her to connect with her family over in italy and how they structured it how she learned face time how she learned zoom how she learned to be able to work all of the technology in her house to really ward off that loneliness and you know how she did it remember her story she got one of her grandchildren to sit with her and work on the iphone with her to learn how to do face time she couldn't believe in her mind that it could happen and then in the end how easy it was for her right so but it really made her feel connected and less lonely and i think utilizing technology in that way is really smart and learn from a younger person it's nice in a community to have people your own age and people younger so and while you're learning technology look for online courses that are out there look for some online learning that can engage you i did that when i went to the university of pennsylvania and i took an entire online online course and i got to zoom in with other kids college kids college kids and i was the old lady but that was great and i made a lot of great contacts doing that no a big thing to remember is you're not alone you can ward off this loneliness but you need to be proactive work on the seven strategies we just mentioned above and listen if you enjoy this please share with your friends and also please subscribe by clicking the subscribe button below don't forget to join our free facebook community the link is down below and it's very interactive where jody and i go live each week you get to ask questions and we can communicate with each other and thanks for listening and we look forward to seeing you again

As found on YouTube

Home

Read More

Why is Everyone So Tired in Retirement?

you know after slugging it out for over 30 years in Corporate America I was exhausted when retirement arrived I really needed a break and I needed a break too so we spent the first few months in retirement really doing nothing nothing meaningful right well hanging around kind of lazy mornings turning into lazy days into lazy weeks and maybe even lazy months but we knew something had to change or we were doomed we wanted our dreams of a fulfilling retirement to become a reality so we had to make some changes so today we're going to share with you some strategies that you can try so that you're full of energy every single day and take on anything that comes your way but before we go further we'd like to introduce ourselves my name is Mark Rollins and I'm Jody Rollins and we started retirement transform not only for us but for all of you and the other 10 000 people turning 65 every day now we don't focus on anything Financial none of the aspects financially or retirement but we focus on lifestyle Health relationships and more and listen if you're new here please hit the Subscribe button and also the notification button so you'll get notified when our videos come out so let's jump into all the things that tend to make you and me tired especially in retirement okay the first thing that gets you tired too much downtime and that might just be for instance watching too much TV and I don't know if you know this or not but the average number of hours people over the age of 65 watch TV each week is 38 hours a week that's like Couch Potato syndrome it is and you have to be careful with that because it does make you tired nothing wrong with watching a Netflix series or some TV but you can't do it six or eight hours a day yeah lack of movement will really keep your body and your mind tired you have to find ways to move your body even 20 minutes a day just getting out walk 10 minutes One Direction and 10 minutes back and you will feel very different what happens if you walk seven minutes one way and four minutes back and then you have to do 10 jumping jacks oh and then all right because you're going to be late yeah but there's a scientific study multiple scientific studies that say moving 20 minutes a day can extend your life by five years who wouldn't want that exactly exactly so the first one is too much downtime the second one is poor nutrition and we know you've heard this before but please just make believe you're hearing it for the first time poor food choices fast food sweets and too much eating out or even eating late is bad for you being mindful of what your comfort food is and how much you go to it is also something to be aware of yeah I think that you know for us we're getting a lot better with nutrition and really because we're starting to really pay attention to what our ordering tells us about sleep and how we feel but also just our body when we put certain foods in our body we really pay attention to how we feel and having wine or drinks and a late dinner at night we both know we're going to have an awful night's sleep but you didn't bite on comfort food comfort food I you know I need to stay away from comfort food fried chicken Oreo cookies chocolate chip cookies that's the stuff that my mother always made for me and it was Comfort I I need to stay away from that yeah and I know I know it's hard to in retirement to stay away from wine and drinks maybe that's me but um you just be mindful of it and to give your yourself and your body a break from it is really a good feeling yeah and all of what we just talked about leads into the third uh item to make you tired which is getting poor sleep and honestly we need to do an entire video on sleep because I just looked and we really haven't spent enough time on this and the importance of getting a good night's sleep most people need seven to eight hours of good sleep in order to feel good and have high energy absolutely and you know the eating late too much alcohol just doesn't help that you a good portion of our lives in Corporate America and you as an entrepreneur entertaining clients and living that way eating late entertaining clients some wine with dinner and we knew it wasn't sustainable so what makes us think in retirement that that would be sustainable well it's funny because our last five years of work really we were probably working harder than ever before we were entertaining harder than ever before that was our normal and when we got to retirement that normal didn't work for us it really didn't so you just have to be able and to think about making some life changes and it's not easy but it's doable so we have sleep as the third one good sleep quality sleep not just time in bed right the fourth one is really lack of routines during your career you had your routines wired I know you did you had a morning routine during your career and then you were off to work and your day was planned a lot of time your schedule was filled before you even got into the office but many people enter retirement and the last thing they want to do is have a routine I know and you know we hear that a lot but we also hear from our clients when they start with a routine even a basic routine going to bed at the same time getting up at the same time and it doesn't have to be 5 a.m like me I mean you don't get up at five minutes you've got your own routine I don't sleep I do but you have a routine once they start plugging in a routine getting up at the same time every day plugging in a little bit of uh walking for 20 minutes and exercise maybe on top of that doing some meditation with a app like headspace mindfulness that really starts to kick in their energy level and makes them feel better in their retirement phase and you know I really resisted this idea of setting a regular time to go to sleep and a time to wake up in retirement and I don't know if you remember I pushed back pretty hard on Mark started at like 10 o'clock we're gonna you know go to bed at 10 o'clock or you know he wants to be in bed at 10 o'clock which really many wanted to be asleep at 10 o'clock which meant bed 9 30.

Yeah but you also weren't going to let me go to bed alone that's just a me thing right so you so you dragged along with it I did you laid there with your eyes open for an hour in the beginning well I would read or something but but oddly enough our clock kept kind of going backwards the other thing I'd say about routines is I got a call this week from one of our 25 year olds we have two 25 year old twins Jordan that lives in New York City and she said you know something mom starting Monday getting back to my routine and I found that so interesting that the self-care part of routine and sleep and waking and all of that is being ingrained in the younger generation which is great it is great so another reason that you might be tired you could have some underlying health issues that you don't know about it's so important to go to your doctor at least once a year and have things checked out because as we age things in our body change and it could be that there's something going on that's keeping you awake at night that's making you feel tired during the day so going to see your doctors on a regular basis is so important yeah there I mean there could definitely be some issues going on that need to be addressed and you know we have friends that actually have said to us we never go to the doctor because we don't want to look for trouble and I'm just not sure that that's a great way to live through this phase of your life yeah and you know in retirement if you're not exercising and you're eating and drinking more than you used to you're going to gain weight a lot of people gain weight in retirement now all of a sudden you pick up an extra 10 15 20 pounds and it's slowly so you don't notice it but that leads to diabetes so you want to get your heart checked you want to get your body checked you want to go see your doctor I recently went to the doctor and found out that I had plaque buildup on some of my arteries that's it yeah it's a scare I suppose but it also has helped get me focused on doing the right thing eating better exercise and getting good sleep yep because that you're on could be out of balance again this goes back to checking with your doctor you know if you're not sleeping and you're gaining weight and you're having trouble going to the bathroom or you're going too much you know find out why it's just not something to sweep under the rug yeah you know if you're getting up four times a night to go to the bathroom it could be as simple as you shouldn't drink water two hours before you go to bed or it could be something else or it could be a medication that you shouldn't take in the afternoon you should take in the morning or yes the important thing we're trying to get across here is see your doctor check your meds you know I was pre-diabetic seven years ago and I changed that with diet and exercise so you can actually be proactive and make some changes as well don't have your doctor just say here's some meds talk to them more about what some of the things you can do to change your lifestyle to become healthier so we hit the doctor we hit the meds let's go to the seventh thing that we came up with you know dehydration dehydration for sure will make you tired that's a no-brainer it leads to all sorts of problems poor sleep heart rate issues blood pressure problems brain damage even death you had an episode a couple of summers ago with dehydration I did I was working in the yard I was working really hard I was sweaty and I wasn't drinking water did all that work it was a hot humid day showered we got dressed to go to dinner we walked down the street to have dinner you know I don't know 500 feet and right in the beginning of the dinner basically long story short I just went down and I fainted and I had to be taken to the hospital and that was preventable it's not hard to effects you need to drink one half your body weight in ounces of water that's a minimum I weigh 160 pounds that's 80 ounces of water a day that's seven to twelve glasses of water a day it's not that hard right right it really isn't it really is and it's so so important to do that so listen it's okay to have lazy days it's okay to splurge with food and wine you know it's okay to binge watch TV but not every day not for your optimal retirement it just isn't sustainable and there's nothing worse than feeling tired all day long and you know people that say that right they get up and they say oh tired midday they're like oh my God I'm so tired yeah don't you get tired of hearing people say how tired they are yeah and maybe some people just say it but you don't have to it doesn't have to be like that right you want to try a day or even a week implementing what we shared today and see if there's any changes that play take place see how you feel you actually might like it you might find a new normal and it becomes a habit now we hoped you like these strategies and changes that we talked about today check out our next video extend your life in retirement by avoiding these four bad habits these are definite changes you need to make so watch this video to go deeper on extending your life and being healthier

As found on YouTube

Home

Read More

Top Tips for How to Live a Long, Happy Life in Retirement

time and again we hear about the dangers of smoking unhealthy eating and drinking too much alcohol we know these are unhealthy habits and they put us closer to the Grave that's why if we want to live longer and you want to live longer and happier we need to understand that we need to possibly make some changes to our lifestyle so our question for you today is do you want to start changing your lifestyle in order to live longer if you've said yes keep watching we all know people who lived a hard life they either had a rough time at the end or they died before their time and my dad was one of those guys who died before his time he had a great career he was a wonderful role model and he was a fantastic business leader he was also a marine and that gave him that dose of feeling indestructible but he aged really fast once he retired he ate poorly drank way too much and he quit moving his body you know he died at 80 and I believe had he done what we're going to talk to you about today I believe there's a good chance he'd still be alive which would be nice today we're going to walk you through some tried and true healthy lifestyle habits and behaviors and if you apply these right now as you get closer to achieving your healthier happier life you may live longer what's the first one what do we want to talk about first the first one I feel like we talk about a lot but you can't hear this enough we all love eating but eating a balanced diet is critical to a healthy lifestyle the question right now is what type of food are you eating are you eating junk food or are you eating healthy food you asking me are you asking I'm asking you uh well then I'm just going to say that I eat mostly healthy food definitely go up the rails once in a while I would agree but our body needs a wide range of nutrients in the right amounts so that we can grow develop and it can maintain itself it's you know we have to give it nutrition in order for our body to behave the way we want it to behave but balance is the key right because basically too much or not enough of any nutrient can lead to problems the bottom line is if you're currently living on pizza or even just pure meat every day then it's time to mix some greens into your diet you know our nutritionist or no not a nutritionist our naturopath doctor um Dana Dana tells me that I need to eat seven cups of vegetables a day and when she first told me that I said there's no way but really it really isn't that much and it's just a behavioral change so we have three cups of vegetables with dinner three with lunch and maybe I'm missing one cup we might be probably missing one or two If we're honest for sure they do say that you should get 95 of your food from Plants there are places around the world where people eat like that and they do live longer so basically the real challenge today is for you to you know just push yourself to eat less meat and some more vegetables or at least bring more vegetables and plant products into your diet you know my mom used to say look at your plate and if your plate is a one color palette plate you're in trouble need to add as much color to your plate as you possibly can and you know that sounds really hard and and and it is it is but if you try this when you go shopping only shop the outside perimeter of your grocery store it's where all the Natural Foods tend to be and avoid the aisles see if you can get everything you need just from the perimeter yeah on the perimeter there's your your fresh beef Fish and Chicken your protein all the vegetables are there and we definitely suggest you look for organic it's a little more money but it's better for you and it can be healthy and just take baby steps here but if you pick up a can of food that you want to put into your mouth or a bag of food and you can't pronounce any of the ingredients you shouldn't be eating it because it's chemicals it's just not good for you easier said than done it is but baby steps for sure right another lifestyle change would be this as easy as this two words don't smoke full stop really just don't smoke because smoking is strongly linked to the rise of some diseases and even early death you know my mom smoked three packs of cigarettes a day from the age of 14.

to when she died at the age of not 80 because she went into the home but until 75 years old so 60 whatever 60 plus years three packs a day but she got dementia and in in my mind you know smoking can lead to diseases like that according to Healthline we found this note that men and women who smoke may lose up to 10 years of their lives and be three times more likely to die prematurely than those that never picked up a cigarette but you know what don't be too alarmed there is still time to quit and a chance for you to prolong your life that same Healthline report said quitting smoking in your 60s may add up to 3.7 years on your life in fact you can even still quit in your 80s and provide some health benefits so the long and short of this section is don't smoke or quit smoking yeah so no matter how old you are if you quit smoking now it'll be good for you now the other the other lifestyle change that's really important is to do brain training and you're like what is that well not only do we need to exercise our physical bodies what we need to exercise our brain as well you know I do Wordle every day some crossword puzzles I've tried Sudoku I'm just not very good at it but keeping your mind physically fit can save us from certain conditions that will shorten your lifespan even link to Alzheimer's disease like my mama yep here's a few fun ways that you can exercise your mind I feel like we did this when Luca was here our grandson oh my God we played hours and hours ago goldfish from 5 30 in the morning till 7.

How about learning a new word every day when I read my Kindle or I read my iPad in the morning and there's a word that I don't understand you can just hold it down and look up the definition and I really tried to do that on a regular basis I mean I Journal which you do which is great it's my brain you know you can memorize some lists I'm not good at that at the grocery store by the way so if I don't have it written down it's not coming home but memorize some other lists and sometimes you can just do some quick ad subtraction multiplication in your head instead of picking up your calculator you remember the back of the composition book they were black and white and it's great school on the back was the multiplication table yeah one through twelve I had that memorized 12 times 12 is 144.

Good for you that's awesome isn't that good here's another thing to help your lifestyle change go for a jog even a walk it's amazing what this can do for you you don't need to do it for long 20 minutes a day will do it science states that walking 20 minutes a day briskly can add five years to your life why wouldn't you do it you know it's funny I bet on all of our videos we probably have said this out of the 200 videos 10 times at least this is such an easy thing to do and there's a win just get out and move we take breaks throughout the day down here in Florida we'll jump on our bike for 10 minutes that's it five minutes out five minutes back it just gives you a burst of energy absolutely absolutely so the other thing you want to do is you've got to find a way to prioritize your happiness being happy is probably one of the best healthy lifestyle habits you can follow for the rest of your life now when we get up in the morning we have a choice how do we want to feel how do we want to approach the day do I want to give Jody a kiss and say hey honey how are you it's great to see you I'm so excited that we're here together for the day or God I'm so annoyed and I'm so sad and I'm so this that's all mindset so prioritize your happiness and just remember happier individuals have a 3.7 percent reduction in death over a five-year period we've read a bunch of studies about being happy and prioritizing what makes you happy will have positive effects on your mood and your ability to live longer you know um you have been if you have been following us you know I'm a big fan of quick and easy journaling in the morning every morning I get up besides giving Jody a kiss and saying hey it's good to see you tonight I always write three gratitudes three things I'm grateful for and one self-affirmation one um self-affirmation I am a good speaker I am a good husband I am a good father those three gratitudes in one self affirmation always get me in a good mood that's great that's great that's an easy tip for people to use another important lifestyle change is and I love this one I might love it a little too much not gonna lie but get some sun not too much but some sun I mean I love the sun I get energy from it my mood is improved and you know vitamin D the sunshine vitamin has been shown to fight disease improve bone health and ward off depression you know what I'm going to say now I know okay not too much so right I get out in the sun I have 70 all over my body I have a hat long sleeve shirt long sleeve pants I'm on the beach in a chair under the umbrella with all that stuff on I look like an idiot but that's you know I get enough reflection off the water and I do love we take breaks during the day we'll sit on the front porch and get a little bit of sun it is important to get some sun during the day you just have to be careful right you know how much sun you know 15 to 30 minutes a day with the adequate protection should give you the right amount of vitamin D from your sunshine I like sun early in the morning right between 12 and 3 30 or four I'm out yeah I'm in the shade another lifestyle change would be to stay hydrated this is something else we talk about quite a bit staying hydrated is easy to do and it's an important healthy lifestyle habit that you need to remember to live longer adequate hydration is essential for promoting Optimal Health and you know this because we talk about it a lot and you read about it a lot and your friends tell you about it half your body weight in ounces I need six to seven 12 ounce glasses of water a day to meet the minimum requirements so just do it another one is to laugh often you know you've heard the old saying laughter is the best medicine well it's the plain truth laughing is so powerful do you ever notice when you laugh your heavy burdens tend to get lighter yeah do we laugh enough no we should laughter is a powerful antidote for stress anxiety pain and conflict we need to laugh we do say something funny why'd the chicken cross the egg no what the road so I'm a terrible joke teller so what we need to do you know what we're going to do tonight what we're gonna watch a TV show that's gonna make us laugh we're gonna watch an old funny movie how about that that sounds good you know the other thing is to maintain and strengthen relationships according to a Harvard health article social connections and relationships are very important to a happier life we are social animals and Studies have shown that it's critical to have these in our life yeah there have been dozens of studies showing that people who have satisfying relationships with their family their friends and their Community are happier and have fewer health problems and they often live longer now here's another tip that we talk about we got a lot of tips in this one get enough sleep people tend to neglect the importance of sleep they focus their energy and I'm gonna have a great day they do all these kind of things and finally go to sleep and wake up tired and grumpy it's not it's not good to do that you know you have to treat sleep as something that's sacred and you can't sacrifice it it is sometimes the thing to sacrifice right I'll get up early and do that I'll go to bed late and finish that we actually do that with work too lack of sleep can also often lead to serious health problems so Sleep Quality not just the amount of time in bed is important to your lifespan I think that you'd all agree that you'd like to live as long as you can and on top of that live a healthier life well into your 90s or more there's no crystal ball to see into the future but your vision includes being healthy I'm sure so make the decision to make some changes now this video is helpful you're gonna love this next one finding your path to physical wellness we're going to help you find a baseline where you are today how to build a vision and then bring in healthy habits and routines to support that Vision so watch this one next

As found on YouTube

Home

Read More

Instead Of Downsizing your Home for Retirement, TRY THIS!

because downsizing isn't for everyone or maybe there's reasons why downsizing doesn't work for you and we're going to cover that in a few minutes you know if you're not in agreement with your partner or you don't have the time or money or your home is actually the perfect size for your new life then this video will give you new hope and inspiration for what we call right sizing [Music] i'm gonna retire soon and the first thing we're gonna do is downsize our house who died made you boss what do you mean this is what we're gonna do we gotta downsize everyone downsizes right a lot of our clients come to us in this quandary and while downsizing is a word that most people associate with retirement it also causes stress in a relationship when one partner wants to downsize and the other does not and then if you have children they're going to have an opinion too and this can end up being a divisive issue and tear apart a relationship and a family but there is hope because downsizing isn't for everyone or maybe there's reasons why downsizing doesn't work for you and we're going to cover that in a few minutes you know if you're not in agreement with your partner or you don't have the time or money or your home is actually the perfect size for your new life then this video will give you new hope and inspiration for what we call right sizing and stay to the end where we're going to share 10 quick low-cost changes that can help bring life back to your current home all right so today we're going to step back from the idea of selling your current home and give you some options to think about and stay in that home but before we go further we want to introduce ourselves particularly if you're new to this channel my name is mark rollins and i'm jody rollins and we started retirement transform in 2017 not only for us but for all of you and the 10 000 people turning 65 each day now we don't focus on any of the financial aspects of retirement but rather lifestyle health relationships and more and if you're new here please hit the subscribe button and the notification button so you'll get notified when our videos come out now if you do want to downsize we did a great video and the link to that will be below and that actually comes with a worksheet to help you go through that but today we want to talk about not downsizing staying in your home we actually downsized what we went through a process that we talked about in the first video where we actually had to clean the entire house out to sell it so we eliminated clutter we eliminated furniture we made one of the bedrooms a den painted the entire house inside and out right what else did we do and i was looking at the house thinking to myself with all that work done honestly why do we want to sell it but ultimately it made sense for us to do so let's discuss the reasons why selling your current home and moving may not make sense and the first thing is you might not like i didn't want to you might not want to leave your current area your friends your family or your volunteering community well the other thing is your home may actually be the perfect size for this phase of life sure the kids are moved out and you have some extra bedrooms but you don't want to move into a smaller house right now you don't want to move it can be stressful could be stressful and you actually enjoy having a little bit of a yard to do some gardening maybe doing some home repairs there's enough room for friends to visit or grandkids to stay over so maybe your current house is just the right size and some clients come to us with this reason financial considerations maybe your mortgage is paid off and your property taxes aren't so bad and your financial planner thinks it makes sense to stay where you are that's a reason not to sell yeah and another reason not to sell maybe your home has an apartment either in the basement or upstairs that you've been renting out for a while and your plan is to move into that and give this house to one of your kids down the road or sell it to one of your schools or sell it to one of your kids but it gives you an option to keep it and then actually be able to get common agreement with your children that you get to stay there or downsize one day down the road but right now your home is fine the reality is however all of us will either downsize or be downsized at some point in our life so let's dig into some ideas that we came up with to allow you to stay in your home but make it feel like you right size now listen this will take some work and it may feel like at times you want to quit but we want you to listen carefully and take a few notes and imagine the possibilities for you and your family in your current space and don't forget at the very end of the video we're going to share 10 quick fix tips to help you make your home feel better and one that you really want to stay in so let's say you've decided to stay for whatever the reason and you and your partner are on the same page right sizing to us means sprucing up your home inside and out make believe that you're gonna sell your house so it needs to be fixed up and by the time you're done you will have a new updated home that you won't want to leave so let's start outside so maybe because you've been working so hard for so long your shrubs and your gardens and your overall property really feels overgrown tired and in need of a redo yeah there are some simple things you can do you know you can trim the bushes you can pull your weeds you can add some mulch and nothing looks better than a crisp edge around garden beds right you can actually claim part of your yard if you're industrious as a vegetable garden or maybe buy a bench and stick it in the corner or make a small pond or fountain in area of focus now that you have more time think of your property as an oasis and a place for you to really spend your time and if you're not really sure how to do that hire a landscape architect get a real plan and agree with your partner you're going to do this over three or five years again don't make it feel like a huge job with a lot of money but do something with an architect that's professional and do it slowly what you want to think about is curb appeal you want to think about when you pull onto that driveway you feel great to be there you can't wait to walk around the property and get into the house so let's move inside the house keeping with the theme of getting your house ready to sell if the inside has been ignored because of lack of time or wear and tear from the kids now is a great time to spruce things up you can start room by room if you're doing it yourself or if you're ambitious you can hire some contractors and maybe just to try it start with one room an easy room an easy room let's say you have an extra bedroom and you want to convert it to a den and use or you have a den that you spend a lot of time in together as a couple tackle that room do a simple light clean reduce the clutter but maybe you know the carpet and the furniture needs to be cleaned as well paint the walls in the ceiling do something to give that room new life or go a step further and maybe buy a new tv or install a sound system so you have music or go out and buy some comfortable light up-to-date furniture and maybe clean the carpet or think about a new carpet or even peek under the carpet to see if there are hardwood floors under there now if you do this one room it's going to give you a taste for what can be done with the rest of your house it will get you excited and inspired to do more you can also empty several rooms at one time you know putting everything into a garage or a space make things go a little quicker we're not trying to spend your money but hiring a contractor will help that and remember if your plan is to stay here for 20 or 30 years it makes sense to do this because just think about it every year that you're in there longer and you don't update it it just gets actually worse and if you need ideas what is it pinterest is a great place to go or house to get ideas set a budget an annual budget each year to begin to plan out what changes you want to make to your house here are some other ideas that came to us from a few clients you know in your kitchen pop in some new counters or paint those dark cabinets a light color even purchase a few new appliances or clean all of your cabinets inside and out and definitely donate what you're not using we have clients that the wife is a great cook been cooking forever and loves it she went out when they retired and bought a brand new oven and um cooktop the the original ones were like 40 years old she has these new ovens down and she actually has a whole new feeling and inspiration to cook now so that that's a good thing to do now if you have an extra bedroom in the house let's say the kids have moved out claim that as a home office or another den you can always put a pull out couch in there we have one of them in florida and it's still it gives you another room to go to but it also allows if if kids or grandkids want to sleep over there's a bed there the thing is to step back into your home and think of the changes you can make so it can feel to you like a new home and thank you for staying till the end so here's what we promised 10 quick changes you can do to your home that are relatively inexpensive the first thing is clean all your closets every single one and i'm telling you when you take one closet and say we're going to empty it all out we're going to put the stuff back in that we want and everything else gets donated the feeling you get is incredible it is so the first thing is to clean your closet and the second thing you touched on which would be donate it's a no-brainer it always makes you feel good donate what you don't need because other people do need it the third thing is and this one might sound silly but we've done it a couple of times you'd do it every week if you could change your kitchen cabinet knobs just the knobs and it is totally transform your kitchen just by changing the knobs now lighting in your house maybe you have heavy drapes maybe you don't really have bright light bulbs or many lamps add some more modern lighting pull down your drapes let some natural light in it'll make the world of difference as you walk around your house the fifth one is a big one for me buy yourself a new mattress when is the last time you bought yourself a new mattress sleep is so important your old one probably needs to go the mattress companies say what every eight or ten years you need a new mattress if yours is 15 or 18 years old you definitely need a new mattress the other thing you can do is you know on top of the new mattress get some new bedding and linen for your for your bedroom new towels in the bathroom whatever it is again a very low cost change but it feels new so the seventh thing that you can do is just simply rearrange your furniture in your living room or your den or your dining area or your kitchen just move it around take a whole new look at each one of those rooms and move kind of point and shoot and move furniture around now the other thing you can do is take part of your garage or your basement or a spare room and turn it into a home gym i'd mention a home office before but you know in retirement we talk a lot about physical wellness so instead of going to a gym put the gym in the house so i'm gonna go back outside and just reinforce clean up your property on the outside think curb appeal and that's number nine and number 10 is jody's favorite she's so good at this we have candles all over our house and when jody you know late afternoon she lights all the candles in the kitchen and the den she also has this scent machine i wish i knew what the name is you remember i don't but it just it just pumps out put water in there a little drops of oil and it just makes the house smell so fresh well we also have a dog and i never want you to come into our house and say oh god you have a dog so those are ten quick fixes we don't want you to feel locked into having to downsize but if you're going to stay where you are do something to make the home that you live in feel new and fresh do some of the 10 quick fix tips and enjoy your fresh update at home and if you enjoyed this please share with your friends and please subscribe by clicking the subscribe button it really means a lot to us to get this message out to as many people as we can and finally join our free facebook community the link is in the notes below thanks for listening and we look forward to being with you again

As found on YouTube

Home

Read More